Head of Banking Operations UK
Head of Banking Operations UK

Head of Banking Operations UK

Full-Time 80000 - 100000 £ / year (est.) No home office possible
Unlimit

At a Glance

  • Tasks: Lead and scale UK Banking Operations, ensuring efficient payment services and compliance.
  • Company: Join Unlimit, a global fintech transforming the future of payments.
  • Benefits: Competitive salary, diverse workplace, and opportunities for professional growth.
  • Other info: Dynamic team environment focused on innovation and operational excellence.
  • Why this job: Be at the forefront of revolutionising banking operations in a borderless economy.
  • Qualifications: Degree in Finance or related field with extensive experience in banking operations.

The predicted salary is between 80000 - 100000 £ per year.

About Unlimit

Unlimit is a global fintech ecosystem built to eliminate financial borders holding businesses back. The company provides the extensive infrastructure needed to scale globally, integrating payment processing, multi-currency business accounts, BaaS and crypto gateways into a single, intelligent platform. Across 17 offices globally, Unlimit bridges hyper‑local expertise with a high‑capacity financial network, giving companies the agility to expand across regions with operational confidence and speed. Driving the evolution of payments, Unlimit is transforming its infrastructure from human‑operated fintech into AI‑native financial infrastructure — where APIs are consumed by machines, integrations are negotiated by agents, and systems evolve continuously through intelligent automation. Our next users are not only humans. They are AI agents acting on behalf of humans and businesses. Unlimit serves more than the needs of businesses today; we are building the nervous system for a borderless global economy.

About the Role

The Head of Banking Operations is responsible for leading and scaling the Company’s UK Banking Operations function, ensuring the efficient execution of payment services, safeguarding of client funds, and full compliance with UK regulatory requirements. The role oversees operational processes, correspondent banking, payment investigations, reconciliation, and the performance of all systems supporting banking operations. This position requires a strong operational leader with deep experience in payments, banking infrastructure, and regulatory frameworks applicable to UK licensed financial institutions.

Leadership & Department Management

  • Lead, develop, and manage the UK Banking Operations function, ensuring high performance and operational excellence.
  • Establish and maintain internal procedures, controls, and systems to support the department’s responsibilities.
  • Collaborate closely with Treasury, Compliance, AML, Risk, Finance, Legal, and IT to ensure all obligations are fulfilled.

Operational Oversight

  • Establish and maintain relationships with UK and international correspondent banks.
  • Monitor correspondent account balances, cutoff times, and liquidity to ensure uninterrupted payment execution.
  • Oversee performance of external service providers and ensure obligations are met.
  • Track industry developments, regulatory changes, and scheme updates; propose improvements to Executive Management.

Safeguarding & Regulatory Compliance

  • Ensure safeguarding of client funds in accordance with FCA requirements and internal policies.
  • Oversee reconciliation processes and ensure accurate accounting of balances in cooperation with Finance.
  • Ensure timely and accurate reporting to Executive Management, the Board, and regulatory authorities.
  • Maintain strong operational controls to ensure compliance with internal and external regulations.

Qualifications & Experience

  • Degree in Finance, Economics, Business Administration, or related field.
  • Extensive experience in payments, banking operations, or financial services.
  • Strong understanding of UK regulatory frameworks (FCA, PSRs, safeguarding, operational resilience).
  • Experience managing teams and operational processes in a regulated environment.
  • Strong analytical, problem solving, and decision making skills.
  • Excellent communication skills and fluency in English.
  • High level of computer literacy and familiarity with banking/fintech systems.

Join Unlimit Team Now! Unlimit is an equal opportunity employer. We believe passionately that employing a diverse workforce is central to our success. We make recruiting decisions based on your experience and skills. We welcome applications from all members of society irrespective of age, sex, disability, sexual orientation, race, religion or belief.

Head of Banking Operations UK employer: Unlimit

Unlimit is an exceptional employer, offering a dynamic work environment that fosters innovation and collaboration within the fintech sector. With a strong commitment to employee growth, we provide extensive training and development opportunities, ensuring our team members are equipped to thrive in a rapidly evolving industry. Located in the heart of the UK, our office culture promotes diversity and inclusivity, making it a rewarding place for professionals seeking meaningful careers in banking operations.
Unlimit

Contact Detail:

Unlimit Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Head of Banking Operations UK

✨Tip Number 1

Network like a pro! Reach out to people in the fintech and banking sectors, especially those who work at Unlimit or similar companies. A friendly chat can open doors that a CV just can't.

✨Tip Number 2

Prepare for interviews by diving deep into Unlimit's mission and values. Show us you understand how we’re transforming payments and why that excites you. Tailor your answers to reflect our goals!

✨Tip Number 3

Don’t underestimate the power of follow-ups! After an interview, drop us a quick thank-you email. It shows your enthusiasm and keeps you fresh in our minds.

✨Tip Number 4

Apply through our website! It’s the best way to ensure your application gets seen. Plus, it shows you’re genuinely interested in being part of the Unlimit team.

We think you need these skills to ace Head of Banking Operations UK

Leadership
Banking Operations Management
Payment Services Execution
Regulatory Compliance
Operational Excellence
Relationship Management
Analytical Skills
Problem-Solving Skills
Decision Making
Communication Skills
Financial Literacy
Understanding of FCA Regulations
Team Management
Operational Processes Oversight
Computer Literacy

Some tips for your application 🫡

Tailor Your CV: Make sure your CV is tailored to the Head of Banking Operations role. Highlight your experience in payments and banking operations, and don’t forget to mention any regulatory frameworks you’re familiar with. We want to see how your skills align with what we’re looking for!

Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you’re the perfect fit for Unlimit. Share specific examples of your leadership experience and how you’ve successfully managed teams in regulated environments. Let us know why you’re excited about this opportunity!

Showcase Your Analytical Skills: Since the role requires strong analytical and problem-solving skills, make sure to include examples that demonstrate these abilities. Whether it’s through past projects or challenges you’ve overcome, we want to see how you think and approach complex issues.

Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way to ensure your application gets into the right hands. Plus, you’ll find all the details you need about the role and our company culture there!

How to prepare for a job interview at Unlimit

✨Know Your Stuff

Make sure you brush up on your knowledge of UK banking regulations and payment systems. Familiarise yourself with the FCA requirements and any recent changes in the industry. This will show that you're not just interested in the role, but that you’re also proactive about staying informed.

✨Showcase Your Leadership Skills

As a Head of Banking Operations, you'll need to demonstrate strong leadership capabilities. Prepare examples from your past experiences where you've successfully led teams or managed operational processes. Highlight how you’ve fostered collaboration across departments like Compliance, Risk, and Finance.

✨Ask Insightful Questions

Interviews are a two-way street! Prepare thoughtful questions about Unlimit’s approach to operational excellence and how they handle regulatory compliance. This not only shows your interest in the company but also gives you a chance to assess if it’s the right fit for you.

✨Be Ready for Scenario-Based Questions

Expect to face scenario-based questions that test your problem-solving skills. Think about potential challenges in banking operations and how you would address them. This is your chance to showcase your analytical abilities and decision-making process in real-world situations.

Head of Banking Operations UK
Unlimit

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