At a Glance
- Tasks: Help customers secure their dream homes by guiding them through the mortgage process.
- Company: Join a forward-thinking bank focused on community and customer satisfaction.
- Benefits: Enjoy competitive pay, career growth, and a supportive work environment.
- Other info: Be part of a dynamic team with opportunities to engage in local community initiatives.
- Why this job: Make a real difference in people's lives while building your career in finance.
- Qualifications: Bachelor's degree and 2-5 years of sales or banking experience required.
The predicted salary is between 29700 - 36300 £ per year.
The Mortgage Originators will participate in the development and implementation of the Bank's external mortgage origination process. In collaboration with the mortgage sales team leader, develop strategies which will enable the Bank to remain competitive in the changing marketplace and meet its objectives and goals.
Develop and coordinate the Bank's mortgage call program in the assigned area focusing on referral sources such as realtors, attorneys, and branch staff. Perform phone duty assignments as required by being available to answer cold call customers' questions and give them guidance. Interview mortgage applicants, assist customers in completing applications and collect documentation to support application information.
Explain different financing, mortgage programs and their requirements including risk-based pricing. Analyse customer's financial posture. Determine if it meets the loan criteria established by the Bank. Complete application package, submit information to Loan Origination System, and submit file to mortgage processing.
Maintain contact on loan progress with processors and customers to provide assistance in collecting additional data as may be needed. Follow up post-closing with customers to ensure total satisfaction. Submit monthly reports, as required, to the team leader on a timely basis.
Maintain a high profile with and participate in local community groups and organizations, increasing the Bank's visibility within the community. Comply with all S.A.F.E. Act regulations including keeping registration information (including but not limited to name, home address and work address) up to date and status as active. Provide N.M.L.S. registration number to consumers upon request and in all written communications in accordance with law, specifically on e-mail signatures and business cards.
Qualifications
- Education Required: Bachelors or Equivalent Work Experience or better.
- Experience Required: 2-5 years: Sales or Origination Experience
- Preferred: 2-5 years: Banking Experience
- Licenses & Certifications Required: NMLS
Mortgage Originator employer: Union Savings Bank - CT
At USB, we pride ourselves on being an exceptional employer, offering a dynamic work environment at our North Street Branch in Danbury, CT. Our commitment to employee growth is evident through comprehensive training programs and mentorship opportunities, fostering a culture of collaboration and excellence. With a focus on community engagement and a positive workplace atmosphere, we empower our team members to achieve their professional goals while delivering outstanding service to our customers.
StudySmarter Expert Advice🤫
We think this is how you could land Mortgage Originator
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Union Savings Bank - CT. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Mortgage Originator
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Union Savings Bank - CT.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Union Savings Bank - CT's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Union Savings Bank - CT
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Union Savings Bank - CT.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Union Savings Bank - CT will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Union Savings Bank - CT employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
