Commercial Planning Manager (Unsecured Lending)
Commercial Planning Manager (Unsecured Lending)

Commercial Planning Manager (Unsecured Lending)

Milton Keynes Full-Time 43200 - 72000 £ / year (est.) No home office possible
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At a Glance

  • Tasks: Lead forecasting and planning for Unsecured Lending, ensuring strategic alignment and profitability.
  • Company: Join Vanquis, a supportive company focused on growth and employee well-being.
  • Benefits: Enjoy enhanced maternity/paternity leave, volunteering days, private medical insurance, and a discretionary bonus.
  • Why this job: Be part of a dynamic team driving financial performance while enjoying flexible work arrangements.
  • Qualifications: Experience in forecasting or analytics, knowledge of the UK credit card market, and data analysis skills required.
  • Other info: Hybrid working pattern with options for part-time or flexible arrangements.

The predicted salary is between 43200 - 72000 £ per year.

  • Maternity/Paternity:We realise that family time is important, we offer enhanced maternity (after successful completion of probation) and 4 weeks paternity leave

  • Volunteering:2 paid days to give back to the charity of your choice

  • Development:LinkedIn Learning for all

  • Finance:Snoop Premium available to all colleagues

  • Medical:Opportunity to opt in for Private Medical Insurance

  • Bonus:Discretionary annual bonus

You and Your Team:

Responsible for delivering accurate, insightful, and actionable forecasts to drive strategic decision-making across the Unsecured Lending Product & Commercial function.

This individual will play a pivotal role in aligning credit card product performance with the companys financial objectives, ensuring a balance between growth and risk, and driving sustainable profitability.

In your day-to-day role, as a Commercial Manager:

Forecasting and Planning

  • Develop and maintain detailed financial and volume forecasts for key metrics such as customer acquisition, portfolio growth, revenue, and cost of acquisition.

  • Create scenario models to support the strategic planning process, incorporating external market trends and internal business drivers.

  • Deliver monthly, quarterly, and annual forecasts, ensuring alignment with company objectives.

Data Analysis and Insights

  • Analyse historical data to identify trends, risks, and opportunities in the portfolios performance.

  • Provide clear and actionable insights to senior stakeholders to inform product development, pricing, customer value management and marketing strategies.

  • Monitor and evaluate key performance indicators (KPIs) across the credit card portfolio to ensure targets are met.

Collaboration with Stakeholders

  • Work closely with Product, Risk, Marketing, and Finance teams to align forecasting models with broader business objectives.

  • Support commercial strategy development through data-driven recommendations and performance evaluations.

  • Act as a key point of contact for senior leadership on forecasting-related queries and presentations.

Market and Risk Assessment

  • Stay informed about macroeconomic trends, regulatory changes, and competitor activities that could impact the mid to high-risk credit card market.

  • Collaborate with Risk and Compliance teams to incorporate risk tolerances and regulatory requirements into forecasts.

Model Development and Enhancement

  • Build, maintain, and enhance robust forecasting models

  • Identify and implement improvements to forecasting methodologies to increase accuracy and reliability.

  • Leverage advanced tools and technologies to optimize forecasting processes.

  • Proven experience in a forecasting, financial planning, or analytics role, ideally within financial services.

  • In-depth knowledge of the UK credit card market.

  • Proficiency in data analysis tools (e.g., SQL, Tableau, Power BI) and statistical software.

  • Experience working within a regulated environment and knowledge of FCA guidelines.

  • Ability to build and maintain strong relationships with internal and external stakeholders up to ExCo level.

  • Demonstrated ability to drive financial performance and achieve business targets

Offers are subject to satisfactory background checks, including credit, fraud, and employment references.

Working Pattern:Hybridtypically a couple of days a week in the office. Part-time or flexible arrangements are considered to support work-life balance. A fear of losing your current working flexibility shouldn’t hinder you from applying for new opportunities, which is why we aim to match your existing flexible working arrangements where possible., Were just as committed to our colleagues as we are to our customers, offering competitive salaries, comprehensive benefits, and recognition schemes. With pension plans, our Buy as You Earn scheme, and ongoing training opportunities, we create a supportive environment where you can grow and thrive.

