Commercial Planning Manager (Unsecured Lending)
Commercial Planning Manager (Unsecured Lending)

Commercial Planning Manager (Unsecured Lending)

Bristol Full-Time 43200 - 72000 £ / year (est.) No home office possible
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At a Glance

  • Tasks: Lead forecasting and planning for Unsecured Lending, ensuring alignment with financial goals.
  • Company: Join Vanquis, a supportive company focused on growth and employee well-being.
  • Benefits: Enjoy enhanced maternity/paternity leave, paid volunteering days, and private medical insurance options.
  • Why this job: Be part of a dynamic team driving strategic decisions and making a real impact.
  • Qualifications: Experience in forecasting or analytics, especially in financial services, is essential.
  • Other info: Flexible working arrangements available to support your work-life balance.

The predicted salary is between 43200 - 72000 £ per year.

  • Maternity/Paternity:We realise that family time is important, we offer enhanced maternity (after successful completion of probation) and 4 weeks paternity leave

  • Volunteering:2 paid days to give back to the charity of your choice

  • Development:LinkedIn Learning for all

  • Finance:Snoop Premium available to all colleagues

  • Medical:Opportunity to opt in for Private Medical Insurance

  • Bonus:Discretionary annual bonus

You and Your Team:

Responsible for delivering accurate, insightful, and actionable forecasts to drive strategic decision-making across the Unsecured Lending Product & Commercial function.

This individual will play a pivotal role in aligning credit card product performance with the companys financial objectives, ensuring a balance between growth and risk, and driving sustainable profitability.

In your day-to-day role, as a Commercial Manager:

Forecasting and Planning

  • Develop and maintain detailed financial and volume forecasts for key metrics such as customer acquisition, portfolio growth, revenue, and cost of acquisition.

  • Create scenario models to support the strategic planning process, incorporating external market trends and internal business drivers.

  • Deliver monthly, quarterly, and annual forecasts, ensuring alignment with company objectives.

Data Analysis and Insights

  • Analyse historical data to identify trends, risks, and opportunities in the portfolios performance.

  • Provide clear and actionable insights to senior stakeholders to inform product development, pricing, customer value management and marketing strategies.

  • Monitor and evaluate key performance indicators (KPIs) across the credit card portfolio to ensure targets are met.

Collaboration with Stakeholders

  • Work closely with Product, Risk, Marketing, and Finance teams to align forecasting models with broader business objectives.

  • Support commercial strategy development through data-driven recommendations and performance evaluations.

  • Act as a key point of contact for senior leadership on forecasting-related queries and presentations.

Market and Risk Assessment

  • Stay informed about macroeconomic trends, regulatory changes, and competitor activities that could impact the mid to high-risk credit card market.

  • Collaborate with Risk and Compliance teams to incorporate risk tolerances and regulatory requirements into forecasts.

Model Development and Enhancement

  • Build, maintain, and enhance robust forecasting models

  • Identify and implement improvements to forecasting methodologies to increase accuracy and reliability.

  • Leverage advanced tools and technologies to optimize forecasting processes.

  • Proven experience in a forecasting, financial planning, or analytics role, ideally within financial services.

  • In-depth knowledge of the UK credit card market.

  • Proficiency in data analysis tools (e.g., SQL, Tableau, Power BI) and statistical software.

  • Experience working within a regulated environment and knowledge of FCA guidelines.

  • Ability to build and maintain strong relationships with internal and external stakeholders up to ExCo level.

  • Demonstrated ability to drive financial performance and achieve business targets

Offers are subject to satisfactory background checks, including credit, fraud, and employment references.

Working Pattern:Hybridtypically a couple of days a week in the office. Part-time or flexible arrangements are considered to support work-life balance. A fear of losing your current working flexibility shouldn’t hinder you from applying for new opportunities, which is why we aim to match your existing flexible working arrangements where possible., Were just as committed to our colleagues as we are to our customers, offering competitive salaries, comprehensive benefits, and recognition schemes. With pension plans, our Buy as You Earn scheme, and ongoing training opportunities, we create a supportive environment where you can grow and thrive.

