At a Glance
- Tasks: Join our Structured Finance team to manage cash flows and reporting for exciting financial transactions.
- Company: U.S. Bank, a leader in financial services with a commitment to growth and inclusion.
- Benefits: Competitive salary, performance incentives, and continuous development opportunities.
- Other info: Work in a dynamic London office with opportunities for career progression.
- Why this job: Make a real impact in finance while growing your career in a supportive environment.
- Qualifications: Bachelor's degree and 2-3 years of relevant experience; strong analytical skills required.
The predicted salary is between 45000 - 55000 £ per year.
At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.
We actively uphold transparent and fair hiring practices that support individual opportunity, inclusive culture, and career mobility across all levels of our organisation. We offer meaningful opportunities for growth, a culture of inclusion, and a strong commitment to transparency and integrity in everything we do.
U.S. Bank's Global Corporate Trust business is looking to add a highly talented and passionate individual to its rapidly-growing Structured Finance (SF) team in London. This position requires someone who is adaptable, strategic and curious. The individual who fills this role will be responsible for collaborating with business partners and leaders at varying levels throughout the organization and externally. This is an exciting opportunity for the right candidate to help demonstrate long-term potential to grow their career within SF Investor Reporting and Analytics team.
Accountabilities
- Responsible for all reporting and cash management activities for structured finance transactions (ABS, CMBS, RMBS & Repacks).
- Work alongside Relationship Managers by reviewing drafts of new deal transaction documents, and providing comments where appropriate.
- Interpret transaction documents to decipher complex cash movements and account structures.
- Work closely on deal models to stress test any new deal models and help build deal models where applicable.
- Review Investor Reports generated by deal Analysts and provide feedback through effective mentoring.
- Calculation and reporting activities for structured finance transactions, including the calculation of waterfall payments, monitoring trigger events, and credit enhancements, producing periodic investor reports and fielding investor queries.
- Use transaction documents, along with internal control mechanisms, to calculate and direct cash and asset movements.
- Understand cash movements and work towards reconciling cash on a deal periodically along with the Transaction Manager.
- Interact with external swap providers and liquidity facility providers to confirm cash flows and agree fee and interest payments.
- Develop and maintain relationships with servicers and corporate servicer.
- Involves frequent interaction with loan servicers, investors, rating agencies, arrangers and issuers.
- Own Client Service and act with a sense of urgency. Respond/Liaise with Client professionally over emails and phones.
- Frequently attend Client calls and meetings.
- Review and respond to customer requests and investor queries regarding cash flow reporting.
- Monitor ticklers and complete activities to ensure prompt completion of trustee and agency duties and to mitigate risk.
- Get involved in/lead various ad-hoc business projects.
- Maintain a current level of industry knowledge and comply with all company policies and procedures and all applicable government regulations.
- Self-motivated to seek out new technologies and opportunities that contribute to the overall success of the organization.
Successful applicants will exemplify U.S. Bank's ethical principles of uncompromising integrity, respect for others, accountability for decisions and actions, and good citizenship.
Basic Qualifications
- Bachelor's degree in related field, with 2-3 years related job experience.
- Proficient in Microsoft software applications such as Word, PowerPoint and Excel.
- Basic deal modelling proficiency based on extensive understanding of interpreting deal documents.
- Effectively manage multiple tasks with competing priorities.
- Consistently channels analytical and problem-solving skills.
- Excellent written and verbal communication skills with the ability to interpret and communicate analytical information tailored to the appropriate audience in a clear and concise manner.
Bonus Skills/Experience
- Experience working with cashflow deal modeling and language.
- Previous role involving Client engagement.
Location expectations
This role requires working from a U.S. Bank location three (3) or more days per week. (125 Old Broad Street, London)
Accessibility
We are committed to providing an inclusive and accessible recruitment experience. If you need adjustments at any stage of the application or hiring process, please contact your recruiter for guidance and support.
Total Rewards
U.S. Bank is committed to fair, equitable, and transparent compensation practices in line with local regulatory and legal requirements. Our total rewards approach is designed to attract, retain, and support top talent while ensuring equal pay for work of equal value. We offer a market-competitive compensation package that includes:
- Clearly defined salary ranges aligned with industry benchmarks and internal equity standards.
- Performance-based incentives for eligible employees (as defined by relevant plan rules), awarded through transparent, objective criteria that recognize both individual and company performance.
- Inclusive equitable benefits that are accessible to all employees and focused around our 3 main pillars of financial wellbeing, health & wellness.
- Continuous development opportunities including training, education support, and career progression pathways based on inclusive and transparent criteria.
- Employee recognition programs that celebrate achievements and milestones for all.
- We regularly review our compensation and benefits to ensure they remain competitive, inclusive, and responsive to employee needs and market trends.
Further details of the compensation package will be provided upon application. We encourage candidates to explore the full value of our offer, including monetary and non-monetary benefits, at Employee benefits and development | U.S. Bank | Elavon.
Closing Date
Posting may be closed earlier due to high volume of applicants. We aim to provide timely updates throughout the process and encourage early applications to ensure consideration.
Summary
Location: London, United Kingdom
Type: Full time
Structured Finance Analyst in London employer: US Bank
At U.Bank, we pride ourselves on being an exceptional employer, offering a dynamic work culture that fosters inclusion and growth. Our London-based team thrives in a supportive environment where employees are encouraged to explore new skills and advance their careers from Day One. With a strong commitment to transparency, integrity, and competitive benefits, we ensure that every team member feels valued and empowered to contribute to our mission of helping communities succeed.
StudySmarter Expert Advice🤫
We think this is how you could land Structured Finance Analyst in London
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
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Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
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We think you need these skills to ace Structured Finance Analyst in London
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to US Bank.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on US Bank's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at US Bank
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with US Bank.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at US Bank will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former US Bank employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
