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- Tasks: Lead a transformative Credit Risk program, ensuring seamless collaboration and delivery across multiple workstreams.
- Company: Join Vanquis Bank, a supportive employer that values your wellbeing and work-life balance.
- Benefits: Enjoy 25 days holiday, flexible working, paid birthday leave, and opportunities for workations.
- Why this job: Make a real impact in financial services while developing your skills in a dynamic environment.
- Qualifications: Experience in leading transformation programs and strong understanding of credit risk management.
- Other info: Embrace diversity and grow with access to LinkedIn Learning and financial wellbeing resources.
The predicted salary is between 36000 - 60000 £ per year.
Credit Risk Fundamentals Program Manager
Join to apply for the Credit Risk Fundamentals Program Manager role at Vanquis
Contract Type: Permanent – Full Time
Location: Bradford, Petersfield or London
Working Pattern: Hybrid—typically one to two days a week in the office. Flexible arrangements are considered to support work‑life balance. A fear of losing your current working flexibility shouldn’t hinder you from applying for new opportunities, which is why we aim to match your existing flexible working arrangements where possible.
What We Offer
- Holidays: 25 days of annual leave (rising to 30 with service), and tailor your time off by buying or selling up to 5 extra days. Plus, with our flexible bank holiday policy, you can swap up to 4 days to celebrate what matters most to you—whether that’s skipping Easter or switching up your Christmas plans.
- Pension: We’ll boost your future with up to 10% employer contributions—because your tomorrow matters
- Enhanced Leave: Enhanced maternity (post-probation) and 4 weeks paternity leave to paid neonatal and carers leave – we’ve got your back when it matters most.
- Workations: Why not take your laptop somewhere sunny? Work abroad for up to 20 days a year in approved countries. Yes, really.
- Paid Birthday Leave: Your birthday, your rules—take the day off and celebrate in style!
- Volunteering: 2 paid days a year to volunteer for a cause close to your heart.
- Learning & Development: Access to LinkedIn Learning for all colleagues – because your growth matters.
- Financial Wellbeing: Stay on top of your finances with a free Snoop Premium subscription.
- Healthcare: Take care of your wellbeing with our easy self‑pay Denplan scheme for dental care and feel confident knowing you can also choose Private Medical Insurance for extra reassurance when it matters most.
The Role
As a Credit Risk Fundamentals Program Manager, you will be responsible for driving the end-to-end delivery of a multi-workstream Credit Risk transformation program during a critical turnaround phase. With oversight across nine integrated workstreams, including Technology, Change, Data, Governance, and Modelling, you will ensure cohesive execution, cross-functional alignment, and executive-level visibility. You will facilitate collaboration across Operations, Commercial, Finance, and Data & Analytics, while maintaining high-quality engagement with ExCo and the Board. Leveraging deep Credit Risk expertise, the role challenges and shapes outputs to meet regulatory and commercial standards, establishes robust governance frameworks, and ensures audit-ready documentation of the transformation.
As a Credit Risk Fundamentals Program Manager, you will:
- Lead end-to-end delivery of a multi-stream Credit Risk transformation program, overseeing planning, execution, and governance across Technology, Change, People, Skills, Strategy, Scorecards, Governance, Data, Monitoring, and Modelling.
- Ensure milestone-driven delivery, proactively managing dependencies and risks to maintain alignment and momentum across all workstreams.
- Act as the central coordination point across Operations, Data & Analytics, Commercial, and Finance, ensuring seamless collaboration and alignment throughout the Credit Risk transformation program.
- Maintain high-quality engagement with ExCo and the Board, delivering clear updates on progress, risks, and decisions, while supporting the Head of Credit Risk by managing day-to-day project activities to enable strategic focus.
- Apply deep Credit Risk domain expertise to guide program decisions, ensuring alignment with best practices and challenging workstream outputs to meet regulatory, commercial, and operational requirements.
- Establish and maintain robust governance frameworks, including steering committees, RAID logs, and reporting packs, ensuring all program documentation meets audit standards and regulatory requirements.
What We’re Looking For
- Proven experience leading large-scale transformation programs within Credit Risk or Financial Services.
- Strong understanding of consumer credit, risk management frameworks, and regulatory expectations.
- Demonstrated ability to manage complex stakeholder landscapes, including executive and board-level reporting.
- Experience working in turnaround or high-change environments.
- Exceptional communication, planning, and leadership skills.
