At a Glance
- Tasks: Lead the management of our Second Charge Mortgage portfolio and drive commercial success.
- Company: Join Vanquis, a caring bank with a commitment to employee wellbeing and growth.
- Benefits: Enjoy 25+ days holiday, enhanced family leave, workations, and access to LinkedIn Learning.
- Other info: Flexible working arrangements and a culture that values diversity and inclusion.
- Why this job: Make a real impact in the financial sector while developing your career in a supportive environment.
- Qualifications: Experience in mortgage lending and strong knowledge of financial products required.
The predicted salary is between 60000 - 75000 £ per year.
Contract Type: Permanent
Location: Bradford
Working Pattern: Hybrid (usually a couple of days a week in the office). We welcome part-time and flexible arrangements and will aim to match your current flexibility where possible.
What We Offer
- Holidays: 25 days (rising to 30) + buy/sell up to 5 days + swap up to 4 bank holidays.
- Pension: Up to 10% employer contribution.
- Family Leave: Enhanced maternity and 4 weeks’ paternity from day-one, shared parental leave, paid neonatal care leave and support for adoption and surrogacy.
- Fertility Support: Paid time off for fertility treatment and appointments, available to birth parents and partners, with confidential support and flexible adjustments where needed.
- Workations: Work abroad for up to 20 days a year in approved countries.
- Birthday Leave: Your birthday off—paid.
- Volunteering: 2 paid volunteering days.
- Learning: Access to LinkedIn Learning for all colleagues.
- Financial Wellbeing: Free Snoop Premium subscription.
- Healthcare: Self-pay Denplan & optional Private Medical Insurance.
The Role
You and your Team Reporting to the Senior Manager Mortgages & Specialist Portfolios, as the Lead Commercial Manager you will support the management of the Second Charge Mortgage (2CM) portfolio, helping to deliver strong commercial returns. The role will support the transition to warehouse‑led data structures by developing clear, executive‑level reporting and strengthening portfolio oversight. You will work closely with external origination and servicing partners and collaborate with senior internal stakeholders across Treasury, Finance, Risk, Legal and Customer teams.
As a Lead Commercial Manager, you will:
- Enhance the developing oversight framework for our mortgage portfolio, understanding, managing and influencing the key drivers of the 2CM product and portfolio performance.
- Deliver trading information and narrative to support interactions up to/with ExCo level.
- Establish and maintain strong relationships across the business, ensuring continued suitability of 2CM outputs.
- Manage relationships with external lending partners to deliver optimal returns for the Group.
- Become key business contact with data partners as 2CM product transitions to a data warehouse.
- Conduct regular product assessments to identify opportunities to drive commercial value and continuous improvement.
- Deputise for the Senior Manager in relevant committees/forums as required.
What We’re Looking For
- Experience of mortgage lending and the key drivers to deliver sustainable profits.
- Proven track record in commercial/product and pricing strategy in FS.
- Strong knowledge of lending products and market dynamics.
- Understanding of regulatory, legislative and compliance requirements in the UK FS sector.
- Coding knowledge desirable, SQL preferred but other languages beneficial.
How We Hire
We use AI to help organise applications and surface early matches, but all decisions are made by humans. Please apply authentically — especially during interviews. If you need assistive technology or reasonable adjustments (including the use of AI tools), please let the Talent Acquisition team know in advance and we’ll be happy to support you. Where we have reason to believe AI has been used inappropriately, we reserve the right to withdraw a candidate from the recruitment process.
Pre-Employment Checks
Any offer made will be subject to standard background checks, including credit, fraud and employment references. Due to the regulated nature of our business, additional checks may apply.
Who we are
At Vanquis, our purpose is simple: to deliver caring banking that helps people make the most of life’s opportunities. Founded in 1880, we’re now a FTSE All Share specialist bank supporting over 1.7 million UK customers with responsible, tailored lending. We’re proud to be certified by Great Place to Work, recognised as one of the Financial Times UK’s Best Employers in 2025 and 2026, and awarded Bronze status under the Armed Forces Covenant. Taken together, these achievements reflect our genuine commitment to putting our people first and supporting those who serve.
