Loan Book Officer

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This is a hybrid role working 3 days in the office (City of London location) and 2 days working from home.

Role Purpose

The role of the Loan Book Officer is to provide support to the Structured Property Solutions Team in assisting with new loan applications, maintenance and review of the existing loan book (including the provision of regular management information), day to day returns, audits and reviews as required by the wider business and/or the Head of Operations.

Key Responsibilities

• General portfolio management of the loan book including set–up of new applications/new loans on Aurius
• Assist with Customer Due Diligence (Know your Customer/Know your Business) for new customers and on-going reviews
• Monitoring of the portfolio reports to ensure the loan book is efficiently managed with maturity dates/interest in line with loan agreements.
• Management of the regular Direct Debit claims for interest purposes.
• Preparation of offer letters/variations and extension Letters with the status to be monitored on the offer letter log.
• Preparation of instruction letters for third party professionals.
• Monitoring of loan conditions, overdue interest and Call Accounts.
• Fee Account reconciliation and periodic returns to Finance.
• Preparation of redemption statements.
• Complete Post Completion Checklists/Welcome Letters

Skills and Experience

• Knowledge of/ interest in the property market
• Office IT systems (word, excel, powerpoint etc)
• Legal aspects of the property market, specifically taking property as security
• Familiarisation with bridging, development, commercial and short term lending
• Working knowledge of loan operations with banks or lenders Ability to use various IT tools such as financial and administrative, word processing, spreadsheet and database software

Equal Opportunities

We\’re an equal opportunity employer, which means we\’ll consider all suitably qualified applicants regardless of gender identity or expression, ethnic origin, nationality, religion or beliefs, age, sexual orientation, disability status or any other protected characteristic. We recruit and develop our people based on merit and we\’re committed to creating an inclusive environment for all employees. During the application process, you will be asked to complete an equality questionnaire on a voluntary basis and any data we collect will be treated confidentially and used for evaluation purposes. This will be for a period of 6 months or longer with your permission. This helps us understand our applicants so we can make sure we are doing everything we can to attract a diverse range of people and ensure our recruitment processes are fair and inclusive.