- Familiarity with technology change programs and data-driven environment.
- Professional certifications in Program/Project Management (e.g., MSP, PMP, PRINCE2) is desirable.
Offers are subject to satisfactory background checks, including credit, fraud, and employment references.
Who we are
At Vanquis, we have a simple purpose: to deliver caring banking so our customers can make the most of life’s opportunities. Established in 1880, we’re now a FTSE All Share company and leading specialist bank. We lend responsibly, providing tailored products and services to over 1.7 million UK customers. We see ourselves as the bank that’s got your back.
Vanquis has been named one of the Financial Times UK’s Best Employers 2025, ranking in the top 50 nationwide and seventh in Banking and Financial Services. This recognition is based on independent employee feedback, reflecting our strong workplace culture, career growth opportunities, and commitment to our people. We are proud signatories of the Armed Forces Covenant and actively support the Armed Forces community, including veterans, reservists, and military families.
We take care of our colleagues as well as our customers, creating a workplace where everyone feels connected, valued, empowered and rewarded—guided by our four core values: caring for people, pulling together, finding better ways and getting the right things done.
Rewarding our colleagues goes beyond pay. We’re building a culture where everyone feels valued, motivated, and proud. Alongside competitive salaries, we offer meaningful benefits, annual salary reviews, a discretionary bonus scheme and evolving recognition.
We care about your career and ambitions just as much as you do, offering tools, guidance and opportunities to help you grow. Take ownership, stay curious and we’ll match your ambition with unique experiences, hands‑on learning and tailored development to support your career journey.
Vanquis Bank is an Equal Opportunity Employer. We embrace everyone’s unique strengths and identities. No matter your background, identity, or experience, you are welcome here. We believe diversity enriches our teams and helps us better support our customers.
If there’s anything we can do to support you during the recruitment process—whether that’s a different format of the application or additional assistance—please contact us at careers@vanquis.com.
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Credit Risk Fundamentals Program Manager employer: Vanquis
Contact Detail:
Vanquis Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Risk Fundamentals Program Manager
✨Tip Number 1
Network like a pro! Reach out to folks in the industry, attend events, and connect on LinkedIn. You never know who might have the inside scoop on job openings or can put in a good word for you.
✨Tip Number 2
Prepare for interviews by researching the company and its culture. Tailor your answers to show how your experience aligns with their values and the role. Remember, it’s all about making that personal connection!
✨Tip Number 3
Practice makes perfect! Do mock interviews with friends or use online resources to get comfortable with common questions. The more you practice, the more confident you'll feel when it’s time to shine.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who are proactive and engaged with our brand.
We think you need these skills to ace Credit Risk Fundamentals Program Manager
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Credit Risk Fundamentals Program Manager role. Highlight your experience in leading transformation programs and managing complex stakeholder landscapes. We want to see how your skills align with what we're looking for!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about credit risk and how your background makes you the perfect fit for this role. We love seeing genuine enthusiasm, so let your personality come through!
Showcase Relevant Experience: When filling out your application, be sure to showcase any relevant experience in financial services or credit risk management. We’re keen on understanding how your past roles have prepared you for this exciting opportunity with us.
Apply Through Our Website: Don’t forget to apply through our website! It’s the best way to ensure your application gets into the right hands. Plus, we love seeing candidates who take that extra step to connect with us directly.
How to prepare for a job interview at Vanquis
✨Know Your Credit Risk Stuff
Make sure you brush up on your knowledge of credit risk management frameworks and regulatory expectations. Be ready to discuss how your experience aligns with the role, especially in leading transformation programmes. This will show that you’re not just familiar with the concepts but can apply them effectively.
✨Showcase Your Leadership Skills
Prepare examples that highlight your leadership abilities, particularly in managing complex stakeholder landscapes. Think about times when you’ve successfully communicated with executive teams or navigated challenging situations. This will demonstrate your capability to lead the multi-workstream transformation programme.
✨Be Ready for Scenario Questions
Expect questions that ask how you would handle specific challenges in a turnaround environment. Prepare scenarios where you had to manage risks or dependencies in a project. This will help you illustrate your problem-solving skills and strategic thinking.
✨Engage with Their Values
Familiarise yourself with Vanquis Bank’s commitment to flexibility, wellbeing, and development. During the interview, mention how these values resonate with you and how you can contribute to fostering a positive work culture. This shows you’re not just a fit for the role but also for the company ethos.