At a Glance
- Tasks: Advise customers on switching their Private Medical Insurance for better coverage.
- Company: Join Usay Compare, a leader in healthcare insurance solutions.
- Benefits: Competitive salary, inclusive culture, and opportunities for professional growth.
- Other info: Be part of a supportive team dedicated to customer success.
- Why this job: Make a real difference in people's healthcare decisions while boosting your earning potential.
- Qualifications: Experience in Private Medical Insurance sales and strong consultative skills.
The predicted salary is between 29700 - 36300 £ per year.
Are you an experienced Private Medical Insurance adviser with a background in policy switching, renewals or retention?
Usay Compare is expanding its specialist PMI switch capability and is looking for experienced advisers who can review existing cover, navigate switch underwriting and help customers make informed decisions about moving insurer.
The Opportunity
You'll speak with customers who already hold Private Medical Insurance and are considering their options, often following a renewal increase or change in circumstances.
Using a consultative fact-find, you'll review their existing policy, medical underwriting position, claims history and priorities before comparing suitable alternatives from across our insurer panel.
This is about more than price.
You'll help customers understand the implications of switching, including differences in underwriting, exclusions, benefits, hospital access, excesses and policy terms.
What You'll Do
- Advise existing PMI policyholders considering switching insurer.
- Review current cover, renewal premiums, claims history and customer objectives.
- Complete detailed fact-finds and assess whether switching is appropriate.
- Work with switch underwriting arrangements, including Continued Personal Medical Exclusions and continued moratorium terms where available.
- Compare insurers and key policy benefits to make clear, suitable recommendations.
- Manage applications from initial enquiry through to policy inception.
- Deliver strong customer outcomes while achieving quality, compliance and sales targets.
You’ll ideally have
- Previous advised sales experience within UK individual Private Medical Insurance.
- Practical experience of insurer-to-insurer PMI switches.
- A sound understanding of switch underwriting, continuity of cover, CPME, moratorium and full medical underwriting.
- Experience reviewing claims, exclusions and existing policy terms before making recommendations.
- Strong knowledge of individual PMI products and insurer propositions.
- Excellent consultative questioning and objection-handling skills.
- A proven record against sales, quality and compliance measures.
- A customer-focused approach, resilience and motivation to maximise your earning potential.
- Renewals or retention experience is particularly relevant where you have reviewed alternative insurers and completed advised switch business.
Why Join Us?
If you're an experienced Private Medical Insurance professional with switch, renewal or retention expertise, we'd love to hear from you.
Join Usay Compare and play an important role in growing our specialist switch proposition while helping customers make informed decisions about their healthcare cover.
Usay Compare, part of Everywhen, is an equal opportunities employer committed to creating an inclusive working environment where everyone can reach their full potential.
Successful applicants will be subject to relevant pre-employment checks, including verification of recent employment, address and credit history, together with a standard criminal-record check.
Sales Insurance Adviser (Switch) in City of London employer: Usay Compare
As a Sales Support Executive at our company, you'll thrive in a dynamic and supportive work environment where your communication skills are valued. We prioritise employee growth with comprehensive training and development opportunities, ensuring you can advance your career while enjoying a collaborative culture that celebrates teamwork and customer satisfaction. Located in a vibrant area, we offer unique perks such as flexible working hours and a strong emphasis on work-life balance, making us an excellent employer for those seeking meaningful and rewarding employment.
StudySmarter Expert Advice🤫
We think this is how you could land Sales Insurance Adviser (Switch) in City of London
✨Dive Into Industry Networking Events
Get your foot in the door by attending insurance industry events and conferences. Not only will you learn about the latest trends, but you'll also meet potential employers and industry peers. Check out local chapters of professional bodies like the Chartered Insurance Institute for valuable meetups.
✨Use LinkedIn to Your Advantage
Don’t underestimate the power of LinkedIn in the insurance world. Engage with industry content, join relevant groups, and connect with professionals at companies you admire (like Usay Compare). A thoughtful message explaining your interest can really make a difference!
✨Look Out for Graduate Schemes
Many firms in insurance have structured graduate programmes. Keep an eye on application windows and utilise your university's career services for insider tips. These schemes are designed to develop talent and often lead to permanent roles after your initial training.
✨Leverage Your Current Connections
Got friends or family in the industry? Now’s the time to reach out! Personal referrals can give you a head start, so let them know you're on the lookout for full-time opportunities at places like Usay Compare. Don’t shy away from asking for a coffee chat; you never know what doors it might open!
We think you need these skills to ace Sales Insurance Adviser (Switch) in City of London
Some tips for your application 🫡
Highlight Your Analytical Skills:In insurance, we love a candidate who can crunch numbers and analyse data effectively. When crafting your CV, make sure to showcase any relevant coursework or experiences that highlight your analytical abilities, especially if you’ve tackled risk assessment or financial modelling.
Showcase Industry Knowledge:Don’t be shy about your knowledge of the insurance sector! We want to see that you've done your homework on current trends, regulations, and challenges in the industry. Mention any relevant projects or studies you’ve completed that demonstrate your understanding of the field in your cover letter.
Craft a Compelling Cover Letter:Your cover letter should tell us why you’re passionate about insurance. Share any personal experiences or what drew you into this profession. We’re looking for enthusiasm and a clear motivation for why you want to be part of our team at Usay Compare.
Tailor Your CV for the Role:Don't just send a generic CV! Focus on tailoring it specifically for the insurance role at Usay Compare. Highlight relevant skills such as risk management, customer service experience, or any certifications you've earned in the industry to make your application stand out.
How to prepare for a job interview at Usay Compare
✨Know Your Numbers: Insurance Fundamentals
Brush up on your understanding of key insurance concepts, like underwriting principles and risk assessment. Expect the interviewer at Usay Compare to throw some technical questions your way, so be ready to demonstrate your grasp of these essentials.
✨Showcase Your Analytical Side
In the insurance world, it's all about data. Prepare to discuss any analytical tools or methodologies you've used in past experiences. If you have a portfolio of projects where you've tackled complex data, bring that along to impress the team!
✨Prepare for Behavioural Questions
As a full-timer at Usay Compare, they'll want to know how you handle real-life scenarios, not just theory. Think about challenges you've faced in teamwork or customer service, and how those experiences can relate to a career in insurance.
✨Know the Company Culture Inside Out
Understanding Usay Compare's values and workplace culture is essential. Don’t just memorise their mission statement; think about how your personal values align with theirs. This will show your genuine interest in being part of their team long-term.
