Global Financial Crimes Investigator in Chester

At the company, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day. One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We're devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being. The company believes both in the importance of working together and offering flexibility to our employees.

This job is responsible for performing end-to-end investigations or investigations support functions of external financial crimes activities across one or more lines of business. Key responsibilities include conducting routine to complex investigations, including fraud committed by external parties, money laundering, or terrorist financing and acting as the liaison to Law Enforcement as required. This role will entail completing investigations while ensuring cases meet or exceed closure and quality metrics, reporting facts of the investigation to assist in identifying potential operational or compliance risks, and making recommendations to file Suspicious Activity Reports (SARs) in a timely and accurate manner for submission to regulators and/or law enforcement.

The Investigator may be asked to partner with GFC Risk Management, front line units or other stakeholders to resolve investigations. The Investigator will maintain a working knowledge of relevant anti-financial crimes laws, rules, and regulations, as well as an awareness of industry best practices.

Responsibilities:

• Completes investigations while overseeing cases meet or exceed closure and quality metrics.
• Completes investigations in a timely and accurate manner for submission of SAR to regulators and/or law enforcement.
• Reports facts of the investigation to senior stakeholders, assisting in identifying potential operational or compliance risks and partners with Global Financial Crimes (GFC) Management and/or Front Line Units (FLU) to resolve investigations.
• Performs quality control functions, training, communications, guidance, monitoring scenario development/enhancement input and testing, or law enforcement liaison responsibilities in an investigative support role.
• Managing a significant case inventory while prioritising cases based upon risk and/or management direction while adhering to department Service Level Agreements (SLAs).
• Perform research and analysis of transaction information, customer data, public records, social media platforms or other external research tools to aid in the investigation to determine whether the activity appears to be normal for the client type.
• Responsible for preparing concise reporting that captures the investigative details that support their decision.
• Making recommendations to file Suspicious Activity Reports in a timely and accurate manner for submission to regulators and law enforcement across multiple jurisdictions.
• Communicating with GFC Management, front line units or other internal stakeholders, and law enforcement to obtain additional information and documentation as needed to resolve investigations.
• Recommending appropriate follow-up and possible account closure for customers that exceed the Bank's risk tolerance; and identifies and escalates potential operational or compliance risks.
• Flexible to perform other functions as requested by management.

Required Qualifications:

• Experience with AML, Risk, or Compliance experience and/or knowledge of financial crimes typologies.
• Degree required: Bachelor's or equivalent work experience.
• Proficiency in Microsoft Excel / data analysis.

Desired Qualifications:

• Additional technical/functional experience (e.g., Industry type): Financial Services and/or related government entity.
• Certifications: ACAMS - Association of Certified Anti-Money Laundering Specialists.

Skills:

• Coaching.
• Fraud Management.
• Quality Assurance.
• Regulatory Compliance.
• Investigation Management.
• Policies, Procedures, and Guidelines Management.
• Risk Management.
• Issue Management.
• Reporting.
• Written Communications.

Benefits of working at the company UK:

• Private healthcare for you and your family plus an annual health screen to help you manage your physical wellness.
• Competitive pension plan, life assurance and group income protection cover if you become unable to work as a result of a disability or health reasons.
• We offer 26-weeks paid maternity leave, 16-weeks paid paternity leave and inclusive family leave arrangements for working parents and carers.
• The ability to change your core benefits as well as the option of selecting a variety of flexible benefits to suit your personal circumstances.
• Access to an emotional wellbeing helpline, and virtual GP services.
• Access to the Peppy App which provides 1:1 support, consultations and resources relating to men's health, women's health, fertility, menopause and pregnancy & parenthood.
• Access to a range of gyms, exercise classes and wellbeing Apps through Wellhub, including Headspace and Calm.
• Opportunity to give back to your community, develop new skills and work with new groups of people by volunteering in your local area.

The company is an equal opportunities employer and ensures that no applicant is subject to less favourable treatment on the grounds of sex, gender identity or gender reassignment, marital or civil partner status, race, religious or similar philosophical belief, political opinion, colour, nationality, ethnic or national origins, age, sexual orientation, pregnancy or maternity, socio-economic background, responsibility for dependants or physical or mental disability. The Bank selects candidates for interview based on their skills, qualifications and experience.