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- Tasks: Assess loan applications and help customers achieve financial freedom.
- Company: Join Updraft, an award-winning app transforming consumer lending.
- Benefits: Enjoy hybrid work, health insurance, and a company pension.
- Why this job: Be part of a fast-paced startup making a real difference in people's lives.
- Qualifications: 1-3 years in consumer credit underwriting and strong analytical skills.
- Other info: Shape the future of our organisation while working in a dynamic environment.
The predicted salary is between 28800 - 48000 £ per year.
Updraft is an award-winning FCA approved app available on IOS/Android. Our mission is simple - to help consumers find freedom from cumulative lifestyle borrowing such as credit cards, overdrafts and buy-now pay-later schemes. While retailers and some start-ups remain intent on weaponising algorithms to maximise profit, we harness behaviour science, AI and expertise to offer our users powerful counter-measures. As the business is undergoing rapid growth in demand for their product, we are looking for an enthusiastic underwriter to help us deliver an exceptional level of service to our customers. We do not believe in silos and departments that are typically found in banks and other lenders. As part of the Underwriting Team you will work and be responsible across multiple disciplines to ensure you help your customers achieve the best outcomes.
Responsibilities
- Approve and decline loan applications by assessing applicants' creditworthiness and affordability in line with Updraft lending policy.
- Gather additional information needed for credit applications from customers.
- Communicate with customers in a friendly and efficient manner through all application stages.
- Form and maintain effective relationships across all business teams.
- Regularly participate in various business projects helping to improve our processes and achieve.
Requirements
- Minimum 1 year to 3 years of experience in consumer credit underwriting.
- Previous experience in a customer-facing role is an advantage.
- Strong numerical and analytical skills.
- High level of attention to detail.
- Strong decision-maker.
- Inquisitive thinker and critical mind.
- Comfortable with a fast-paced environment and frequent changes.
- Availability to work either Saturdays or Sundays.
- Previous experience in a start-up is an advantage.
Benefits
- As an employee in a fast moving startup you have the opportunity to shape the structure of the organisation, team and strategy.
- Company pension.
- Hybrid work.
- Health Insurance.
Consumer Loans Underwriter (Hiring Immediately) in Manchester employer: Updraft
Contact Detail:
Updraft Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Consumer Loans Underwriter (Hiring Immediately) in Manchester
✨Tip Number 1
Network like a pro! Reach out to people in the industry, especially those who work at Updraft or similar companies. A friendly chat can open doors and give you insider info that could help you stand out.
✨Tip Number 2
Prepare for the interview by understanding Updraft's mission and values. Show us how your skills align with our goal of helping consumers break free from debt. We love candidates who are passionate about making a difference!
✨Tip Number 3
Practice your decision-making skills! As an underwriter, you'll need to assess creditworthiness quickly. Try mock scenarios with friends or family to sharpen your analytical thinking and boost your confidence.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who take the initiative to engage directly with us.
We think you need these skills to ace Consumer Loans Underwriter (Hiring Immediately) in Manchester
Some tips for your application 🫡
Tailor Your CV: Make sure your CV reflects the skills and experience that match the Consumer Loans Underwriter role. Highlight your previous underwriting experience and any customer-facing roles you've had, as we love to see how you can connect with our users.
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about helping consumers find freedom from debt. Show us how your values align with Updraft's mission and how you can contribute to our team.
Show Off Your Analytical Skills: As an underwriter, strong numerical and analytical skills are key. In your application, give examples of how you've used these skills in past roles. We want to see how you make decisions based on data and insights!
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you don’t miss out on any important updates. Plus, we love seeing applications come in through our own platform!
How to prepare for a job interview at Updraft
✨Know Your Numbers
As a Consumer Loans Underwriter, you'll need to demonstrate strong numerical and analytical skills. Brush up on your understanding of creditworthiness and affordability assessments. Be ready to discuss how you would evaluate loan applications and what factors you consider most important.
✨Show Your Customer-Centric Approach
Since Updraft values friendly and efficient communication, think of examples from your past roles where you successfully interacted with customers. Prepare to share how you’ve handled difficult situations or provided exceptional service, as this will highlight your suitability for a customer-facing role.
✨Embrace the Start-Up Spirit
With Updraft being a fast-paced start-up, it’s crucial to show your adaptability. Share experiences where you've thrived in dynamic environments or contributed to projects that improved processes. This will demonstrate your ability to fit into their culture and contribute positively.
✨Ask Insightful Questions
Prepare thoughtful questions about Updraft's mission and how the underwriting team collaborates across disciplines. This shows your genuine interest in the company and helps you understand how you can contribute to their goals. Plus, it gives you a chance to assess if the company aligns with your values.