At a Glance
- Tasks: Help customers navigate the mortgage process and develop strategies to boost our competitive edge.
- Company: Join a community-focused bank dedicated to customer satisfaction and growth.
- Benefits: Enjoy a competitive salary, flexible hours, and opportunities for professional development.
- Why this job: Make a real difference in people's lives by helping them secure their dream homes.
- Qualifications: Bachelor's degree or equivalent experience; sales or banking experience preferred.
- Other info: Engage with local communities and enhance your career in a supportive environment.
The predicted salary is between 36000 - 60000 £ per year.
The Mortgage Originators will participate in the development and implementation of the Bank’s external mortgage origination process. In collaboration with the mortgage sales team leader, develop strategies which will enable the Bank to remain competitive in the changing marketplace and meet its objectives and goals.
Develop and coordinate the Bank’s mortgage call program in assigned area focusing on referral sources such as realtors, attorneys, and branch staff. Perform phone duty assignments as required by being available to answer cold call customers’ questions and give them guidance. Interview mortgage applicants, assist customers in completing applications and collect documentation to support application information.
Explain different financing, mortgage programs and their requirements including risk-based pricing. Analyze customer’s financial posture. Determine if it meets the loan criteria established by the Bank. Complete application package, submit information to Loan Origination System, and submit file to mortgage processing.
Maintain contact on loan progress with processors and customers to provide assistance in collecting additional data as may be needed. Follow up post-closing with customers to ensure total satisfaction. Submit monthly reports, as required, to team leader on a timely basis. Maintain a high profile with and participate in local community groups and organizations, increasing the Bank’s visibility within the community.
Comply with all S.A.F.E. Act regulations including keeping registration information (including but not limited to name, home address and work address) up to date and status as active. Provide N.M.L.S. registration number to consumers upon request and in all written communications in accordance with law, specifically on e-mail signatures and business cards.
Qualifications:
- Bachelors or Equivalent Work Experience or better.
- Experience 2-5 years: Sales or Origination Experience Preferred
- 2-5 years: Banking Experience
Mortgage Originator in Hampshire employer: Union Savings Bank - CT
Contact Detail:
Union Savings Bank - CT Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Mortgage Originator in Hampshire
✨Tip Number 1
Network like a pro! Get out there and connect with realtors, attorneys, and other professionals in the mortgage industry. Building relationships can lead to referrals and opportunities that you won't find on job boards.
✨Tip Number 2
Be proactive in your job search. Don’t just wait for job postings; reach out directly to banks and mortgage companies. Let them know you’re interested in joining their team and how you can contribute to their success.
✨Tip Number 3
Prepare for interviews by brushing up on your knowledge of different mortgage programs and financing options. Be ready to discuss how you can help customers navigate their choices and meet the bank's objectives.
✨Tip Number 4
Apply through our website! We make it easy for you to showcase your skills and experience. Plus, it shows you're serious about joining our team and helps us get to know you better.
We think you need these skills to ace Mortgage Originator in Hampshire
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Mortgage Originator role. Highlight relevant experience in sales and banking, and don’t forget to showcase any specific achievements that align with the job description.
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you’re passionate about mortgage origination and how your skills can help us meet our goals. Keep it concise but impactful!
Showcase Your Communication Skills: As a Mortgage Originator, communication is key. In your application, demonstrate your ability to explain complex information clearly. This could be through examples of past experiences or specific projects you've worked on.
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you don’t miss out on any important updates during the process!
How to prepare for a job interview at Union Savings Bank - CT
✨Know Your Mortgage Stuff
Make sure you brush up on the different mortgage programs and their requirements. Be ready to explain risk-based pricing and how it affects customers. This shows you’re not just familiar with the basics but can also provide valuable insights.
✨Show Off Your Sales Skills
Since this role involves working closely with referral sources like realtors and attorneys, prepare examples of your past sales experiences. Highlight how you’ve successfully built relationships and closed deals in previous roles. This will demonstrate your ability to thrive in a competitive market.
✨Practice Your Customer Interaction
You’ll be interviewing mortgage applicants and guiding them through the application process. Practise how you would handle common customer questions and concerns. Role-playing with a friend can help you feel more confident and articulate during the actual interview.
✨Stay Organised and Detail-Oriented
The job requires maintaining contact with processors and customers, so show that you can keep track of multiple tasks. Bring examples of how you’ve managed projects or reports in the past. This will highlight your organisational skills and attention to detail, which are crucial for success in this role.