Bring your authentic self, find your voice, and build your career with usbecause at Vanquis, we believe in making the most of lifes opportunities.

Commercial Planning Manager (Unsecured Lending) employer: Vanquis Bank

At Vanquis, we pride ourselves on being an exceptional employer, offering a supportive work culture that prioritizes employee well-being and growth. With competitive salaries, comprehensive benefits including enhanced maternity and paternity leave, and access to LinkedIn Learning, we empower our team members to thrive both personally and professionally. Our hybrid working model and commitment to flexibility ensure that you can maintain a healthy work-life balance while contributing to meaningful projects in the dynamic field of Unsecured Lending.
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Contact Detail:

Vanquis Bank Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Commercial Planning Manager (Unsecured Lending)

✨Tip Number 1

Familiarize yourself with the UK credit card market and current macroeconomic trends. This knowledge will not only help you in interviews but also demonstrate your proactive approach to understanding the industry.

✨Tip Number 2

Leverage your data analysis skills by practicing with tools like SQL, Tableau, or Power BI. Being able to showcase your proficiency in these tools during discussions can set you apart from other candidates.

✨Tip Number 3

Network with professionals in the financial services sector, especially those involved in forecasting and analytics. Building relationships can provide valuable insights and potentially lead to referrals for the position.

✨Tip Number 4

Prepare to discuss your experience in collaborating with cross-functional teams. Highlight specific examples where your insights influenced strategic decisions, as this aligns closely with the role's requirements.

We think you need these skills to ace Commercial Planning Manager (Unsecured Lending)

Financial Forecasting
Data Analysis
Scenario Modeling
Key Performance Indicators (KPIs)
Stakeholder Management
Market Analysis
Risk Assessment
Regulatory Knowledge (FCA Guidelines)
Advanced Excel Skills
SQL Proficiency
Tableau or Power BI Experience
Strategic Planning
Collaboration Skills
Problem-Solving Skills
Communication Skills

Some tips for your application 🫡

Understand the Role: Take the time to thoroughly read the job description for the Commercial Planning Manager position. Understand the key responsibilities, required skills, and how your experience aligns with the role.

Tailor Your CV: Customize your CV to highlight relevant experience in forecasting, financial planning, and data analysis. Emphasize your proficiency with tools like SQL, Tableau, or Power BI, and any experience in the UK credit card market.

Craft a Compelling Cover Letter: Write a cover letter that showcases your understanding of the company's objectives and how you can contribute to their success. Mention specific examples from your past work that demonstrate your ability to deliver actionable insights and collaborate with stakeholders.

Highlight Your Soft Skills: In your application, don't forget to mention your ability to build relationships with internal and external stakeholders. Highlight your communication skills and your experience working in a regulated environment, as these are crucial for the role.

How to prepare for a job interview at Vanquis Bank

✨Understand the Role

Make sure you have a clear understanding of the responsibilities of a Commercial Planning Manager in Unsecured Lending. Familiarize yourself with forecasting, data analysis, and collaboration with stakeholders, as these are key aspects of the role.

✨Showcase Your Analytical Skills

Be prepared to discuss your experience with data analysis tools like SQL, Tableau, or Power BI. Highlight specific examples where your analytical skills led to actionable insights that drove business decisions.

✨Demonstrate Industry Knowledge

Research the UK credit card market and be ready to discuss current trends, risks, and regulatory changes. This will show your potential employer that you are proactive and knowledgeable about the industry.

✨Prepare for Scenario Questions

Expect questions that ask you to create scenario models or evaluate potential risks. Practice articulating your thought process and how you would approach forecasting under different market conditions.

Commercial Planning Manager (Unsecured Lending)
Vanquis Bank
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  • Commercial Planning Manager (Unsecured Lending)

    Milton Keynes
    Full-Time
    43200 - 72000 £ / year (est.)

    Application deadline: 2027-02-28

  • V

    Vanquis Bank

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