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- Tasks: Support the Structured Property Solutions Team with loan applications and portfolio management.
- Company: Join United Trust Bank Limited, a forward-thinking bank in the heart of London.
- Benefits: Enjoy hybrid working, competitive salary, and a commitment to diversity and inclusion.
- Why this job: Make an impact in the banking sector while developing your skills in a dynamic environment.
- Qualifications: Interest in property market and experience with loan operations preferred.
- Other info: Great opportunity for career growth in a supportive and inclusive workplace.
The predicted salary is between 36000 - 60000 £ per year.
Join to apply for the Loan Book Officer role at United Trust Bank Limited. This is a hybrid role working 3 days in the office (City of London location) and 2 days working from home.
Role Purpose
The role of the Loan Book Officer is to provide support to the Structured Property Solutions Team in assisting with new loan applications, maintenance and review of the existing loan book (including the provision of regular management information), day to day returns, audits and reviews as required by the wider business and/or the Head of Operations.
Key Responsibilities
- General portfolio management of the loan book including set–up of new applications/new loans on Aurius.
- Assist with Customer Due Diligence (Know your Customer/Know your Business) for new customers and on‑going reviews.
- Monitoring of the portfolio reports to ensure the loan book is efficiently managed with maturity dates/interest in line with loan agreements.
- Management of the regular Direct Debit claims for interest purposes.
- Preparation of offer letters/variations and extension Letters with the status to be monitored on the offer letter log.
- Preparation of instruction letters for third party professionals.
- Monitoring of loan conditions, overdue interest and Call Accounts.
- Fee Account reconciliation and periodic returns to Finance.
- Preparation of redemption statements.
- Complete Post Completion Checklists/Welcome Letters.
Skills and Experience
- Knowledge of/interest in the property market.
- Legal aspects of the property market, specifically taking property as security.
- Familiarisation with bridging, development, commercial and short term lending.
- Working knowledge of loan operations with banks or lenders.
- Ability to use various IT tools such as financial and administrative, word processing, spreadsheet and database software.
We’re an equal opportunity employer, which means we’ll consider all suitably qualified applicants regardless of gender identity or expression, ethnic origin, nationality, religion or beliefs, age, sexual orientation, disability status or any other protected characteristic. We recruit and develop our people based on merit and we’re committed to creating an inclusive environment for all employees.
During the application process, you will be asked to complete an equality questionnaire on a voluntary basis and any data we collect will be treated confidentially and used for evaluation purposes. This will be for a period of 6 months or longer with your permission. This helps us understand our applicants so we can make sure we are doing everything we can to attract a diverse range of people and ensure our recruitment processes are fair and inclusive.
Seniority level: Mid‑Senior level
Employment type: Full‑time
Job function: Analyst
Industry: Banking
Loan Book Officer employer: United Trust Bank Limited
Contact Detail:
United Trust Bank Limited Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Loan Book Officer
✨Tip Number 1
Network like a pro! Reach out to people in the banking and property sectors, especially those who work at United Trust Bank. A friendly chat can open doors that a CV just can't.
✨Tip Number 2
Prepare for the interview by brushing up on your knowledge of loan operations and the property market. We want you to show off your expertise and passion for the role!
✨Tip Number 3
Practice common interview questions related to portfolio management and customer due diligence. The more you rehearse, the more confident you'll feel when it’s time to shine.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who take that extra step.
We think you need these skills to ace Loan Book Officer
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Loan Book Officer role. Highlight relevant experience in loan operations and property market knowledge. We want to see how your skills match what we're looking for!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about this role and how you can contribute to our Structured Property Solutions Team. Keep it concise but impactful!
Showcase Your Skills: Don’t forget to mention your IT skills, especially with financial software and databases. We love candidates who are tech-savvy and can handle various tools efficiently, so let us know what you’ve got!
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way to ensure your application gets into the right hands. Plus, it shows us you’re serious about joining our team!
How to prepare for a job interview at United Trust Bank Limited
✨Know Your Loan Book Inside Out
Before the interview, make sure you understand the basics of loan operations and the specific responsibilities of a Loan Book Officer. Familiarise yourself with terms like 'Customer Due Diligence' and 'portfolio management'. This will show your genuine interest in the role and help you answer questions confidently.
✨Brush Up on Property Market Knowledge
Since this role involves working with property as security, it’s crucial to have a good grasp of the property market. Read up on current trends, legal aspects, and types of lending such as bridging and commercial loans. Being able to discuss these topics will impress your interviewers.
✨Prepare for Scenario-Based Questions
Expect questions that assess how you would handle specific situations related to loan management. Think about past experiences where you managed deadlines or resolved issues. Use the STAR method (Situation, Task, Action, Result) to structure your answers clearly.
✨Showcase Your IT Skills
The job requires proficiency in various IT tools, so be ready to discuss your experience with financial software, spreadsheets, and databases. If you’ve used any relevant tools in previous roles, mention them and explain how they helped you manage tasks effectively.