At a Glance
- Tasks: Conduct site visits to assess potential borrowers and make lending decisions.
- Company: Join Eton Lily, a dynamic company in the financial sector.
- Benefits: Monthly car allowance, competitive salary, and professional development opportunities.
- Other info: Exciting role with opportunities for growth and a supportive team environment.
- Why this job: Make impactful lending decisions while building relationships with business directors.
- Qualifications: Strong understanding of commercial lending and excellent communication skills.
The predicted salary is between 30000 - 40000 £ per year.
Working in the Windsor office and conducting site visits across England and Wales.
Overview: You will be conducting site visits to potential borrowers at their place of business to assess if we are proceeding to a lending decision. You will be assessing director behaviour, business sector and collating any further documentation required to determine your final lending decision. You will be looking at the risks involved with the business and putting these factors towards the lending decision. The information gathered at the underwriting stage will also support you to conduct the visit. You will be required to present the site visit findings to the Loan Sales Manager along with your business decision as to whether we should approve the lending decision. You will be required to build a business relationship with the director(s) you meet during your site visits to enable a solid line of communication. You will be required to make contact directly with the director(s) to confirm, re-arrange and ensure that the director has all necessary documents and proof prepared for their visit. A strong understanding of commercial lending, risk assessment and financial analysis is required. Absolute professionalism whilst representing the company is essential. Strong time management is vital in this role.
Role Responsibilities:
- Support the underwriting team by underwriting cases when you are not out on the road.
- Maintain an understanding of and comply with all relevant lending regulations, including those from financial regulatory bodies and internal lending policies.
- Upon completion of the site visit, ensure you carry out a post visit meeting with the Loan Sales Manager, at this stage you must ensure you raise any red flags/concerns regarding the business we are considering lending to.
- Evaluate creditworthiness and risks of loan applicants by analysing financial data including income, financial statements, and collateral when underwriting cases.
- Provide excellent customer service by promptly responding to questions and concerns from loan applicants, explaining the loan application process, and communicating decisions effectively.
- Keep yourself updated on loan products, underwriting standards, and collections procedures.
- Ensure all documentation and ID Verification checks are prepared and completed to a satisfactory standard before submitting the case to the lending department.
- Be able to operate with proficiency in CRM systems and keep accurate notes and documentation.
- Make it your responsibility to know your customers.
Requirements:
- Use of own car as you will be required to drive to our customers (monthly car allowance).
- Confident, friendly and a professional manner is required at all times as you will be representing the company during onsite visits.
- Excellent interpersonal and communication skills.
- Excellent analytical and decision-making abilities.
- Knowledge of loan compliance and regulatory standards.
Business Development Officer. Job in Eton LilyLifestyle Jobs employer: United Cerebral Palsy of Georgia
Eton Lily is an exceptional employer that values professionalism and personal growth, offering a dynamic work environment in the heart of Windsor. With a strong emphasis on employee development, you will have opportunities to enhance your skills in commercial lending and risk assessment while building meaningful relationships with clients across England and Wales. The company fosters a supportive culture that prioritises teamwork and open communication, making it an ideal place for those seeking a rewarding career in business development.
Contact Details:
United Cerebral Palsy of Georgia Recruitment Team
StudySmarter Expert Advice🤫
We think this is how you could land Business Development Officer. Job in Eton LilyLifestyle Jobs
✨Tip Number 1
Network like a pro! Reach out to your connections in the industry and let them know you're on the hunt for a Business Development Officer role. You never know who might have a lead or can put in a good word for you.
✨Tip Number 2
Prepare for those site visits! Research potential borrowers and their businesses beforehand. The more you know, the better you'll assess their needs and build that all-important rapport with the directors.
✨Tip Number 3
Practice your pitch! When you get the chance to present your findings to the Loan Sales Manager, make sure you’re clear and confident. Highlight your decision-making process and any risks you’ve identified to show you mean business.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who take the initiative to connect directly with us.
We think you need these skills to ace Business Development Officer. Job in Eton LilyLifestyle Jobs
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Business Development Officer role. Highlight your experience in commercial lending, risk assessment, and any relevant financial analysis skills. We want to see how your background aligns with what we’re looking for!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you’re passionate about this role and how your skills can benefit us at StudySmarter. Don’t forget to mention your understanding of lending regulations and customer service experience.
Showcase Your Interpersonal Skills:Since you'll be building relationships with directors during site visits, make sure to highlight your excellent communication and interpersonal skills in your application. We love candidates who can connect with people and represent us professionally!
Apply Through Our Website:We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you don’t miss out on any important updates. Plus, it shows you’re keen on joining our team!
How to prepare for a job interview at United Cerebral Palsy of Georgia
✨Know Your Stuff
Make sure you brush up on commercial lending, risk assessment, and financial analysis. Familiarise yourself with the latest lending regulations and internal policies, as this knowledge will show your potential employer that you're serious about the role.
✨Practice Your Presentation Skills
Since you'll need to present your site visit findings to the Loan Sales Manager, practice how you communicate your decisions clearly and confidently. Use examples from your past experiences to illustrate your points and demonstrate your analytical skills.
✨Build Rapport
During the interview, showcase your interpersonal skills by engaging with the interviewer. Discuss how you would build relationships with directors during site visits, as strong communication is key in this role. Show them you can connect with people easily!
✨Time Management Matters
Highlight your time management skills by discussing how you prioritise tasks and manage your schedule effectively. Share specific examples of how you've successfully balanced multiple responsibilities in previous roles, as this will be crucial for the Business Development Officer position.