Bring your authentic self, find your voice, and build your career with usbecause at Vanquis, we believe in making the most of lifes opportunities.

Commercial Planning Manager (Unsecured Lending) employer: Vanquis Bank

At Vanquis, we pride ourselves on being an exceptional employer, offering a supportive work culture that prioritizes employee well-being and growth. With competitive salaries, comprehensive benefits including enhanced maternity and paternity leave, and access to LinkedIn Learning, we empower our team members to thrive both personally and professionally. Our hybrid working model and commitment to flexibility ensure that you can balance your career with your life, making Vanquis a truly rewarding place to build your future.
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Contact Detail:

Vanquis Bank Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Commercial Planning Manager (Unsecured Lending)

✨Tip Number 1

Familiarize yourself with the UK credit card market and current macroeconomic trends. This knowledge will not only help you in interviews but also demonstrate your proactive approach to understanding the industry.

✨Tip Number 2

Brush up on your data analysis skills, especially with tools like SQL, Tableau, and Power BI. Being able to showcase your proficiency in these tools during discussions can set you apart from other candidates.

✨Tip Number 3

Network with professionals in the financial services sector, particularly those involved in forecasting and analytics. Building relationships can provide valuable insights and potentially lead to referrals for the position.

✨Tip Number 4

Prepare to discuss your experience in a regulated environment and your understanding of FCA guidelines. Highlighting your ability to navigate compliance issues will be crucial in demonstrating your fit for this role.

We think you need these skills to ace Commercial Planning Manager (Unsecured Lending)

Financial Forecasting
Data Analysis
Scenario Modeling
Key Performance Indicators (KPIs)
Stakeholder Management
Market Analysis
Risk Assessment
Regulatory Knowledge (FCA Guidelines)
Proficiency in SQL, Tableau, Power BI
Strong Communication Skills
Collaboration with Cross-Functional Teams
Strategic Planning
Problem-Solving Skills
Attention to Detail
Adaptability to Market Trends

Some tips for your application 🫡

Understand the Role: Take the time to thoroughly understand the responsibilities and requirements of the Commercial Planning Manager position. Tailor your application to highlight relevant experience in forecasting, financial planning, and analytics within the financial services sector.

Highlight Relevant Skills: Emphasize your proficiency in data analysis tools such as SQL, Tableau, or Power BI. Provide specific examples of how you've used these tools to drive insights and support strategic decision-making in previous roles.

Showcase Collaboration Experience: Demonstrate your ability to work collaboratively with various stakeholders, including Product, Risk, Marketing, and Finance teams. Include examples of successful projects where you aligned forecasting models with broader business objectives.

Express Your Interest in Company Culture: Mention your alignment with the company's values, such as their commitment to work-life balance and professional development opportunities. This shows that you're not just interested in the role, but also in being a part of their team culture.

How to prepare for a job interview at Vanquis Bank

✨Understand the Role

Make sure you have a clear understanding of the responsibilities of a Commercial Planning Manager in Unsecured Lending. Familiarize yourself with forecasting, data analysis, and collaboration with stakeholders, as these are key aspects of the role.

✨Showcase Your Analytical Skills

Prepare to discuss your experience with data analysis tools like SQL, Tableau, or Power BI. Be ready to provide examples of how you've used these tools to drive insights and inform strategic decisions in previous roles.

✨Demonstrate Industry Knowledge

Highlight your knowledge of the UK credit card market and any relevant regulatory frameworks. Discuss how macroeconomic trends and competitor activities can impact business strategies, showing that you stay informed about industry developments.

✨Prepare for Scenario-Based Questions

Expect questions that assess your ability to create scenario models and forecasts. Think of specific instances where you've successfully developed forecasts or improved methodologies, and be prepared to explain your thought process.

Commercial Planning Manager (Unsecured Lending)
Vanquis Bank
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  • Commercial Planning Manager (Unsecured Lending)

    Bristol
    Full-Time
    43200 - 72000 £ / year (est.)

    Application deadline: 2027-02-25

  • V

    Vanquis Bank

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