At a Glance
- Tasks: Investigate economic crime and ensure compliance with anti-money laundering regulations.
- Company: Unity Trust Bank, dedicated to safeguarding against financial crime.
- Benefits: Fixed-term role with opportunities for professional growth and development.
- Other info: Hybrid working model with a focus on teamwork and knowledge sharing.
- Why this job: Make a real difference in protecting customers from financial crime.
- Qualifications: Experience in KYC/CDD or financial crime investigations required.
The predicted salary is between 35000 - 45000 £ per year.
Economic Crime Investigator Birmingham/Hybrid | Fixed Term (until February 2027)
At Unity Trust Bank, we are committed to protecting our customers and the bank from financial crime. The Ongoing Monitoring Team plays a key role in ensuring compliance with anti‑money laundering regulations and safeguarding against financial crime threats.
Key Responsibilities
- Conduct full KYC/CDD reviews for a wide range of non‑personal entities, including Limited Companies, Charities, Trusts, Foundations, Clubs/Societies, and Religious Organisations.
- Analyse existing customer information and identify documentation gaps based on entity type, risk profile, and regulatory requirements.
- Collate, assess, and verify CDD documentation such as ownership structures, governance frameworks, and business activity details.
- Perform open‑source research (OSINT) using Companies House, Charity Commission, and other reputable sources to validate customer information.
- Carry out PEP, Sanctions, and Adverse Media screening, documenting outcomes and escalating high‑risk cases where appropriate.
- Review transactional activity and historic alerts to identify anomalies, inconsistencies, or red flags linked to money laundering, fraud, bribery, corruption, sanctions breaches, or reputational risk.
- Engage directly with customers via phone and email to request information, clarify details, and progress cases efficiently.
- Produce clear, risk‑focused assessments and recommend mitigation actions or customer exit where required.
- Maintain accurate, audit‑ready records aligned to internal controls and quality standards.
- Support knowledge sharing and capability building across the wider Economic Crime teams.
What We’re Looking For
- Experience in KYC/CDD, financial crime investigations, or a related risk/compliance role.
- Strong analytical skills with the ability to interpret complex information and identify risk indicators.
- Confidence in managing your own workload and making sound, independent decisions.
- Excellent communication skills, both written and verbal, with the ability to engage customers professionally.
- A proactive approach to risk awareness and a commitment to Treating Customers Fairly.
Hybrid Economic Crime Investigator — KYC/AML & Risk Insights in Birmingham employer: Unity Trust Bank
At Unity Trust Bank, we pride ourselves on being an exceptional employer that values integrity and teamwork. Our hybrid work model in Birmingham offers flexibility while fostering a supportive culture that prioritises employee growth through continuous learning and development opportunities. Join us to make a meaningful impact in the fight against financial crime, all while enjoying a collaborative environment that champions diversity and inclusion.
StudySmarter Expert Advice🤫
We think this is how you could land Hybrid Economic Crime Investigator — KYC/AML & Risk Insights in Birmingham
✨Tip Number 1
Network like a pro! Reach out to people in the industry, attend events, and connect on LinkedIn. You never know who might have the inside scoop on job openings or can put in a good word for you.
✨Tip Number 2
Prepare for interviews by researching the company and its values. Understand their approach to KYC/CDD and financial crime prevention. This will help you tailor your answers and show that you're genuinely interested in the role.
✨Tip Number 3
Practice your responses to common interview questions, especially those related to risk assessment and compliance. We recommend doing mock interviews with friends or using online resources to boost your confidence.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who are proactive about their job search.
We think you need these skills to ace Hybrid Economic Crime Investigator — KYC/AML & Risk Insights in Birmingham
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the role of Hybrid Economic Crime Investigator. Highlight your experience in KYC/CDD and any relevant financial crime investigations. We want to see how your skills match what we're looking for!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're passionate about combating financial crime and how your background makes you a great fit for our team. Keep it engaging and professional, just like we do at StudySmarter.
Show Off Your Analytical Skills:In your application, don’t forget to showcase your analytical skills. Give examples of how you've interpreted complex information or identified risk indicators in past roles. We love seeing candidates who can think critically and make sound decisions!
Apply Through Our Website:We encourage you to apply through our website for a smoother process. It helps us keep track of your application and ensures you don’t miss out on any important updates. Plus, it’s super easy!
How to prepare for a job interview at Unity Trust Bank
✨Know Your KYC/CDD Inside Out
Make sure you brush up on your knowledge of KYC (Know Your Customer) and CDD (Customer Due Diligence) processes. Be ready to discuss specific examples from your past experience where you've conducted these reviews, especially for non-personal entities like charities or companies.
✨Show Off Your Analytical Skills
Prepare to demonstrate your analytical prowess. Think of instances where you've identified risk indicators or anomalies in customer data. Use the STAR method (Situation, Task, Action, Result) to structure your answers and make them impactful.
✨Communicate Clearly and Confidently
Since you'll be engaging with customers directly, practice articulating your thoughts clearly. Mock interviews with a friend can help you refine your communication skills, ensuring you come across as professional and approachable during the real deal.
✨Be Proactive About Risk Awareness
Familiarise yourself with current trends in financial crime and compliance regulations. Being able to discuss recent cases or changes in legislation will show that you're proactive and committed to staying informed, which is crucial for the role.
