At a Glance
- Tasks: Conduct site visits to assess potential borrowers and make lending decisions.
- Company: Join a dynamic team at Eton Lily, a leader in business development.
- Benefits: Monthly car allowance, competitive salary, and opportunities for professional growth.
- Other info: Exciting role with travel across England and Wales, perfect for ambitious individuals.
- Why this job: Make impactful lending decisions while building relationships with business leaders.
- Qualifications: Strong understanding of commercial lending and excellent communication skills.
The predicted salary is between 30000 - 40000 £ per year.
Working in the Windsor office and conducting site visits across England and Wales.
Overview: You will be conducting site visits to potential borrowers at their place of business to assess if we are proceeding to a lending decision. You will be assessing director behaviour, business sector and collating any further documentation required to determine your final lending decision. You will be looking at the risks involved with the business and putting these factors towards the lending decision. The information gathered at the underwriting stage will also support you to conduct the visit. You will be required to present the site visit findings to the Loan Sales Manager along with your business decision as to whether we should approve the lending decision. You will be required to build a business relationship with the director(s) you meet during your site visits to enable a solid line of communication. You will be required to make contact directly with the director(s) to confirm, re-arrange and ensure that the director has all necessary documents and proof prepared for their visit. A strong understanding of commercial lending, risk assessment and financial analysis is required. Absolute professionalism whilst representing the company is essential. Strong time management is vital in this role.
Role Responsibilities:
- Support the underwriting team by underwriting cases when you are not out on the road.
- Maintain an understanding of and comply with all relevant lending regulations, including those from financial regulatory bodies and internal lending policies.
- Upon completion of the site visit, ensure you carry out a post visit meeting with the Loan Sales Manager, raising any red flags/concerns regarding the business we are considering lending to.
- Evaluate creditworthiness and risks of loan applicants by analysing financial data including income, financial statements, and collateral when underwriting cases.
- Provide excellent customer service by promptly responding to questions and concerns from loan applicants, explaining the loan application process, and communicating decisions effectively.
- Keep yourself updated on loan products, underwriting standards, and collections procedures.
- Ensure all documentation and ID Verification checks are prepared and completed to a satisfactory standard before submitting the case to the lending department.
- Be able to operate with proficiency in CRM systems and keep accurate notes and documentation.
- Make it your responsibility to know your customers.
Requirements:
- Use of own car as you will be required to drive to our customers (monthly car allowance).
- Confident, friendly and a professional manner is required at all times as you will be representing the company during onsite visits.
- Excellent interpersonal and communication skills.
- Excellent analytical and decision-making abilities.
- Knowledge of loan compliance and regulatory standards.
Business Development Executive. Job in Eton LilyLifestyle Jobs employer: United Cerebral Palsy of Georgia
As a Business Development Executive at our Windsor office, you will thrive in a dynamic work culture that prioritises professional growth and development. We offer competitive benefits, including a monthly car allowance, and foster strong relationships with clients to ensure meaningful interactions. Join us to be part of a supportive team that values your contributions and encourages continuous learning in the exciting field of commercial lending.
Contact Details:
United Cerebral Palsy of Georgia Recruitment Team
StudySmarter Expert Advice🤫
We think this is how you could land Business Development Executive. Job in Eton LilyLifestyle Jobs
✨Tip Number 1
Get to know the company inside out before your interview. Research their values, recent projects, and any news related to them. This will help you tailor your answers and show that you're genuinely interested in being part of their team.
✨Tip Number 2
Practice your pitch! You’ll need to present your findings clearly and confidently. Try rehearsing with a friend or in front of a mirror to get comfortable with articulating your thoughts on risk assessment and lending decisions.
✨Tip Number 3
Network like a pro! Connect with professionals in the industry on LinkedIn or attend local business events. Building relationships can open doors and give you insights into the company culture and expectations.
✨Tip Number 4
Don’t forget to follow up after your interviews! A quick thank-you email can leave a lasting impression and shows your enthusiasm for the role. Plus, it’s a great opportunity to reiterate why you’re the perfect fit for the job.
We think you need these skills to ace Business Development Executive. Job in Eton LilyLifestyle Jobs
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Business Development Executive role. Highlight your experience in commercial lending, risk assessment, and any relevant financial analysis skills. We want to see how your background aligns with what we’re looking for!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you’re the perfect fit for this role. Mention your understanding of the lending process and your ability to build relationships with directors during site visits. Let us know why you’re excited about joining our team!
Showcase Your Professionalism:Since you’ll be representing us during site visits, it’s crucial to convey professionalism in your application. Use a clear and concise writing style, and make sure there are no typos or errors. First impressions matter, so let’s make it a good one!
Apply Through Our Website:We encourage you to apply through our website for a smoother application process. It helps us keep track of your application and ensures you don’t miss out on any important updates. Plus, it shows you’re keen on joining StudySmarter!
How to prepare for a job interview at United Cerebral Palsy of Georgia
✨Know Your Stuff
Make sure you brush up on commercial lending, risk assessment, and financial analysis. Familiarise yourself with the latest lending regulations and internal policies. This knowledge will not only help you answer questions confidently but also show that you're serious about the role.
✨Practice Your Presentation Skills
Since you'll need to present your site visit findings to the Loan Sales Manager, practice how you would communicate your decisions clearly and professionally. Use examples from your past experiences to illustrate your points and demonstrate your analytical skills.
✨Build Rapport
During the interview, showcase your interpersonal skills. Talk about how you would build relationships with directors during site visits. Highlight any previous experiences where you've successfully established communication lines with clients or stakeholders.
✨Time Management is Key
Discuss how you prioritise tasks and manage your time effectively, especially when juggling site visits and underwriting cases. Share specific strategies or tools you use to stay organised, as this role demands strong time management skills.
