At a Glance
- Tasks: Lead credit decisioning strategies and analyse performance trends to drive responsible lending.
- Company: Join Vanquis, a caring bank with a strong commitment to diversity and employee wellbeing.
- Benefits: Enjoy 25-30 days holiday, flexible work options, and enhanced parental leave.
- Other info: Mentorship opportunities and access to LinkedIn Learning for continuous growth.
- Why this job: Make a real impact in shaping credit strategies while enjoying a supportive work culture.
- Qualifications: 3+ years in credit risk analytics, strong SQL skills, and a problem-solving mindset.
The predicted salary is between 36000 - 60000 £ per year.
Permanent • Full Time
Location: Bradford, Petersfield or London
Working Pattern: Hybrid—typically one day a week in the office. Flexible arrangements considered to support work‑life balance.
What We Offer
- Holidays: 25 days of annual leave (rising to 30 with service), with up to 5 extra days purchased or sold. Flexible bank holiday policy allows swapping up to 4 days.
- Pension: Up to 10% employer contributions.
- Enhanced Leave: Enhanced maternity (post‑probation) and 4 weeks paid paternity, neonatal and carers leave.
- Workations: Work abroad up to 20 days a year in approved countries.
- Paid Birthday Leave: Take the day off.
- Volunteering: 2 paid days a year.
- Learning & Development: Access to LinkedIn Learning.
- Financial Wellbeing: Free Snoop Premium subscription.
- Healthcare: Self‑pay Denplan dental scheme and optional Private Medical Insurance.
The Role
As a Senior Credit Risk Strategy & Insights Analyst you’ll shape the credit decisioning across the customer lifecycle. You’ll lead the design, testing and implementation of decisioning strategies that enable responsible lending and sustainable business growth.
Responsibilities
- Lead the design, development and testing of credit decisioning strategies and system changes across the customer lifecycle.
- Translate business needs into clear requirements, ensuring accurate implementation and full traceability.
- Develop and execute test plans to validate decision logic, system functionality and data integrity.
- Analyse credit performance trends and provide actionable insights to shape risk management and strategy.
- Deliver clear, engaging MI and dashboards using Power BI and Excel.
- Define and support data requirements for reliable reporting and scalable analytics.
- Build strong relationships across Credit, Product and Technology teams to ensure aligned delivery.
- Champion continuous improvement in processes, workflows and governance.
- Mentor junior analysts and share knowledge to strengthen team capability.
What We’re Looking For
- 3+ years’ experience in data, reporting or analytics within a Credit Risk or related function.
- Hands‑on experience with credit decisioning systems, testing environments and data validation.
- Problem‑solving mindset; able to tackle unfamiliar challenges.
- Strong communication skills; able to explain complex topics and influence stakeholders.
- Experience mentoring or coaching junior colleagues.
- Proficiency in SQL for data extraction, manipulation and validation.
- Proactive, self‑starter attitude with ability to work independently while supporting team goals.
Offers are subject to satisfactory background checks, including credit, fraud and employment references.
About Vanquis
Vanquis delivers caring banking to over 1.7 million UK customers. Founded in 1880, it is a FTSE All Share specialist bank. Vanquis has been named one of the Financial Times UK’s Best Employers 2025, ranking in the top 50 nationwide and seventh in Banking and Financial Services. Vanquis is an Equal Opportunity Employer. We embrace diversity and support the Armed Forces community. If you need support during the recruitment process, contact careers@vanquis.com.
Senior Credit Risk Strategy and Insights Analyst in Bradford employer: Vanquis
At Vanquis, we pride ourselves on being an excellent employer, offering a supportive and flexible work culture that prioritises work-life balance. With generous benefits such as enhanced leave, opportunities for professional development, and the unique chance to work abroad, we empower our employees to thrive both personally and professionally in our vibrant locations of Bradford, Petersfield, or London.
StudySmarter Expert Advice🤫
We think this is how you could land Senior Credit Risk Strategy and Insights Analyst in Bradford
✨Tip Number 1
Network like a pro! Reach out to folks in the industry, attend events, and connect on LinkedIn. You never know who might have the inside scoop on job openings or can put in a good word for you.
✨Tip Number 2
Prepare for interviews by practising common questions and scenarios related to credit risk. We recommend using the STAR method (Situation, Task, Action, Result) to structure your answers and showcase your experience effectively.
✨Tip Number 3
Showcase your skills with a portfolio! If you've worked on relevant projects or analyses, compile them into a presentation or document. This gives you a chance to demonstrate your expertise beyond just talking about it.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, it shows you're genuinely interested in joining our team at Vanquis.
We think you need these skills to ace Senior Credit Risk Strategy and Insights Analyst in Bradford
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Senior Credit Risk Strategy and Insights Analyst role. Highlight your experience in credit decisioning systems and data analytics, as well as any relevant projects that showcase your problem-solving skills.
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're passionate about credit risk and how your background aligns with our needs. Don’t forget to mention your mentoring experience and how you can contribute to our team.
Showcase Your Skills:Be sure to highlight your SQL proficiency and any experience with Power BI or Excel in your application. We want to see how you can analyse credit performance trends and deliver engaging insights!
Apply Through Our Website:We encourage you to apply through our website for a smoother process. It’s the best way for us to receive your application and keep track of it. Plus, you’ll get to see all the perks we offer!
How to prepare for a job interview at Vanquis
✨Know Your Credit Risk Stuff
Make sure you brush up on your knowledge of credit risk strategies and decisioning systems. Be ready to discuss specific examples from your past experience that demonstrate your understanding of these concepts, as well as how you've applied them in real-world scenarios.
✨Show Off Your Analytical Skills
Prepare to showcase your analytical prowess by discussing how you've used data to drive insights and decisions. Bring examples of dashboards or reports you've created, especially using Power BI or Excel, and be ready to explain the impact they had on your previous roles.
✨Communicate Clearly and Confidently
Strong communication skills are key for this role. Practice explaining complex topics in a simple way, as you'll need to influence stakeholders. Consider doing mock interviews with friends or colleagues to refine your delivery and ensure you're comfortable discussing your ideas.
✨Be a Team Player
Since building relationships across teams is crucial, think about times when you've collaborated effectively with others. Be prepared to share how you've mentored junior analysts or contributed to team goals, highlighting your proactive attitude and ability to work independently while supporting the team.
