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For Companies At a Glance
- Tasks: Develop predictive models for collections and fraud detection, analysing customer behaviours.
- Company: Join Vanquis Bank, a caring and innovative FTSE All-Share specialist bank.
- Benefits: Enjoy 25-30 days holiday, flexible working, and access to LinkedIn Learning.
- Why this job: Make a real impact with data-driven strategies in a supportive environment.
- Qualifications: 2 years experience in developing credit scorecards; strong Python or SQL skills required.
- Other info: Great career growth opportunities in a dynamic and inclusive workplace.
The predicted salary is between 36000 - 60000 £ per year.
Contract Type: Permanent Full Time.
Location: Bradford, Petersfield, Chatham or London.
Working Pattern: Hybrid (usually a couple of days a week in the office). We welcome part-time and flexible arrangements and will aim to match your current flexibility.
We Offer
- Holidays: 25 days (rising to 30) with buy/sell up to 5 days, swap up to 4 bank days
- Leave: Up to 10% employer; Enhanced maternity (post-probation) 4 weeks paternity and paid neonatal & carers leave
- Work abroad for up to 20 days a year in approved locations
- Your birthday: 2 paid volunteering days
- Access to LinkedIn Learning for all
- Wellbeing: Free Snoop Premium; Self-pay Denplan & optional Private Medical
Role Summary
As a Senior Analyst Decision Science you will play a key role in delivering innovative, accurate and scalable models that underpin our collections and fraud strategies, supporting sustainable customer outcomes and your team. The Data & Analytics function provides high-impact analytical expertise across Vanquis Banking Group, covering modelling, data innovation, credit bureau strategy and actionable insights that drive customer and commercial outcomes. You will sit in the Decision Science team, focusing on developing and maintaining predictive models that enhance collections strategies and fraud detection.
Responsibilities
- Develop predictive models for collections optimization and fraud detection across Cards and Asset Finance, analyzing customer behaviours, repayment patterns and fraud trends
- Identify opportunities to improve collections strategies and fraud prevention
- Maintain and automate model monitoring and performance development
- Build datasets from internal and external data sources, including Credit Reference data
- Apply segmentation techniques to identify homogeneous populations for targeted interventions
What we’re looking for
- 2 years experience developing credit scorecards or other classification models (experience in financial services is a plus)
- Strong programming ability in Python or SQL; familiarity with libraries such as NumPy, Pandas, Scikit-learn, Keras and algorithms like logistic regression and tree-based methods (e.g., random forests, gradient boosting)
- Familiarity with Credit Reference Agency data characteristics and score usage
- A structured analytical mindset and problem-solving skills
- Exposure to cloud-based analytics with machine learning techniques for fraud (background checks apply: credit, fraud and employment references)
Who we are
Vanquis Bank delivers caring banking that helps people make the most of life’s opportunities. Founded in 1880, we are a FTSE All-Share specialist bank supporting over 1.7 million UK customers. We are a Great Place to Work and recognised by the Financial Times as one of the UK’s Best Employers 2025. We sign the Armed Forces Covenant and are committed to a workplace where colleagues feel connected, valued and empowered.
Apart from competitive pay, we offer meaningful benefits, salary reviews, a discretionary bonus scheme and ongoing development. We hire with inclusive processes; if you need adjustments during recruitment, please contact us and we’ll help.
Senior Analyst Decision Science in Chatham employer: Vanquis
Contact Detail:
Vanquis Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Senior Analyst Decision Science in Chatham
✨Tip Number 1
Network like a pro! Reach out to current employees at Vanquis Bank on LinkedIn. A friendly chat can give you insider info and might just get your foot in the door.
✨Tip Number 2
Prepare for the interview by brushing up on your Python and SQL skills. Be ready to discuss how you've used these in past projects, especially around predictive modelling and fraud detection.
✨Tip Number 3
Showcase your analytical mindset! Bring examples of how you've tackled complex problems in your previous roles. This will demonstrate your fit for the Senior Analyst position.
✨Tip Number 4
Don't forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who are proactive about their job search.
We think you need these skills to ace Senior Analyst Decision Science in Chatham
Some tips for your application 🫡
Tailor Your CV: Make sure your CV speaks directly to the role of Senior Analyst Decision Science. Highlight your experience with predictive models and programming skills in Python or SQL. We want to see how your background aligns with our needs!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about decision science and how you can contribute to our collections and fraud strategies. Let us know what makes you the perfect fit for our team.
Showcase Relevant Experience: When detailing your experience, focus on projects where you've developed credit scorecards or classification models. We love seeing real-world examples of your analytical mindset and problem-solving skills in action!
Apply Through Our Website: We encourage you to apply through our website for a smoother application process. It helps us keep track of your application and ensures you don’t miss out on any important updates from us!
How to prepare for a job interview at Vanquis
✨Know Your Models
Make sure you can discuss the predictive models you've developed in detail. Be ready to explain your approach to collections optimisation and fraud detection, including the algorithms you used and why they were effective.
✨Brush Up on Your Programming Skills
Since strong programming ability in Python or SQL is crucial for this role, practice coding problems related to data manipulation and model building. Familiarise yourself with libraries like NumPy and Pandas, as you might be asked to demonstrate your skills during the interview.
✨Understand the Business Context
Research Vanquis Bank and its approach to customer outcomes. Be prepared to discuss how your analytical skills can contribute to their mission of delivering caring banking and improving collections strategies.
✨Prepare Questions
Interviews are a two-way street! Prepare insightful questions about the Decision Science team, their current projects, and how they measure success. This shows your genuine interest in the role and helps you assess if it's the right fit for you.
