At a Glance
- Tasks: Process high-value payments and ensure compliance with risk procedures.
- Company: Join a growing banking team focused on high-value payment processing.
- Benefits: Gain valuable experience in banking with potential for career growth.
- Other info: This is a 6-month fixed-term contract with opportunities for learning.
- Why this job: Be part of a dynamic team making a real impact in financial transactions.
- Qualifications: Experience in payment processes and strong communication skills required.
The predicted salary is between 36000 - 60000 £ per year.
Job Description
We are pleased to announce the opening of the recruitment campaign for a fixed-term resource to support our High Value Payments Processing Team as we continue to grow and develop our banking systems.
High Value Payment Processing Advisor– 6 Month Fixed Term Contract
The role of a High Value Payment Processing Advisor will play a key role in the processing of all CHAPS, foreign payments, and all other journeys under the ownership of the High Value Team, undertaking due diligence, anti-fraud checks, and adhering to all risk responsibilities and procedures whilst undertaking high-risk processes.
What will the role do:
- Process customer requests and receipts for CHAPS/foreign payments and any other payments supported by the High value team.
- Report and escalate concerns with urgency to the Customer Fulfilment Risk Lead.
- be responsible for ensuring agency bank queries and reconciliation of transactions that are under the ownership of High Value Team are actioned correctly.
- Ensure risk controls are always met, safeguarding the Bank from losses, and reporting any suspicious activity as appropriate.
- Undertake customer due diligence, be vigilant and actively consider all transactional activity mitigating the risk of money laundering and fraudulent activities raising SARs where necessary
- Ensure all customer records are properly supported by authentic instructions and in accordance with Bank policies and procedures.
- Contribute to the effectiveness and efficiency of the high value function by reviewing existing processes and procedures and proposing improvements.
- Interact with customers is required, providing first point resolution, diligence, ease, certainty, and empathy on the telephone and in writing.
The Person and required Experience & Skills
- Operational knowledge of UK and foreign payment journeys/processes.
- Experienced in undertaking customer due diligence and anti-fraud measures when processing UK and international payments and performing credit decisions/ anti-fraud decisions on cheques received.
- Good understanding of cheque clearing cycle to process, inward and outward cheque clearing, including returned, account switched and unpaid items.
- Applies right first-time skill to all procedures and process journeys.
- Able to accurately assess procedures to iterate, amend and future proof them for the high value function.
- Knowledge of banking technology, payment systems and processes, telephony.
- Excellent communication skills, both written and verbal and passionate about delivering the highest level of customer service to both internal and external customers.
- Strong numeracy skills.
The full job description is available on request.
Closing Date: Monday 14th July @ 5pm
High Value Payment Processing Advisor in Birmingham employer: Unity Trust Bank
Join our dynamic team as a High Value Payment Processing Advisor, where you will be part of a supportive and innovative banking environment. We pride ourselves on fostering a culture of collaboration and continuous improvement, offering ample opportunities for professional growth and development. Located in a vibrant area, we provide a competitive benefits package and a commitment to employee well-being, making us an excellent employer for those seeking a meaningful career in finance.
StudySmarter Expert Advice🤫
We think this is how you could land High Value Payment Processing Advisor in Birmingham
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
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Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
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Don’t shy away from reaching out directly to firms like Unity Trust Bank. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace High Value Payment Processing Advisor in Birmingham
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Unity Trust Bank.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Unity Trust Bank's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Unity Trust Bank
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Unity Trust Bank.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Unity Trust Bank will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Unity Trust Bank employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
