Credit Analyst

Credit Analyst

Full-Time 36000 - 60000 £ / year (est.) No home office possible
U

At a Glance

  • Tasks: Conduct in-depth credit analysis and generate investment ideas for our team.
  • Company: Join a leading pension scheme dedicated to securing financial futures.
  • Benefits: Competitive salary, generous leave, health services, and personal development support.
  • Why this job: Make a real impact while developing your skills in a collaborative environment.
  • Qualifications: Experience in credit analysis and strong modelling skills are preferred.
  • Other info: Flexible culture with a focus on diversity and inclusion.

The predicted salary is between 36000 - 60000 £ per year.

Business Area: Fixed Income, Treasury and Trading

Place of Work: London

Contract Type: Permanent

About the role

In your role as Credit Analyst, you will make a meaningful and valued contribution from the outset. This role will provide a great opportunity to perform deep-dive fundamental credit analysis on non-financial issuers resulting in trade recommendations, develop expertise on specified sectors, and be able to take views on individual credits based on these skills and knowledge. You will contribute to the collegiate decision-making process of the team and independently generate investment/divestment ideas for the desk as well as actively participate in team discussions around single names. In addition, you will produce alpha generation ideas across the Global Credit Mandates and maintain an understanding of market trends, economic indicators, geographic and sector specific factors that may impact portfolio performance.

We know that sometimes people can be put off applying for a job if they don't tick every box; if you're excited about working for us and have most of the skills or experience we're looking for, then please apply, regardless of whether you meet all the requirements outlined in this profile.

To be successful in the role you will have:

  • A background as a Credit Analyst preferably with exposure to both investment grade and high yield companies
  • Strong credit modelling skills
  • Experience of US and European Investment Grade and High Yield bond markets
  • An understanding of drivers for spread & price changes in IG and HY credits
  • A feel for macro factors affecting credit and broader financial markets
  • An understanding of Environmental, Social and Governance considerations for single name and sectors
  • Proficiency in Excel and Bloomberg
  • Experience in writing and presenting clear, concise reports/process documents, sometimes synthesising complex material
  • The ability to work well in a small and collegiate team
  • Attention to detail
  • Clear communication

At USS, every individual contributes to building a secure financial future for our members and their families. We strive to create a work environment where everyone can thrive professionally while making a meaningful impact on the lives of others. We're also committed to helping you build your career by providing opportunities for development. We put a focus on recognising and supporting each individual's unique career path, driving this forward with the support of an engaged and proactive management team.

Here at USS, we want you to thrive in and out of work with a friendly team, flexible culture and excellent range of benefits!

How we will reward you

  • Great starting salary
  • Generous annual leave package
  • Access to a high quality pension scheme provided through Universities Superannuation Scheme
  • Supportive people policies (including enhanced occupational sickness pay and family friendly pay)
  • Financial contributions towards your personal development to help you maintain your physical and mental wellbeing
  • Access to a range of health and wellbeing services i.e., private healthcare, discounted gym membership
  • Learning and development opportunities to develop your skills, knowledge and talent
  • Employee Volunteer Days to support the communities where you work and live
  • Cycle to Work Scheme

Credit Analyst employer: USS Investment Management Limited

At USS, we pride ourselves on being an exceptional employer, offering a supportive and inclusive work environment in the heart of London. Our commitment to employee growth is reflected in our generous benefits package, which includes a high-quality pension scheme, extensive learning opportunities, and a focus on wellbeing. Join us to make a meaningful impact while thriving in a collaborative culture that values integrity and excellence.
U

Contact Detail:

USS Investment Management Limited Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Credit Analyst

✨Tip Number 1

Network like a pro! Reach out to current or former employees on LinkedIn and ask about their experiences. A friendly chat can give you insider info and might even lead to a referral.

✨Tip Number 2

Prepare for the interview by researching the company’s recent projects and market trends. Show us that you’re not just interested in the role, but also in how you can contribute to our success.

✨Tip Number 3

Practice your pitch! Be ready to explain how your skills align with the job description. We want to hear how your background as a Credit Analyst makes you the perfect fit for our team.

✨Tip Number 4

Don’t forget to follow up after your interview! A quick thank-you email can keep you fresh in our minds and shows your enthusiasm for the position. Plus, it’s a great chance to reiterate why you’re the one for the job!

We think you need these skills to ace Credit Analyst

Credit Modelling Skills
Investment Grade and High Yield Bond Market Knowledge
Understanding of Spread and Price Change Drivers
Macro Economic Analysis
Environmental, Social and Governance (ESG) Understanding
Proficiency in Excel
Proficiency in Bloomberg
Report Writing and Presentation Skills
Attention to Detail
Clear Communication
Team Collaboration

Some tips for your application 🫡

Show Your Passion: When you write your application, let your enthusiasm for the Credit Analyst role shine through. We want to see that you're excited about the opportunity to contribute to our team and make a meaningful impact.

Tailor Your Experience: Make sure to highlight your relevant experience in credit analysis, especially with investment grade and high yield companies. We love seeing how your background aligns with what we're looking for, so don’t hold back!

Be Clear and Concise: We appreciate clear communication, so when you're writing your application, keep it straightforward. Avoid jargon and focus on presenting your skills and experiences in a way that's easy to understand.

Apply Through Our Website: Don’t forget to submit your application through our website! It’s the best way for us to receive your details and ensures you’re considered for the role. We can’t wait to hear from you!

How to prepare for a job interview at USS Investment Management Limited

✨Know Your Credit Analysis Inside Out

Make sure you brush up on your credit analysis skills, especially focusing on both investment grade and high yield companies. Be prepared to discuss specific examples of your previous analyses and how they influenced trade recommendations.

✨Stay Updated on Market Trends

Familiarise yourself with current market trends, economic indicators, and macro factors that could impact credit performance. This will not only help you answer questions but also show your genuine interest in the role and the industry.

✨Practice Clear Communication

Since you'll need to write and present reports, practice summarising complex information into clear, concise points. You might even want to prepare a mock presentation to demonstrate your ability to communicate effectively during the interview.

✨Show Your Team Spirit

This role requires collaboration within a small team, so be ready to share examples of how you've worked well with others in the past. Highlight your ability to contribute to discussions and generate ideas, as this will resonate well with their collegiate culture.

Land your dream job quicker with Premium

You’re marked as a top applicant with our partner companies
Individual CV and cover letter feedback including tailoring to specific job roles
Be among the first applications for new jobs with our AI application
1:1 support and career advice from our career coaches
Go Premium

Money-back if you don't land a job in 6-months

U
Similar positions in other companies
UK’s top job board for Gen Z
discover-jobs-cta
Discover now
>