At a Glance
- Tasks: Lead strategic pricing and product strategies for credit services, ensuring fair value and compliance.
- Company: Join the dynamic team at Very, dedicated to helping families thrive.
- Benefits: Enjoy flexible working, generous holiday, and a £6,500 benefits allowance.
- Other info: Inclusive culture with opportunities for professional development and career progression.
- Why this job: Make a real impact on financial services while growing your career in a supportive environment.
- Qualifications: Strong background in revenue management and excellent communication skills required.
The predicted salary is between 48000 - 72000 £ per year.
About us. We’re the team behind digital retailer Very. Our purpose, helping families get more out of life, powers everything we do. And we want our people to get more out of life too! If you’re high-performing, ambitious and make the most of every opportunity, we want to hear from you. In return, you’ll enjoy heaps of flexibility, great perks and benefits, and the freedom to be yourself, keep learning and take your career wherever you want it to go. If you love making a difference, you’ll love making it sparkle for millions of Very customers.
About the role. We are looking for a Senior Credit Pricing Manager to lead the development and delivery of strategic pricing and product strategies across our revolving account, instalment, and card portfolios. This role is central to driving profitable growth, ensuring fair value for customers, and managing risk within a regulated financial services environment. You will balance commercial performance, customer outcomes, and compliance while shaping how we price and optimise our credit products.
What you’ll be doing:
- Develop and implement pricing strategies for all financial services products, ensuring fair value and regulatory compliance.
- Lead price and fair value assessments, representing Credit Pricing in key forums such as Customer and Product and Credit Risk committees.
- Lead design of advanced analytical models for pricing, forecasting, and performance tracking including valuation metrics including NPV, IRR, and Risk Adjusted Margins.
- Ensure automated reporting and dashboards that support performance monitoring are available for all stakeholders.
- Manage framework for design, execution and analysis of A/B tests / experimentation to measure the impact of pricing changes including appropriate risk management.
- Act as a strategic partner to senior leadership, turning complex data into clear, actionable recommendations.
- Work closely with analytics, product, and engineering teams to strengthen data infrastructure and governance ensuring data integrity and consistency across all pricing analytics outputs.
About you.
- Deep understanding of revenue management, pricing optimisation, and financial performance in credit or financial services.
- Strong commercial acumen with a focus on P&L outcomes.
- Excellent communication skills with the ability to simplify complex ideas for non-technical audiences.
- A track record of leading and developing high performing analytics teams.
- Experience building and/or managing complex unit of one cashflow models for credit pricing.
- Knowledge of experimental design principles, ideally in a pricing context.
- Understanding of BI tools and best practices for dashboarding.
- Experience working in marketplace or platform environments is a plus.
Some of our benefits:
- Flexible, hybrid working model.
- Inclusive culture and environment.
- £6,500 flexible benefits allowance to suit your needs.
- 30 days holiday + bank holidays.
- LinkedIn learning access.
- Bonus potential (performance and business-related).
- Up to 25% discount on Very.co.uk.
- Matched pension up to 6%.
- More benefits can be found on our career site.
How to apply. Please note that the talent acquisition team are managing this vacancy directly, and if successful in securing this role, you will be required to undertake a credit, CIFAS, Right to Work checks and if a specific requirement of your role a DBS (criminal records) check. Should your application progress we require you to let the team know if there is anything you need to disclose in relation to any of these checks prior to them being undertaken, including any unspent criminal convictions.
What happens next? Our talent acquisition team will be in touch if you’re successful so keep an eye on your emails! We’ll arrange a short call to learn more about you, as well as answer any questions you have. If it feels like we’re a good match, we’ll share your CV with the hiring manager to review. Our interview process is tailored to each role and can be in-person or held remotely. You can expect a two-stage interview process for this position: 1st stage - An informal 30-45 minute video call with the hiring team to discuss your skills and relevant experience. This is a great opportunity to find out more about the role and to ask any questions you may have. 2nd Stage – A one-hour formal task based interview where you can expect both competency and technical questions.
As an inclusive employer please do let us know if you require any reasonable adjustments. If you’d like to know more about our interviews, you can find out here.
Equal opportunities. We’re an equal opportunity employer and value diversity at our company. We do not discriminate based on race, religion, colour, national origin, sex, gender, gender expression, sexual orientation, age, marital status, veteran status, or disability status. We will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment. Please contact us to request accommodation.
Senior Credit Pricing Manager in Liverpool employer: Very Group
At Very, we pride ourselves on being an exceptional employer that champions flexibility and personal growth. Our inclusive culture fosters collaboration and innovation, allowing you to thrive in your role as a Senior Credit Pricing Manager while enjoying a generous benefits package, including a £6,500 flexible benefits allowance and 30 days of holiday. Join us in making a meaningful impact for millions of customers, all while advancing your career in a supportive environment.
StudySmarter Expert Advice🤫
We think this is how you could land Senior Credit Pricing Manager in Liverpool
✨Tip Number 1
Get to know the company inside out! Research Very's values, culture, and recent news. This will help you tailor your conversations during interviews and show that you're genuinely interested in being part of the team.
✨Tip Number 2
Network like a pro! Connect with current employees on LinkedIn or attend industry events. This can give you insider info about the role and might even lead to a referral, which can boost your chances of landing that job.
✨Tip Number 3
Prepare for those interviews! Think about how your experience aligns with the role of Senior Credit Pricing Manager. Practice answering common questions and be ready to discuss your analytical skills and pricing strategies in detail.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, it shows you’re serious about joining the Very team!
We think you need these skills to ace Senior Credit Pricing Manager in Liverpool
Some tips for your application 🫡
Show Your Passion:When you're writing your application, let your enthusiasm for the role shine through! We want to see how much you care about making a difference for our customers and how your skills align with our mission at Very.
Tailor Your CV:Make sure to customise your CV for the Senior Credit Pricing Manager position. Highlight your experience in pricing strategies and financial services, and don’t forget to mention any relevant achievements that demonstrate your commercial acumen!
Be Clear and Concise:We appreciate straightforward communication, so keep your application clear and to the point. Use simple language to explain complex ideas, especially when discussing your analytical skills and experience with pricing models.
Apply Through Our Website:Don’t forget to submit your application through our website! It’s the best way for us to receive your details and ensures you’re considered for the role. Plus, it shows you’re serious about joining our team!
How to prepare for a job interview at Very Group
✨Know Your Numbers
As a Senior Credit Pricing Manager, you'll need to demonstrate your deep understanding of financial metrics. Brush up on key valuation metrics like NPV and IRR, and be ready to discuss how you've used these in past roles. This will show that you can balance commercial performance with customer outcomes.
✨Simplify Complex Ideas
You’ll likely be asked to explain complex pricing strategies to non-technical audiences. Practice breaking down intricate concepts into simple terms. Use examples from your previous experience to illustrate how you’ve successfully communicated these ideas in the past.
✨Showcase Your Leadership Skills
Highlight your experience in leading high-performing analytics teams. Be prepared to share specific examples of how you've developed team members and fostered a collaborative environment. This will demonstrate your capability as a strategic partner to senior leadership.
✨Prepare for Technical Questions
Expect both competency and technical questions in the second stage of the interview. Review experimental design principles and be ready to discuss how you've applied them in a pricing context. Familiarise yourself with BI tools and dashboarding best practices, as these are crucial for the role.
