At a Glance
- Tasks: Source and assess investment proposals, negotiate terms, and prepare reports.
- Company: Join a leading Development Bank focused on supporting SMEs.
- Benefits: Competitive salary, professional development, and a dynamic work environment.
- Other info: Opportunity to network with key business introducers and enhance your career.
- Why this job: Make a real impact by helping businesses grow through strategic investments.
- Qualifications: Experience in investing or lending to SMEs and strong communication skills.
The predicted salary is between 40000 - 50000 £ per year.
We are recruiting for an Investment Executive based in Cardiff.
Job Purpose: The investment executive is responsible for sourcing and appraising applications for investments into the Development Banks Funds. Investments will be made under commercial terms and in accordance with the investment criteria set by the Development Bank. Investments can be structured as equity, loans or mezzanine or a combination of the above.
Main Duties and Responsibilities:
- Source and appraise investment proposals. Typically, investments will be unsecured so an ability to understand underlying cashflow assumptions and to properly assess these is paramount.
- Deliver against investment and yield targets, and any other specific fund targets as set on an annual basis.
- Conduct thorough and robust management, financial and commercial due diligence when considering investment opportunities and assess the risks attendant to each investment.
- Negotiate terms and conditions relating to legal documentation for placing investments.
- Prepare investment reports for credit sanction.
- Ensure completion of legal documentation.
- Contribute to the operation of the Development Bank as a professional fund management company and provider of risk capital to start-up and existing businesses, in accordance with the terms of approval from Welsh Assembly Government and European Regional Development Funds (ERDF).
- Maintain and develop technical and industry specific knowledge to ensure best practice and compliance in investment activity.
- Liaise closely with the portfolio team post investment and support as required to maintain the relationship with the investee company and facilitate additional investments as appropriate.
- Disseminate examples of best practice for applying to the fund to key business introducers and ensure that the application process is continually refined and improved to provide the best possible client service.
- Develop and maintain links and networks with key business introducers and intermediaries to source suitable investment opportunities.
- Participate and represent the Development Bank, where appropriate, at meetings, seminars, events and joint group activities.
- Operate under delegated authority limits and Investment Operational Guidelines.
- Contribute to marketing/promoting the Development Bank.
- Any other task as may be defined by the fund manager to meet the operational needs of the department.
Knowledge, Skills, Abilities and Experience:
Essential:
- Extensive experience in investing or lending to SMEs.
- Previous experience of credit report preparation.
- Understanding of risk assessment and investment processes and procedures.
- Strong communication, influencing and interpersonal skills.
- Able to work independently and as part of a team.
- Confident in own decision making skills.
- Ability to prioritise and organise work under pressure.
- Attention to detail.
- Experience of analysing financial information.
- Established network of introducers within the Welsh SME space.
- IT literate to include the use of Word, Excel, PowerPoint, CRM systems.
Desirable:
- Venture Capital/Equity or leveraged funding experience.
- Direct corporate finance or transactional services experience.
- Knowledge and understanding of the role of the public sector in SME finance.
- Understanding of the regional business environment.
- Welsh speaker (for roles based in Wales).
- Driving Licence.
Associate Relationship Manager in Cardiff employer: Vargo Group
As an Associate Relationship Manager at our Development Bank in Cardiff, you will join a dynamic team dedicated to supporting SMEs through innovative investment solutions. We pride ourselves on fostering a collaborative work culture that encourages professional growth and development, offering comprehensive training and networking opportunities within the vibrant Welsh business community. With a commitment to excellence and a focus on meaningful impact, we provide a rewarding environment where your contributions directly support local enterprises and drive economic growth.
StudySmarter Expert Advice🤫
We think this is how you could land Associate Relationship Manager in Cardiff
✨Tip Number 1
Network like a pro! Get out there and connect with people in the investment space. Attend industry events, seminars, and meet-ups to build relationships with key business introducers. The more connections you have, the better your chances of landing that Associate Relationship Manager role.
✨Tip Number 2
Show off your skills! When you get the chance to chat with potential employers, highlight your experience in investing or lending to SMEs. Be ready to discuss your understanding of risk assessment and investment processes, as these are crucial for the role.
✨Tip Number 3
Prepare for interviews by brushing up on your financial analysis skills. You might be asked to assess cashflow assumptions or discuss how you would conduct due diligence on investment opportunities. Being well-prepared will help you stand out from the crowd.
✨Tip Number 4
Don't forget to apply through our website! We love seeing candidates who are proactive about their job search. Plus, it gives you a chance to showcase your enthusiasm for working with us at the Development Bank.
We think you need these skills to ace Associate Relationship Manager in Cardiff
Some tips for your application 🫡
Tailor Your Application:Make sure to customise your CV and cover letter for the Associate Relationship Manager role. Highlight your experience in investing or lending to SMEs, and showcase your understanding of risk assessment and investment processes. We want to see how your skills align with what we're looking for!
Showcase Your Communication Skills:Since strong communication and interpersonal skills are essential for this role, don’t shy away from demonstrating these in your application. Use clear and concise language, and maybe even share examples of how you've influenced decisions or built relationships in previous roles.
Highlight Relevant Experience:Be sure to emphasise any experience you have with credit report preparation or financial analysis. This will show us that you understand the nitty-gritty of investment proposals and can assess risks effectively. We love candidates who can hit the ground running!
Apply Through Our Website:We encourage you to submit your application through our website. It’s the best way for us to receive your details directly and ensures you’re considered for the role. Plus, it’s super easy to do – just follow the prompts and you’ll be set!
How to prepare for a job interview at Vargo Group
✨Know Your Numbers
Make sure you brush up on your financial analysis skills. Be prepared to discuss cash flow assumptions and how they impact investment decisions. Having specific examples from your past experience will show that you understand the intricacies of investment appraisal.
✨Master the Art of Negotiation
Since negotiating terms is a key part of the role, think about your previous experiences where you successfully negotiated deals. Prepare to share these stories and highlight your approach to reaching mutually beneficial agreements.
✨Showcase Your Network
The job requires maintaining links with key business introducers, so be ready to talk about your existing network in the Welsh SME space. Mention any relevant connections and how you've leveraged them in past roles to source investment opportunities.
✨Demonstrate Your Due Diligence Skills
Prepare to discuss your experience with conducting thorough due diligence. Bring examples of how you've assessed risks in previous investments and what processes you followed to ensure compliance and best practices.
