At a Glance
- Tasks: Support daily banking operations and ensure accurate processing of payments.
- Company: Join a dynamic team in a fast-paced banking environment.
- Benefits: Competitive salary, career growth, and a professional work atmosphere.
- Other info: Opportunity to work in a collaborative team and enhance your operational skills.
- Why this job: Kickstart your career in banking with hands-on experience and skill development.
- Qualifications: Detail-oriented with a good knowledge of Microsoft Office and banking regulations.
The predicted salary is between 27000 - 27000 £ per year.
Location: West London
Salary: £27,000 per annum
Job Type: Permanent
Working Pattern: Full-time, fully office-based
We are seeking a detail‑oriented and motivated Junior Associate to join our Operations team in West London. This is an excellent opportunity for someone looking to build a long‑term career within banking operations and payments processing in a fast‑paced and professional environment. The successful candidate will support the day‑to‑day operational activities of the clearing team, ensuring all processes are completed accurately, within deadlines, and in line with internal controls and regulatory requirements.
Key Responsibilities
- Process inward clearing cheques, BACS credit/debit files, and related returns within required cut‑off times
- Handle outward clearing and rejection entries, ensuring balances and totals reconcile correctly
- Monitor and process standing order instructions in line with customer requests
- Process Faster Payment requests, ensuring approvals and signature verification are completed in accordance with policy
- Check and action stop payments and cancellations related to payment processing
- Manage debit card reconciliations and investigate related queries
- Support customer chargeback queries and liaise with relevant payment providers within required timelines
- Ensure all customer queries are managed efficiently through CRM/RMS systems
- Reconcile internal accounts and support daily operational controls
- Liaise with branches and internal departments regarding operational and clearing‑related queries
- Assist team members to ensure all daily tasks are completed accurately and on time
- Carry out additional departmental administrative and operational duties as required
Skills & Experience Required
- Good working knowledge of Microsoft Office
- Experience using Finacle and other banking applications is advantageous
- Understanding of banking regulations, AML, and KYC procedures
- Excellent attention to detail and accuracy
- Strong verbal and written communication skills
- Ability to work independently and manage workload effectively
- Strong interpersonal skills with a collaborative approach to problem‑solving
About You
You will be highly organised, reliable, and able to work effectively in a busy operational environment. You will take pride in delivering accurate work, meeting deadlines, and maintaining high professional standards at all times.
Junior Associate - Banking Operations. Job in Harrow LilyLifestyle Jobs employer: United Cerebral Palsy of Georgia
Join our dynamic team in Harrow, where we prioritise employee growth and development within the banking operations sector. Our supportive work culture fosters collaboration and innovation, ensuring that you have the resources and opportunities to thrive in your career. With competitive salaries and a commitment to professional excellence, we offer a rewarding environment for those eager to make a meaningful impact in the financial industry.
Contact Details:
United Cerebral Palsy of Georgia Recruitment Team
StudySmarter Expert Advice🤫
We think this is how you could land Junior Associate - Banking Operations. Job in Harrow LilyLifestyle Jobs
✨Tip Number 1
Network like a pro! Reach out to people in the banking operations field on LinkedIn or at local events. You never know who might have the inside scoop on job openings or can put in a good word for you.
✨Tip Number 2
Prepare for interviews by practising common questions related to banking operations. We recommend role-playing with a friend or using online resources to get comfortable with your answers and showcase your attention to detail.
✨Tip Number 3
Follow up after interviews! A quick thank-you email can go a long way in showing your enthusiasm for the role. It’s a great chance to reiterate why you’re the perfect fit for the Junior Associate position.
✨Tip Number 4
Don’t forget to apply through our website! We’ve got loads of opportunities, and applying directly can sometimes give you an edge. Plus, it shows you’re genuinely interested in joining our team.
We think you need these skills to ace Junior Associate - Banking Operations. Job in Harrow LilyLifestyle Jobs
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Junior Associate role. Highlight any relevant experience in banking operations or payments processing, and don’t forget to showcase your attention to detail and organisational skills!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you’re passionate about banking operations and how your skills align with the job. Keep it concise but engaging – we want to see your personality!
Showcase Relevant Skills:In your application, emphasise your proficiency in Microsoft Office and any experience with banking applications like Finacle. Mention your understanding of banking regulations, AML, and KYC procedures to stand out from the crowd.
Apply Through Our Website:We encourage you to apply directly through our website for a smoother process. It’s the best way for us to receive your application and ensures you don’t miss out on any important updates!
How to prepare for a job interview at United Cerebral Palsy of Georgia
✨Know Your Banking Basics
Make sure you brush up on your knowledge of banking operations, especially around processes like cheque clearing and BACS. Understanding AML and KYC regulations will also show that you're serious about the role and can hit the ground running.
✨Show Off Your Attention to Detail
Since this role requires a keen eye for detail, be prepared to discuss examples from your past experiences where your attention to detail made a difference. Whether it’s catching an error in a report or ensuring compliance with regulations, these stories will highlight your suitability.
✨Familiarise Yourself with Relevant Software
If you have experience with Microsoft Office or banking applications like Finacle, make sure to mention it. If not, consider doing a quick online tutorial to get familiar with these tools, as it shows initiative and readiness to learn.
✨Practice Your Communication Skills
Strong verbal and written communication skills are key in this role. Prepare to articulate your thoughts clearly and concisely during the interview. You might even want to practice answering common interview questions with a friend to build confidence.
