At a Glance
- Tasks: Manage a diverse portfolio of loans and ensure compliance with financial documentation.
- Company: Vantage Point Global, a forward-thinking employer committed to diversity and inclusion.
- Benefits: Full-time role with ongoing training, cycle to work scheme, and supportive work culture.
- Why this job: Join a dynamic team and make a real impact in asset management.
- Qualifications: Experience in loan or asset management and strong analytical skills required.
- Other info: Opportunity for career growth in a collaborative environment.
The predicted salary is between 36000 - 60000 ÂŁ per year.
Join to apply for the Asset Loan Manager role at Vantage Point Global. Locations: London or Belfast. Will require typically 3 days per week in office.
Overview
We are hiring Managers and Senior Managers to provide day-to-day asset management support across a portfolio of loans. Asset classes include Commercial Real Estate, Residential, Asset Bank (including Consumer and Esoteric), and Private Credit.
What you'll do
- Run portfolio monitoring and surveillance routines and controls in line with policies and procedures.
- Review and onboard loan documentation and information, including initial data entry into relevant systems.
- Extract date-related events from facility agreements and set reminder alerts in CREW or relevant systems.
- Track post-closing requirements, chase outstanding conditions subsequently, and maintain clear evidence trails.
- Process post-closing funding commitments, including capex facilities and further utilizations where applicable.
- Process and administer payoffs and mid-term asset disposals in line with finance documentation.
- Track borrower reporting obligations and analyse compliance reports and covenant calculations in line with finance documentation terms.
- Analyse borrower requests (consents, waivers, amendments) and produce written recommendations in agreed formats and timeframes.
- Produce quarterly reporting using the quarterly asset review worksheet (“two-pager”), including covenant testing (ICR, DSCR, Debt Yield, LTV) and required commentary.
- Prepare annual credit review packs using an agreed template, typically PowerPoint with supporting Excel.
- Support site inspections where required.
- Support CCAR preparation and process enhancements, plus other regulatory reporting requirements.
- Improve loan management processes and reporting quality, including monthly data integrity reviews prior to publishing.
- Monitor performance to anticipate cash flow, value risks, and provide an early warning view on emerging issues.
- Liaise with facility agents or servicers to obtain missing borrower information where delivery slips against documentation timeframes.
- Attend meetings when required.
You will work with loan and portfolio systems, including CREW, WebLedge, and SPGLE, plus shared drives as appropriate.
What we look for
- Experience in loan or asset management, portfolio surveillance, or loan operations within banking, credit, or a servicing environment.
- Confidence in interpreting facility agreements and applying documentation requirements to delivery and controls.
- Proven covenant and borrower reporting analysis, including ability to validate calculations against documented definitions (ICR, DSCR, Debt Yield, LTV).
- Strong written output, including decision-ready recommendations for borrower requests.
- Strong reporting discipline, including quarterly “two-pager” style reporting and annual review packs.
- Comfortable driving process improvements and data quality controls.
Ongoing training and development. Cycle to work scheme.
Vantage Point Global is a fully committed Equal Opportunities, inclusive employer. We are passionate about attracting diverse talent, and welcome applications regardless of ethnicity, culture, age, gender, nationality, religion, disability, or sexual orientation.
Seniority level: Mid-Senior level. Employment type: Full-time. Job function: Management. Industries: Business Consulting and Services.
Asset Loan Manager employer: Vantage Point Global
Contact Detail:
Vantage Point Global Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Asset Loan Manager
✨Network Like a Pro
Get out there and connect with people in the industry! Attend networking events, join relevant online groups, and don’t be shy about reaching out to professionals on LinkedIn. We all know that sometimes it’s not just what you know, but who you know!
✨Ace the Interview
Prepare for your interviews by researching common questions for Asset Loan Managers and practising your responses. We recommend using the STAR method (Situation, Task, Action, Result) to structure your answers. Show them you’re the perfect fit for the role!
✨Follow Up
After your interview, don’t forget to send a thank-you email! It’s a great way to express your appreciation and reiterate your interest in the position. We believe this small gesture can make a big difference in leaving a lasting impression.
✨Apply Through Our Website
Make sure to apply directly through our website for the Asset Loan Manager role. It’s the best way to ensure your application gets seen by the right people. Plus, we love seeing candidates who are proactive about their job search!
We think you need these skills to ace Asset Loan Manager
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Asset Loan Manager role. Highlight your experience in loan or asset management and any relevant skills that match the job description. We want to see how you can bring value to our team!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're the perfect fit for this role. Mention specific experiences that relate to portfolio monitoring, borrower reporting, and process improvements. Let us know what makes you tick!
Showcase Your Analytical Skills: Since the role involves analysing compliance reports and covenant calculations, make sure to highlight your analytical skills in your application. We love candidates who can interpret data and provide decision-ready recommendations!
Apply Through Our Website: We encourage you to apply through our website for a smoother application process. It’s the best way for us to receive your application and keep track of it. Plus, it shows you’re keen on joining our team at Vantage Point Global!
How to prepare for a job interview at Vantage Point Global
✨Know Your Asset Classes
Make sure you brush up on the different asset classes mentioned in the job description, like Commercial Real Estate and Private Credit. Being able to discuss these confidently will show that you're not just familiar with the terms but also understand their implications in asset management.
✨Master the Metrics
Get comfortable with key metrics such as ICR, DSCR, Debt Yield, and LTV. Prepare to explain how you would analyse these figures and what they mean for loan performance. This will demonstrate your analytical skills and your ability to provide decision-ready recommendations.
✨Showcase Your Process Improvement Skills
Think of examples from your past experience where you've driven process improvements or enhanced data quality controls. Be ready to discuss specific changes you implemented and the positive outcomes that followed. This will highlight your proactive approach and problem-solving abilities.
✨Prepare for Scenario Questions
Expect questions that put you in hypothetical situations related to borrower requests or compliance issues. Practice articulating your thought process and how you would handle these scenarios. This will help you convey your decision-making skills and your understanding of the role's responsibilities.