At a Glance
- Tasks: Investigate economic crimes and ensure compliance with anti-money laundering regulations.
- Company: Unity Trust Bank, dedicated to safeguarding against financial crime.
- Benefits: Fixed-term role with a hybrid work model and opportunities for professional growth.
- Other info: Join a supportive team focused on knowledge sharing and career development.
- Why this job: Make a real difference in protecting customers and the bank from financial threats.
- Qualifications: Experience in KYC/CDD or financial crime investigations is essential.
The predicted salary is between 30000 - 40000 £ per year.
At Unity Trust Bank, we are committed to protecting our customers and the bank from financial crime. The Ongoing Monitoring Team plays a key role in ensuring compliance with anti‑money laundering regulations and safeguarding against financial crime threats.
Key Responsibilities
- Conduct full KYC/CDD reviews for a wide range of non‑personal entities, including Limited Companies, Charities, Trusts, Foundations, Clubs/Societies, and Religious Organisations.
- Analyse existing customer information and identify documentation gaps based on entity type, risk profile, and regulatory requirements.
- Collate, assess, and verify CDD documentation such as ownership structures, governance frameworks, and business activity details.
- Perform open‑source research (OSINT) using Companies House, Charity Commission, and other reputable sources to validate customer information.
- Carry out PEP, Sanctions, and Adverse Media screening, documenting outcomes and escalating high‑risk cases where appropriate.
- Review transactional activity and historic alerts to identify anomalies, inconsistencies, or red flags linked to money laundering, fraud, bribery, corruption, sanctions breaches, or reputational risk.
- Engage directly with customers via phone and email to request information, clarify details, and progress cases efficiently.
- Produce clear, risk‑focused assessments and recommend mitigation actions or customer exit where required.
- Maintain accurate, audit‑ready records aligned to internal controls and quality standards.
- Support knowledge sharing and capability building across the wider Economic Crime teams.
What We’re Looking For
- Experience in KYC/CDD, financial crime investigations, or a related risk/compliance role.
- Strong analytical skills with the ability to interpret complex information and identify risk indicators.
- Confidence in managing your own workload and making sound, independent decisions.
- Excellent communication skills, both written and verbal, with the ability to engage customers professionally.
- A proactive approach to risk awareness and a commitment to Treating Customers Fairly.
Economic Crime Investigator in Birmingham employer: Unity Trust Bank
At Unity Trust Bank, we pride ourselves on being an excellent employer, offering a supportive and inclusive work culture that prioritises employee growth and development. Our Birmingham-based Economic Crime Investigator role provides a unique opportunity to engage in meaningful work that directly contributes to the safety of our customers and the integrity of the financial system, all while enjoying the flexibility of a hybrid working model. With a strong commitment to professional development and a focus on treating customers fairly, Unity Trust Bank is dedicated to fostering a rewarding environment for all employees.
StudySmarter Expert Advice🤫
We think this is how you could land Economic Crime Investigator in Birmingham
✨Tip Number 1
Network like a pro! Reach out to people in the financial crime sector on LinkedIn or at industry events. We all know that sometimes it’s not just what you know, but who you know that can help you land that Economic Crime Investigator role.
✨Tip Number 2
Prepare for interviews by brushing up on your KYC/CDD knowledge and current trends in financial crime. We recommend practising common interview questions with a friend or even in front of the mirror to boost your confidence!
✨Tip Number 3
Showcase your analytical skills! During interviews, be ready to discuss specific examples where you identified risk indicators or resolved complex issues. We want to see how you think and approach problems.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, we love seeing candidates who are genuinely interested in joining Unity Trust Bank.
We think you need these skills to ace Economic Crime Investigator in Birmingham
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Economic Crime Investigator role. Highlight your experience in KYC/CDD and any relevant financial crime investigations. We want to see how your skills match what we're looking for!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're passionate about fighting financial crime and how your background makes you a great fit for our team. Keep it concise but impactful!
Show Off Your Analytical Skills:In your application, don’t forget to showcase your analytical skills. Give examples of how you've interpreted complex information or identified risk indicators in past roles. We love seeing those problem-solving abilities in action!
Apply Through Our Website:We encourage you to apply through our website for the best chance of getting noticed. It’s super easy, and you’ll be able to keep track of your application status. Let’s get started on this journey together!
How to prepare for a job interview at Unity Trust Bank
✨Know Your KYC/CDD Inside Out
Make sure you brush up on your knowledge of KYC (Know Your Customer) and CDD (Customer Due Diligence) processes. Be ready to discuss specific examples from your past experience where you've conducted these reviews, especially for non-personal entities like charities or companies.
✨Show Off Your Analytical Skills
Prepare to demonstrate your analytical prowess. Think of instances where you've identified risk indicators or anomalies in customer data. Practise explaining your thought process clearly, as this will show your ability to interpret complex information effectively.
✨Communicate Like a Pro
Since you'll be engaging with customers directly, it's crucial to showcase your communication skills. Practise articulating your thoughts clearly and confidently, both verbally and in writing. You might even want to role-play some scenarios where you need to request information from a customer.
✨Be Ready for Real-World Scenarios
Expect to face situational questions that test your decision-making skills. Prepare by thinking through how you would handle high-risk cases or manage your workload under pressure. This will help you convey your proactive approach to risk awareness and customer fairness.
