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- Tasks: Lead credit risk analysis and manage a team while monitoring portfolio performance.
- Company: Join Vanquis Bank, dedicated to caring banking and empowering customers.
- Benefits: Enjoy flexible working, 25-30 days holiday, and opportunities for workations and volunteering.
- Why this job: Be part of a supportive culture that values development and social impact.
- Qualifications: 5+ years in consumer credit portfolio analysis and strong leadership skills required.
- Other info: Hybrid working model with options for part-time arrangements.
The predicted salary is between 48000 - 72000 £ per year.
Contract Type: Permanent / Full Time
Location: Bradford, Petersfield or London
Working Pattern: Hybrid - typically a couple of days a week in the office. Part time and flexible arrangements are considered to support work-life balance.
What We Offer:
- Holidays: 25 days holiday up to 30 days (depending on service)
- Pension: We will contribute up to 10%
- Maternity/Paternity: Enhanced maternity and 4 weeks paternity leave
- Workations: Opportunity to work abroad 20 days a year
- Volunteering: 2 paid days to support a charity of your choice
- Development: LinkedIn Learning for all
- Medical: Opportunity to opt in for Private Medical Insurance
- Bonus: Discretionary annual bonus
The Role:
As the Credit Risk Manager for Portfolio Analysis, you will play a key role in delivering comprehensive credit risk analysis across Cards, Vehicle Finance, and Second Charge Mortgages. As a Credit Risk Manager, you will:
- Conduct in-depth analysis of the credit card, loans, and vehicle finance portfolios.
- Monitor and track the performance of the credit portfolios.
- Prepare regular and ad-hoc reports on portfolio performance.
- Manage and mentor a team of analysts.
- Collaborate with cross-functional teams to drive effective portfolio management strategies.
What We're Looking For:
- 5+ years' experience in portfolio analysis within the consumer credit industry.
- Knowledge of credit card, loans, and vehicle finance products.
- Experience managing an analytical team.
- Strong analytical and quantitative skills.
- Effective communication skills.
- Problem solving skills.
Offers are subject to satisfactory background checks.
At Vanquis, we have a simple purpose: to deliver caring banking so our customers can make the most of life's opportunities. Vanquis Bank is an Equal Opportunity Employer. If there's anything we can do in the recruitment process to help you achieve your best, get in touch.
Credit Risk Manager, Portfolio Analysis employer: Vanquis Bank
Contact Detail:
Vanquis Bank Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Risk Manager, Portfolio Analysis
✨Tip Number 1
Network with professionals in the credit risk and portfolio analysis field. Attend industry events or join relevant online forums to connect with people who can provide insights about the role and potentially refer you.
✨Tip Number 2
Familiarise yourself with the latest trends and tools in credit risk management. Being knowledgeable about current technologies and methodologies can set you apart during interviews and discussions.
✨Tip Number 3
Prepare to discuss your previous experience in managing teams and conducting portfolio analysis. Be ready to share specific examples of how you've successfully led projects or improved processes in your past roles.
✨Tip Number 4
Research Vanquis Bank's values and mission. Understanding their approach to caring banking will help you align your answers during interviews and demonstrate that you're a good cultural fit for the company.
We think you need these skills to ace Credit Risk Manager, Portfolio Analysis
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your 5+ years of experience in portfolio analysis, particularly within the consumer credit industry. Emphasise your knowledge of credit card, loans, and vehicle finance products.
Craft a Compelling Cover Letter: In your cover letter, explain why you are passionate about credit risk management and how your skills align with the role. Mention your experience in managing analytical teams and your strong problem-solving abilities.
Showcase Analytical Skills: Provide specific examples in your application that demonstrate your analytical and quantitative skills. Highlight any relevant projects or reports you've worked on that relate to portfolio performance monitoring.
Prepare for Stakeholder Collaboration: Mention your experience collaborating with cross-functional teams in your application. This shows you understand the importance of teamwork in driving effective portfolio management strategies.
How to prepare for a job interview at Vanquis Bank
✨Showcase Your Analytical Skills
As a Credit Risk Manager, you'll need to demonstrate your strong analytical and quantitative skills. Be prepared to discuss specific examples of how you've conducted portfolio analysis in the past, including any tools or methodologies you used.
✨Prepare for Team Leadership Questions
Since the role involves managing and mentoring a team of analysts, expect questions about your leadership style. Think of instances where you've successfully led a team, resolved conflicts, or improved team performance.
✨Understand the Products Inside Out
Familiarise yourself with credit card, loans, and vehicle finance products. Be ready to discuss how these products impact credit risk and how you would approach analysis for each type.
✨Emphasise Stakeholder Collaboration
Collaboration is key in this role. Prepare to talk about your experience working with cross-functional teams and how you've driven effective portfolio management strategies through collaboration.
