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- Tasks: Lead forecasting and planning for Unsecured Lending, ensuring strategic alignment and profitability.
- Company: Join Vanquis, a supportive company focused on growth and employee well-being.
- Benefits: Enjoy enhanced maternity/paternity leave, volunteering days, private medical insurance, and a discretionary bonus.
- Why this job: Be part of a dynamic team driving financial performance while enjoying flexible work arrangements.
- Qualifications: Experience in forecasting or analytics, knowledge of the UK credit card market, and data analysis skills required.
- Other info: Hybrid working model with flexibility to support work-life balance.
The predicted salary is between 43200 - 72000 £ per year.
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Maternity/Paternity:We realise that family time is important, we offer enhanced maternity (after successful completion of probation) and 4 weeks paternity leave
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Volunteering:2 paid days to give back to the charity of your choice
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Development:LinkedIn Learning for all
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Finance:Snoop Premium available to all colleagues
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Medical:Opportunity to opt in for Private Medical Insurance
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Bonus:Discretionary annual bonus
You and Your Team:
Responsible for delivering accurate, insightful, and actionable forecasts to drive strategic decision-making across the Unsecured Lending Product & Commercial function.
This individual will play a pivotal role in aligning credit card product performance with the companys financial objectives, ensuring a balance between growth and risk, and driving sustainable profitability.
In your day-to-day role, as a Commercial Manager:
Forecasting and Planning
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Develop and maintain detailed financial and volume forecasts for key metrics such as customer acquisition, portfolio growth, revenue, and cost of acquisition.
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Create scenario models to support the strategic planning process, incorporating external market trends and internal business drivers.
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Deliver monthly, quarterly, and annual forecasts, ensuring alignment with company objectives.
Data Analysis and Insights
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Analyse historical data to identify trends, risks, and opportunities in the portfolios performance.
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Provide clear and actionable insights to senior stakeholders to inform product development, pricing, customer value management and marketing strategies.
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Monitor and evaluate key performance indicators (KPIs) across the credit card portfolio to ensure targets are met.
Collaboration with Stakeholders
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Work closely with Product, Risk, Marketing, and Finance teams to align forecasting models with broader business objectives.
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Support commercial strategy development through data-driven recommendations and performance evaluations.
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Act as a key point of contact for senior leadership on forecasting-related queries and presentations.
Market and Risk Assessment
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Stay informed about macroeconomic trends, regulatory changes, and competitor activities that could impact the mid to high-risk credit card market.
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Collaborate with Risk and Compliance teams to incorporate risk tolerances and regulatory requirements into forecasts.
Model Development and Enhancement
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Build, maintain, and enhance robust forecasting models
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Identify and implement improvements to forecasting methodologies to increase accuracy and reliability.
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Leverage advanced tools and technologies to optimize forecasting processes.
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Proven experience in a forecasting, financial planning, or analytics role, ideally within financial services.
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In-depth knowledge of the UK credit card market.
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Proficiency in data analysis tools (e.g., SQL, Tableau, Power BI) and statistical software.
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Experience working within a regulated environment and knowledge of FCA guidelines.
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Ability to build and maintain strong relationships with internal and external stakeholders up to ExCo level.
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Demonstrated ability to drive financial performance and achieve business targets
Offers are subject to satisfactory background checks, including credit, fraud, and employment references.
Working Pattern:Hybridtypically a couple of days a week in the office. Part-time or flexible arrangements are considered to support work-life balance. A fear of losing your current working flexibility shouldn’t hinder you from applying for new opportunities, which is why we aim to match your existing flexible working arrangements where possible., Were just as committed to our colleagues as we are to our customers, offering competitive salaries, comprehensive benefits, and recognition schemes. With pension plans, our Buy as You Earn scheme, and ongoing training opportunities, we create a supportive environment where you can grow and thrive.
Bring your authentic self, find your voice, and build your career with usbecause at Vanquis, we believe in making the most of lifes opportunities.
Commercial Planning Manager (Unsecured Lending) employer: Vanquis Bank
Contact Detail:
Vanquis Bank Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Commercial Planning Manager (Unsecured Lending)
✨Tip Number 1
Familiarize yourself with the UK credit card market and current macroeconomic trends. This knowledge will help you demonstrate your understanding of the industry during interviews and discussions.
✨Tip Number 2
Brush up on your data analysis skills, especially with tools like SQL, Tableau, and Power BI. Being able to showcase your proficiency in these tools can set you apart from other candidates.
✨Tip Number 3
Network with professionals in the financial services sector, particularly those involved in forecasting and analytics. Building relationships can provide valuable insights and potentially lead to referrals.
✨Tip Number 4
Prepare to discuss your experience in a regulated environment and your understanding of FCA guidelines. This is crucial for demonstrating your fit for the role and your ability to navigate compliance issues.
We think you need these skills to ace Commercial Planning Manager (Unsecured Lending)
Some tips for your application 🫡
Understand the Role: Take the time to thoroughly read the job description for the Commercial Planning Manager position. Understand the key responsibilities, required skills, and how your experience aligns with their needs.
Tailor Your CV: Customize your CV to highlight relevant experience in forecasting, financial planning, and data analysis. Emphasize your proficiency with tools like SQL, Tableau, or Power BI, and any experience within the UK credit card market.
Craft a Compelling Cover Letter: Write a cover letter that showcases your passion for the role and the company. Discuss specific examples of how you've successfully delivered forecasts and insights in previous roles, and how you can contribute to their strategic objectives.
Highlight Collaboration Skills: Since the role involves working closely with various teams, make sure to mention your experience in collaborating with stakeholders. Provide examples of how you've effectively communicated insights and recommendations to senior leadership.
How to prepare for a job interview at Vanquis Bank
✨Understand the Role and Responsibilities
Make sure you have a clear understanding of the key responsibilities of a Commercial Planning Manager, especially in forecasting and data analysis. Be prepared to discuss how your previous experience aligns with these tasks.
✨Showcase Your Analytical Skills
Since the role involves significant data analysis, be ready to demonstrate your proficiency with tools like SQL, Tableau, or Power BI. Prepare examples of how you've used data to drive decision-making in past roles.
✨Familiarize Yourself with the UK Credit Card Market
Research the current trends and challenges in the UK credit card market. Being knowledgeable about macroeconomic factors and regulatory changes will show that you are proactive and well-informed.
✨Prepare for Stakeholder Collaboration Questions
Expect questions about how you would work with various teams such as Product, Risk, and Marketing. Think of examples where you've successfully collaborated with different stakeholders to achieve common goals.
