At a Glance
- Tasks: Support daily banking operations and ensure accurate payment processing.
- Company: Join a dynamic team in a fast-paced banking environment.
- Benefits: Competitive salary, career growth, and a professional work atmosphere.
- Other info: Perfect for organised individuals looking to thrive in a collaborative setting.
- Why this job: Kickstart your career in banking with hands-on experience and skill development.
- Qualifications: Detail-oriented with a good knowledge of Microsoft Office and banking regulations.
The predicted salary is between 27000 - 27000 £ per year.
Location: West London
Salary: 27,000 per annum
Job Type: Permanent
Working Pattern: Full-time, fully office-based
We are seeking a detail‑oriented and motivated Junior Associate to join our Operations team in West London. This is an excellent opportunity for someone looking to build a long‑term career within banking operations and payments processing in a fast‑paced and professional environment. The successful candidate will support the day‑to‑day operational activities of the clearing team, ensuring all processes are completed accurately, within deadlines, and in line with internal controls and regulatory requirements.
Key Responsibilities- Process inward clearing cheques, BACS credit/debit files, and related returns within required cut‑off times
- Handle outward clearing and rejection entries, ensuring balances and totals reconcile correctly
- Monitor and process standing order instructions in line with customer requests
- Process Faster Payment requests, ensuring approvals and signature verification are completed in accordance with policy
- Check and action stop payments and cancellations related to payment processing
- Manage debit card reconciliations and investigate related queries
- Support customer chargeback queries and liaise with relevant payment providers within required timelines
- Ensure all customer queries are managed efficiently through CRM/RMS systems
- Reconcile internal accounts and support daily operational controls
- Liaise with branches and internal departments regarding operational and clearing‑related queries
- Assist team members to ensure all daily tasks are completed accurately and on time
- Carry out additional departmental administrative and operational duties as required
- Good working knowledge of Microsoft Office
- Experience using Finacle and other banking applications is advantageous
- Understanding of banking regulations, AML, and KYC procedures
- Excellent attention to detail and accuracy
- Strong verbal and written communication skills
- Ability to work independently and manage workload effectively
- Strong interpersonal skills with a collaborative approach to problem‑solving
About You: You will be highly organised, reliable, and able to work effectively in a busy operational environment. You will take pride in delivering accurate work, meeting deadlines, and maintaining high professional standards at all times.
Junior Associate - Banking Operations and Payments Processing. Job in Harrow LilyLifestyle Jobs employer: United Cerebral Palsy of Georgia
Join our dynamic team in Harrow, where we prioritise employee growth and development within the banking operations sector. We offer a supportive work culture that values accuracy and collaboration, alongside competitive benefits and a clear pathway for career advancement. Experience the unique advantage of working in a fast-paced environment that fosters professional excellence and personal fulfilment.
Contact Details:
United Cerebral Palsy of Georgia Recruitment Team
StudySmarter Expert Advice🤫
We think this is how you could land Junior Associate - Banking Operations and Payments Processing. Job in Harrow LilyLifestyle Jobs
✨Tip Number 1
Network like a pro! Reach out to people in the banking operations field on LinkedIn or at local events. You never know who might have the inside scoop on job openings or can put in a good word for you.
✨Tip Number 2
Prepare for interviews by practising common questions related to banking operations and payments processing. We recommend doing mock interviews with friends or using online resources to boost your confidence.
✨Tip Number 3
Showcase your skills! Bring examples of your attention to detail and problem-solving abilities to the interview. We love seeing candidates who can demonstrate their experience with real-life scenarios.
✨Tip Number 4
Apply through our website! It’s the best way to ensure your application gets noticed. Plus, it shows you’re genuinely interested in joining our team at LilyLifestyle.
We think you need these skills to ace Junior Associate - Banking Operations and Payments Processing. Job in Harrow LilyLifestyle Jobs
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Junior Associate role. Highlight any relevant experience in banking operations or payments processing, and don’t forget to showcase your attention to detail and organisational skills!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you’re passionate about this role and how your skills align with what we’re looking for. Keep it concise but impactful!
Showcase Your Skills:In your application, be sure to mention your proficiency with Microsoft Office and any experience with banking applications like Finacle. We love seeing candidates who understand banking regulations and have a knack for problem-solving!
Apply Through Our Website:We encourage you to apply directly through our website. It’s the best way to ensure your application gets into the right hands. Plus, it shows us you’re serious about joining our team!
How to prepare for a job interview at United Cerebral Palsy of Georgia
✨Know Your Banking Basics
Make sure you brush up on your knowledge of banking operations, especially around payments processing. Familiarise yourself with terms like BACS, Faster Payments, and AML regulations. This will show that you're not just interested in the role but also understand the industry.
✨Demonstrate Attention to Detail
Since the role requires a keen eye for detail, prepare examples from your past experiences where you successfully managed tasks that required accuracy. Be ready to discuss how you ensure your work is error-free, as this will resonate well with the interviewers.
✨Showcase Your Tech Skills
Highlight your proficiency in Microsoft Office and any experience with banking applications like Finacle. If you’ve used CRM or RMS systems before, mention that too! Being tech-savvy is crucial in this role, so don’t shy away from discussing your skills.
✨Prepare for Scenario Questions
Expect questions that assess your problem-solving abilities and how you handle customer queries. Think of scenarios where you had to manage tight deadlines or resolve conflicts. Practising these responses will help you feel more confident during the interview.