Guided by our values — caring for people, pulling together, finding better ways and getting the right things done — we’re building a workplace where colleagues feel connected, valued and empowered. Alongside competitive pay, we offer meaningful benefits, salary reviews, a discretionary bonus scheme and continued recognition. We’re invested in your development too. With the right support and hands-on learning, you’ll grow your skills, shape your career and realise your ambitions.
Equal Opportunities
Vanquis Bank is an Equal Opportunity Employer. We value everyone’s unique background, identity and experience, and we’re committed to a workplace where all colleagues can thrive. If you need any adjustments or support during the recruitment process, please contact careers@vanquis.com and we’ll be happy to help.
Lead Commercial Manager - Mortgages in Petersfield employer: Vanquis
At Vanquis, we pride ourselves on being an exceptional employer, offering a supportive and flexible work environment in Bradford. With a strong focus on employee wellbeing, we provide generous benefits including enhanced family leave, opportunities for professional development, and unique perks like workations and birthday leave. Our commitment to fostering a culture of care and collaboration ensures that every team member feels valued and empowered to grow their career while making a meaningful impact in the financial services sector.
StudySmarter Expert Advice🤫
We think this is how you could land Lead Commercial Manager - Mortgages in Petersfield
✨Tip Number 1
Network like a pro! Reach out to your connections in the mortgage industry and let them know you're on the lookout for opportunities. A friendly chat can lead to insider info about openings that aren't even advertised yet.
✨Tip Number 2
Prepare for those interviews! Research the company, understand their mortgage products, and be ready to discuss how your experience aligns with their needs. Practising common interview questions can really boost your confidence.
✨Tip Number 3
Showcase your skills! If you have coding knowledge or experience with SQL, make sure to highlight that during your conversations. It’s a great way to stand out, especially for a role that involves data management.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, it shows you’re genuinely interested in joining the team at Vanquis.
We think you need these skills to ace Lead Commercial Manager - Mortgages in Petersfield
Some tips for your application 🫡
Tailor Your Application:Make sure to customise your CV and cover letter to highlight your experience in mortgage lending and commercial strategy. We want to see how your skills align with the role of Lead Commercial Manager, so don’t hold back on showcasing your relevant achievements!
Showcase Your Knowledge:Demonstrate your understanding of the key drivers in mortgage performance and market dynamics. We’re looking for someone who can speak confidently about these topics, so include specific examples from your past roles that illustrate your expertise.
Be Authentic:When filling out your application, be yourself! We value authenticity and want to get to know the real you. This will not only help us understand your fit for the role but also make the process more enjoyable for you.
Apply Through Our Website:We encourage you to apply directly through our website. It’s the best way to ensure your application gets into the right hands. Plus, you’ll find all the details you need about the role and our company culture there!
How to prepare for a job interview at Vanquis
✨Know Your Mortgages Inside Out
Make sure you brush up on your knowledge of mortgage lending and the key drivers that influence profitability. Be prepared to discuss how you can enhance the oversight framework for the Second Charge Mortgage portfolio and demonstrate your understanding of market dynamics.
✨Showcase Your Commercial Acumen
Highlight your experience in commercial and product strategy during the interview. Prepare examples of how you've successfully managed relationships with external partners and delivered optimal returns, as this will be crucial for the role.
✨Be Data Savvy
Since the role involves transitioning to warehouse-led data structures, it’s essential to showcase your coding knowledge, particularly in SQL. Be ready to discuss how you’ve used data to drive commercial value and improve performance in previous roles.
✨Build Rapport with Interviewers
Establishing strong relationships is key in this role. During the interview, engage with your interviewers by asking insightful questions about their experiences and the company culture. This will not only show your interest but also help you assess if the company is the right fit for you.
