At a Glance
- Tasks: Use data insights to develop and optimise credit risk strategies.
- Company: Join Vanquis Banking Group, a leading specialist bank with a supportive culture.
- Benefits: Enjoy competitive salary, 25-30 days holiday, and a pension scheme.
- Why this job: Make a real impact in the financial sector while developing your skills.
- Qualifications: Strong quantitative skills and experience in credit analytics required.
- Other info: Flexible working options available to support your work-life balance.
The predicted salary is between 36000 - 60000 £ per year.
Senior Credit Risk Analyst
Location: London/Bradford/Petersfield/Chatham
Salary:
Closing Date: Monday 11 November 2024
Senior Credit Risk Analyst
Location: London, Bradford, Chatham or Petersfield
We are happy for you to be based in Bradford, Chatham or Petersfield but please note that occasional travel will be required to our other offices
Working Pattern: Our working style is hybrid, but we recognise the importance of collaborative working with our colleagues often 1 to 3 days per week in one of our offices
Benefits: Discretionary annual bonus, 25 days holiday up to 30 days (depending on service), pension scheme with matched company contributions up to 10%, 1 paid day to ‘give back’, LinkedIn Learning for all
Don’t hesitate to apply for a role even if you don’t meet all the criteria; your unique strengths and eagerness to learn can be just as valuable.
You and Your Team:
The Senior Credit Risk Analyst will use data driven insights to develop, implement and optimise Acquisition Strategies for VBG
In your day-to-day role, as a Senior Analyst you will:
Knowledge and expertise:
What will make you stand out:
The interview process:
Our average process takes up to 4 weeks but we will always work around your availability. You will have the chance to speak to our recruitment team throughout the process.
As this role involves working within a regulated environment any offer will be subject to satisfactory background checks including criminal record check, credit check, fraud check and employment references.
Your working life: If you prefer to work part-time, we\’ll make this happen whenever we can – whether this is to help you meet other commitments or strike a great work-life balance. A fear of losing your current working flexibility shouldn\’t hinder you from applying for new opportunities, which is why we aim to match your existing flexible working arrangements where possible.
Why work for us?
We’re Vanquis Banking Group plc, an FTSE All Share company and a leading specialist bank, established in 1880. We lend responsibly, providing tailored products and services to 1.75 million UK customers through Vanquis, Moneybarn, and Snoop. Our purpose is simple: to deliver caring banking so our customers can make the most of life’s opportunities.
At Vanquis Banking Group we believe in looking after our colleagues, so we do our best to create a rewarding, engaging, and supportive work environment across our various divisions.
We let our colleagues know we appreciate their hard work by offering competitive salaries, benefits, and a Group wide recognition scheme. All colleagues are eligible to join a pension scheme, and, after six months’ service, you can join our ‘Save as you Earn’ and \’Buy as you Earn\’ schemes.
We offer a range of training and development opportunities to help each of our colleagues maximise their potential, whatever their role. From your first day working with us, we’ll help you settle into your new role and are happy to talk to you about your career aspirations.
Equal Opportunity Statement
Here at Vanquis Banking Group, we embrace everyone’s unique strengths and identities to be themselves at work. Regardless of how you identify yourself, your sexual orientation, martial or civil partner status, race, colour, nationality, ethnic or national background, faith, disability, or age – your experiences and background help enrich our teams, and most importantly help support our customers in the best way possible. At the end of the day, it\’s our people that help us to fulfil the reason why we’re here in the first place: to help put people on a path to a better everyday life.
Senior Credit Risk Analyst employer: Vanquis Bank
Contact Detail:
Vanquis Bank Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Senior Credit Risk Analyst
✨Tip Number 1
Network like a pro! Reach out to your connections on LinkedIn or even in person. Let them know you're on the lookout for a Senior Credit Risk Analyst role. You never know who might have the inside scoop on an opportunity!
✨Tip Number 2
Prepare for those interviews! Brush up on your quantitative skills and be ready to discuss your experience with statistical modelling techniques. Practise answering competency-based questions so you can showcase your strengths confidently.
✨Tip Number 3
Don’t underestimate the power of follow-ups! After your interview, drop a quick thank-you email to express your appreciation. It keeps you fresh in their minds and shows your enthusiasm for the role.
✨Tip Number 4
Apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, it shows you’re genuinely interested in joining our team at Vanquis Banking Group.
We think you need these skills to ace Senior Credit Risk Analyst
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Senior Credit Risk Analyst role. Highlight your quantitative skills and experience with statistical modelling techniques, as these are key for us. Use specific examples that showcase your expertise in credit analytics.
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about credit risk analysis and how your unique strengths can benefit our team. Don’t forget to mention any relevant experience in consumer credit or regulatory recommendations.
Showcase Your Technical Skills: We love candidates who can demonstrate their technical capabilities. If you have experience with SAS, SQL, or R, make sure to highlight this in your application. Also, mention your proficiency in Microsoft Office tools, as they’re essential for the role.
Apply Through Our Website: Don’t forget to apply through our website! It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it gives you a chance to explore more about our company culture and values.
How to prepare for a job interview at Vanquis Bank
✨Know Your Numbers
As a Senior Credit Risk Analyst, you'll be expected to have exceptional quantitative skills. Brush up on your statistical modelling techniques and be ready to discuss how you've applied them in previous roles. Prepare examples of credit risk models you've developed or improved, and be ready to explain the impact they had on the business.
✨Data Quality is Key
Understanding data quality is crucial for this role. Before your interview, think about times when you identified data issues and how you resolved them. Be prepared to discuss your approach to evaluating data quality and how it affects credit risk modelling.
✨Communicate Clearly
Strong communication skills are essential, especially when discussing complex technical concepts. Practice explaining your past projects in simple terms, focusing on the outcomes and how they benefited the business. This will show that you can bridge the gap between technical and non-technical stakeholders.
✨Familiarise Yourself with Regulations
Since this role involves working within a regulated environment, make sure you're up to speed with relevant regulations like IFRS9. Research the latest trends and challenges in credit risk regulation, and be ready to share your insights during the interview. This will demonstrate your proactive approach and commitment to compliance.