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- Tasks: As a Credit Risk Analyst, you'll analyse data to optimise acquisition strategies and support reporting.
- Company: Join Vanquis Banking Group, a leading specialist bank with a commitment to responsible lending.
- Benefits: Enjoy 25-30 days holiday, a pension scheme, and LinkedIn Learning access, plus a discretionary bonus.
- Why this job: Be part of a supportive culture that values your unique strengths and offers growth opportunities.
- Qualifications: A degree in a numerate subject and experience in credit risk analytics are preferred.
- Other info: Flexible working options available; we value work-life balance and diversity in our teams.
The predicted salary is between 28800 - 48000 £ per year.
Credit Risk Analyst
Location: London/Bradford/Petersfield/Chatham
Salary:
Closing Date: Monday 11 November 2024
Credit Risk Analyst
Location: London, Bradford, Chatham or Petersfield
We are happy for you to be based in Bradford, Chatham or Petersfield but please note that occasional travel will be required to our other offices
Working Pattern: Our working style is hybrid, but we recognise the importance of collaborative working with our colleagues often 1 to 3 days per week in one of our offices
Benefits: Discretionary annual bonus, 25 days holiday up to 30 days (depending on service), pension scheme with matched company contributions up to 10%, 1 paid day to ‘give back’, LinkedIn Learning for all
Don’t hesitate to apply for a role even if you don’t meet all the criteria; your unique strengths and eagerness to learn can be just as valuable.
You and Your Team:
The Credit Risk Analyst will use data driven insights to develop, implement and optimise Acquisition Strategies for VBG
In your day-to-day role, as a Credit Risk Analyst you will:
Knowledge and expertise:
What will make you stand out:
The interview process:
Our average process takes up to 4 weeks but we will always work around your availability. You will have the chance to speak to our recruitment team throughout the process.
As this role involves working within a regulated environment any offer will be subject to satisfactory background checks including criminal record check, credit check, fraud check and employment references.
Your working life: If you prefer to work part-time, we\’ll make this happen whenever we can – whether this is to help you meet other commitments or strike a great work-life balance. A fear of losing your current working flexibility shouldn\’t hinder you from applying for new opportunities, which is why we aim to match your existing flexible working arrangements where possible.
Why work for us?
We’re Vanquis Banking Group plc, an FTSE All Share company and a leading specialist bank, established in 1880. We lend responsibly, providing tailored products and services to 1.75 million UK customers through Vanquis, Moneybarn, and Snoop. Our purpose is simple: to deliver caring banking so our customers can make the most of life’s opportunities.
At Vanquis Banking Group we believe in looking after our colleagues, so we do our best to create a rewarding, engaging, and supportive work environment across our various divisions.
We let our colleagues know we appreciate their hard work by offering competitive salaries, benefits, and a Group wide recognition scheme. All colleagues are eligible to join a pension scheme, and, after six months’ service, you can join our ‘Save as you Earn’ and \’Buy as you Earn\’ schemes.
We offer a range of training and development opportunities to help each of our colleagues maximise their potential, whatever their role. From your first day working with us, we’ll help you settle into your new role and are happy to talk to you about your career aspirations.
Equal Opportunity Statement
Here at Vanquis Banking Group, we embrace everyone’s unique strengths and identities to be themselves at work. Regardless of how you identify yourself, your sexual orientation, martial or civil partner status, race, colour, nationality, ethnic or national background, faith, disability, or age – your experiences and background help enrich our teams, and most importantly help support our customers in the best way possible. At the end of the day, it\’s our people that help us to fulfil the reason why we’re here in the first place: to help put people on a path to a better everyday life.
Credit Risk Analyst employer: Vanquis Bank
Contact Detail:
Vanquis Bank Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Risk Analyst
✨Tip Number 1
Familiarise yourself with the latest trends in credit risk analytics. Understanding current methodologies and tools, especially in consumer credit, will help you demonstrate your knowledge during interviews.
✨Tip Number 2
Network with professionals in the credit risk field. Attend industry events or join relevant online forums to connect with others who can provide insights or even refer you to opportunities at StudySmarter.
✨Tip Number 3
Prepare for competency-based questions by reflecting on your past experiences. Think of specific examples where you've successfully used your analytical skills or influenced a decision, as these will be key in the interview process.
✨Tip Number 4
Showcase your ability to work collaboratively. Since the role involves hybrid working and occasional travel, emphasise your experience in team settings and how you adapt to different working environments.
We think you need these skills to ace Credit Risk Analyst
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your quantitative skills and experience in credit analytics. Use specific examples that demonstrate your ability to analyse data and develop insights relevant to the role.
Craft a Compelling Cover Letter: In your cover letter, express your enthusiasm for the Credit Risk Analyst position. Mention how your background aligns with the company's goals and values, particularly in delivering caring banking and supporting customers.
Showcase Relevant Experience: When detailing your work experience, focus on roles where you have used data to drive decision-making. Highlight any experience with reporting tools like Power BI or Excel, as well as your understanding of consumer credit.
Prepare for Competency Questions: Anticipate competency-based questions during the interview process. Prepare examples that showcase your problem-solving abilities, communication skills, and how you've influenced decisions in previous roles.
How to prepare for a job interview at Vanquis Bank
✨Understand the Role
Make sure you have a solid grasp of what a Credit Risk Analyst does. Familiarise yourself with key responsibilities like data analysis, reporting, and developing acquisition strategies. This will help you answer questions confidently and demonstrate your enthusiasm for the role.
✨Showcase Your Analytical Skills
Prepare to discuss specific examples of how you've used quantitative skills in previous roles. Be ready to explain complex problems you've solved and how your analytical approach led to successful outcomes. This is crucial for impressing the hiring team.
✨Communicate Effectively
Since excellent communication skills are essential for this role, practice articulating your thoughts clearly. Think about how you can influence and negotiate effectively during the interview. Use examples from your past experiences to illustrate your points.
✨Prepare for Competency Questions
Expect competency-based questions during the interview. Prepare by reflecting on your past experiences and how they relate to the skills required for the job. Use the STAR method (Situation, Task, Action, Result) to structure your answers and make them impactful.
