Private Medical Insurance Adviser in Cirencester

Job Description Achieve OTE £70,000-£100,000+ with high quality inbound leads and no cold calling. \n Are you an experienced Private Medical Insurance adviser with a strong background in policy switching, renewals or retention? \n Usay Compare is expanding its specialist switch capability and is looking for accomplished PMI professionals who understand how to review existing cover, navigate switch underwriting and help customers make informed decisions about moving insurer. \n This is an opportunity to use your existing industry knowledge in a high-performance environment with strong earning potential, quality inbound opportunities and the support of an established health insurance comparison service. About Usay Compare \n Usay Compare is one of the UK's leading comparison services for Health and Protection Insurance, trusted by thousands of customers every year. \n We provide clear, expert advice to help customers make confident decisions about their cover. Our advisers benefit from an established brand, a broad insurer panel, strong lead flow and a supportive environment in which experienced insurance professionals can maximise their potential. The Opportunity \n You will speak with customers who already hold Private Medical Insurance and are considering their options, often following a renewal increase or a change in their circumstances. \n Using a detailed, consultative fact-find, you will review the customer's existing policy, medical underwriting position, claims history and priorities before comparing suitable alternatives from across our panel. \You will help customers understand the implications of switching insurer, including any differences in underwriting, exclusions, benefits, hospital access, excesses and policy terms. \n · Reviewing current policy terms, renewal premiums and customer objectives. \n · Completing detailed fact-finds covering medical history, previous underwriting, claims and ongoing or planned treatment. \n · Working with switch underwriting arrangements, including Continued Personal Medical Exclusions and continued moratorium terms where available. \n · Comparing key policy features such as hospital lists, outpatient cover, excesses, cancer benefits, therapies and additional services. \n · Clearly explaining any differences between the customer's existing cover and a proposed replacement policy. \n · Managing switch applications from initial enquiry through to policy inception. \n · Working towards challenging but rewarding quality, conversion and sales targets. About You \n We are particularly interested in speaking with candidates who have worked as a: \n · Private Medical Insurance Switch Adviser. \n · Health Insurance Retention Adviser. \n · PMI Broker, Consultant or Account Executive advising individual customers. \n You will ideally have: \n · Previous advised sales experience within UK individual Private Medical Insurance. \n · Knowledge of Continued Personal Medical Exclusions, moratorium underwriting and full medical underwriting. \n · Experience reviewing claims, exclusions and existing policy terms before making a recommendation. \n · A proven record of performing against sales, quality and compliance measures. \n · High-quality inbound customer opportunities. \n · The opportunity to specialise in and help