At a Glance
- Tasks: Investigate financial crimes and protect customers from fraud and money laundering.
- Company: Join a leading organisation committed to fighting economic crime.
- Benefits: Competitive salary, hybrid working, and opportunities for professional growth.
- Other info: Dynamic role with high autonomy and significant decision-making responsibilities.
- Why this job: Make a real impact in safeguarding customers and shaping financial crime strategies.
- Qualifications: Experience in AML/CTF or fraud investigation with strong analytical skills.
The predicted salary is between 40000 - 50000 £ per year.
We are strengthening our defence against financial crime and seeking an Economic Crime Intelligence Investigator to join our Investigations & Intelligence function. This is a critical role protecting the organisation, its customers, and its assets from fraud, money laundering, terrorist financing, proliferation financing, bribery, corruption, sanctions breaches, and other financial crime threats. Operating both proactively and reactively, you will analyse intelligence, investigate suspicious activity, identify emerging risks, and make independent, risk‑based decisions that directly influence customer safety and regulatory compliance. This is a role for a confident investigator who thrives on autonomy, critical thinking, and high‑stakes decision‑making.
Key Responsibilities
- Monitoring & Quality Assurance: Assure the quality and accuracy of 1LOD financial crime outputs. Review and challenge alert decisions across transaction monitoring, screening, and fraud systems. Assess customer risk reviews and due diligence, providing expert challenge. Produce clear assurance findings and elevate recurring control gaps.
- Investigations & Intelligence: Lead investigations into suspected AML/CTF, sanctions, fraud, bribery, corruption, and PEP risk. Analyse internal and external intelligence to identify threats and emerging typologies. Grade and act on intelligence from law enforcement and industry partners. Draft high‑quality SARs and maintain audit‑ready investigative records.
- Advisory & Internal Support: Provide specialist advice to CDD, Ongoing Monitoring, Transaction Monitoring and Fraud teams. Recommend mitigation strategies and assess whether customer relationships remain within appetite. Advise on unusual activity, external intelligence, and emerging risks.
- Procedure Development & Training: Support the development and enhancement of 1LOD economic crime procedures. Communicate regulatory changes and process updates to operational teams. Contribute to training and awareness materials to strengthen financial crime capability.
- Collaboration & External Engagement: Engage with industry bodies, law enforcement, and regulators to share intelligence. Maintain awareness of new risks and translate insights into practical guidance.
- Risk‑Based Decision Making: Make independent, evidence‑based decisions on customer and transactional risk. Challenge unclear information and request further evidence where needed. Balance customer impact, financial loss, and regulatory obligations. Document decisions clearly and proportionately.
What We’re Looking For
- Strong experience in AML/CTF, fraud, sanctions, or broader economic crime investigation.
- Proven ability to analyse intelligence, identify patterns, and assess risk independently.
- Confidence to make high‑impact decisions without reliance on senior oversight.
- Strong understanding of regulatory expectations and financial crime frameworks.
- Excellent written communication, including SAR drafting and assurance reporting.
- Ability to challenge constructively and influence across 1LOD and 2LOD teams.
- High integrity, discretion, and a commitment to protecting customers and the organisation.
Your work will directly influence customer outcomes, regulatory reporting, and the bank’s overall risk exposure. This is a role where your judgement, expertise, and investigative capability will make a measurable difference every day.
Economic Crime Intelligence Investigator in Birmingham employer: Unity Trust Bank
As an Economic Crime Intelligence Investigator, you will join a dynamic team in Birmingham that prioritises integrity and innovation in the fight against financial crime. Our supportive work culture fosters professional growth through continuous training and collaboration with industry experts, ensuring you have the tools to excel in your role. With a commitment to employee well-being and a focus on meaningful impact, we offer a unique opportunity to make a difference while advancing your career in a hybrid working environment.
StudySmarter Expert Advice🤫
We think this is how you could land Economic Crime Intelligence Investigator in Birmingham
✨Tip Number 1
Network like a pro! Reach out to people in the industry, attend events, and connect on LinkedIn. The more you engage with others, the better your chances of hearing about job openings before they even hit the market.
✨Tip Number 2
Prepare for interviews by practising common questions related to economic crime investigations. Think about your past experiences and how they relate to the role. We want you to showcase your analytical skills and decision-making prowess!
✨Tip Number 3
Don’t just apply anywhere; focus on companies that align with your values and career goals. Use our website to find roles that excite you and match your skills. Tailor your approach to show why you’re the perfect fit!
✨Tip Number 4
Follow up after interviews! A quick thank-you email can go a long way in keeping you top of mind. It shows your enthusiasm for the role and gives you another chance to highlight your key strengths.
We think you need these skills to ace Economic Crime Intelligence Investigator in Birmingham
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Economic Crime Intelligence Investigator role. Highlight your experience in AML/CTF, fraud, and any relevant investigations. We want to see how your skills match what we're looking for!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're passionate about tackling financial crime and how your background makes you the perfect fit for our team. Keep it engaging and relevant to the job description.
Showcase Your Writing Skills:Since excellent written communication is key for this role, make sure your application is clear and concise. Pay attention to grammar and structure, especially if you're drafting SARs or assurance reports. We love a well-written application!
Apply Through Our Website:Don't forget to apply through our website! It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it shows you’re keen on joining StudySmarter!
How to prepare for a job interview at Unity Trust Bank
✨Know Your Stuff
Make sure you brush up on your knowledge of AML/CTF, fraud, and other economic crime areas. Familiarise yourself with the latest trends and regulatory expectations. This will not only help you answer questions confidently but also show that you're genuinely interested in the role.
✨Showcase Your Investigative Skills
Prepare to discuss specific examples from your past experiences where you've successfully led investigations or made critical decisions. Use the STAR method (Situation, Task, Action, Result) to structure your answers and highlight your analytical skills and decision-making prowess.
✨Communicate Clearly
Since you'll be drafting SARs and assurance reports, practice articulating your thoughts clearly and concisely. During the interview, focus on being direct and structured in your responses, as this reflects your written communication skills.
✨Engage and Ask Questions
Interviews are a two-way street! Prepare thoughtful questions about the team, the challenges they face, and how you can contribute. This shows your enthusiasm for the role and helps you gauge if the company is the right fit for you.
