At a Glance
- Tasks: Join our team to combat financial crime and protect our customers.
- Company: Dynamic organisation focused on making a positive impact in financial services.
- Benefits: Competitive salary, 25 days leave, wellbeing hour, and flexible benefits.
- Other info: Hybrid working model with a collaborative environment.
- Why this job: Make a real difference in a purpose-driven role with career growth opportunities.
- Qualifications: Experience in financial crime operations and strong communication skills.
The predicted salary is between 27000 - 30000 £ per year.
Location: Solihull or Cardiff (Hybrid Working)
Hours: 35 Hours Per Week
Salary: £27,000 - £30,000 D.O.E
Benefits:
- A competitive salary and benefits package including discretionary bonus
- Matched pension contributions
- 25 days annual leave plus bank holidays and your birthday off, on us!
- A monthly wellbeing hour to spend doing whatever makes you happy
- A wide range of flexible benefits from Cycle2Work to private healthcare
- Life assurance
- Paid volunteering days and matched charity fundraising
- A collaborative and flexible working environment
- Opportunities for professional development and career progression
- A chance to make a real impact in a regulated, purpose-driven organisation
What you'll be doing:
We are seeking an experienced Financial Crime Operations Officer to join our growing Financial Crime Operations team and undertake the first line of defence financial crime activities across multiple products and business units in accordance with internal standards, quality measures and agreed service level agreements. This role can be based in either our Solihull or Cardiff office and is a hybrid working business. You will work a flexible shift pattern within the hours of 8.00am-6.00pm Monday - Friday, 9.00am - 6.00pm Saturday and 10.00am - 5.00pm Sunday (1 in 4 weekends).
Key responsibilities include:
- Undertake customer due diligence measures to inform customer risk assessment and perform relevant risk sensitive actions
- Conduct risk sensitive ongoing monitoring on all customers that pose an increased risk and are onboarded in accordance with the Group’s risk appetite
- Identify applications that pose an additional risk to the business and undertake relevant actions to mitigate the risk including completion of enhanced due diligence, escalation to compliance officers, etc.
- Review transactions on a risk sensitive basis to identify, and where required, escalate any indicators of suspicion
- Investigate unusual activity reports raised by the team or received from the business. Where required, submit reports to the Group’s Nominated Officer.
- Consider and respond to data requests received from relevant third parties and law enforcement in relation to financial crime investigations
- Support the business areas to understand their requirements and obligations as set out within the Group Financial Crime policies
- Design, develop and deliver bespoke financial crime awareness training to the business, where required
What we’re looking for:
- Experience working in a financial crime function, preferably within a financial services environment
- Understanding of the UK financial crime legal and regulatory framework
- Previous experience undertaking customer screening, transaction monitoring, suspicious activity reporting and complex fraud investigations
- Logical thinker with an attention to detail
- Strong verbal and written communication skills
- Ability to work off own initiative and prioritise workload
Financial Crime Operations Officer in Cardiff employer: V12 Retail Finance
Join a purpose-driven organisation that prioritises employee wellbeing and professional growth. With a competitive salary, generous leave policies including your birthday off, and a flexible working environment in Solihull or Cardiff, we foster a collaborative culture where you can make a meaningful impact in financial crime operations. Enjoy unique benefits like a monthly wellbeing hour, paid volunteering days, and opportunities for career progression in a supportive team atmosphere.
StudySmarter Expert Advice🤫
We think this is how you could land Financial Crime Operations Officer in Cardiff
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like V12 Retail Finance. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Financial Crime Operations Officer in Cardiff
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to V12 Retail Finance.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on V12 Retail Finance's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at V12 Retail Finance
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with V12 Retail Finance.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at V12 Retail Finance will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former V12 Retail Finance employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
