At a Glance
- Tasks: Own a product area, drive it from idea to impact, and ship products customers love.
- Company: Join Uncapped, a fast-growing fintech revolutionising SME lending.
- Benefits: Enjoy unlimited holiday, competitive pay, and a personal growth fund.
- Other info: Dynamic start-up culture with opportunities for career growth.
- Why this job: Make a real impact on the future of lending while working with top retailers.
- Qualifications: 4+ years in product management with a hands-on approach.
Our Vision
At Uncapped, we believe that traditional credit scoring is broken. Instead of relying on backward-looking credit bureau data, we are building innovative products that turn anything from sales data to stock levels, bank transactions to marketplace performance into actionable underwriting intelligence. This is not a side feature of our product. It is the entire business. We are moving fast, growing fast, and building the future of SME lending. We need a Product Owner who can own a product area end to end, ship consistently, and raise the bar for how we build.
Role Overview
We are looking for a mid to senior Product Owner to own a core part of our product and drive it from idea to impact. You will own your backlog, run discovery, write clear specs, and work shoulder to shoulder with Engineering, Design, Data Science, Risk, and commercial teams to ship products customers love and the business can rely on. This is a hands-on, high-impact role in a fast-paced, high-growth fintech. You will not be starting from scratch. We have a working platform, four live lending products, and partnerships with the biggest online retailers and embedded lending partners. Your job is to make your product area dramatically better, iteratively, while keeping it running.
About Uncapped
Founded in 2019, Uncapped is a fintech company focused on providing working capital to SMEs in North America and Europe. We leverage multiple data sources to make credit decisions faster, safer and more conveniently. We are working with the largest platforms in the world, including Amazon and Walmart, and strive to be the best alternative-lender globally.
What you will do
- Own a product area end-to-end. Take full ownership of your backlog, from discovery through delivery. Turn customer problems and commercial goals into a clear, prioritised roadmap with measurable outcomes.
- Run discovery and define the work. Talk to customers, dig into the data, and size opportunities. Write detailed specs, user stories, and acceptance criteria that engineers can build from without guesswork.
- Ship consistently. Run your delivery cadence, keep work moving, unblock engineers, and review edge cases when it counts. Define and validate MVPs so value lands early and often.
- Drive commercial impact. Connect what you build to real business results, whether that is acquisition and top of funnel, onboarding and activation, conversion, or unit economics. Track the numbers and iterate.
- Work across a complex stakeholder map. Operate across Risk, Engineering, Data Science, Finance, Operations, and Legal, plus external partners. Make sure regulatory and compliance requirements are built into the product from the start, not bolted on later.
Who you are
You have 4+ years in product, with a track record of owning a product area and shipping it end to end in a fast-paced environment. You bring one of the following backgrounds:
- Fintech commercial and growth. You have worked in fintech and driven commercial or top of funnel initiatives and customer onboarding: acquisition, activation, conversion, and the journey from first touch to a live, engaged customer.
- Financial software builder. You have built fintech or financial software products that other businesses pay to use, whether a product or a platform, and you understand what it takes to design, ship, and scale in a regulated financial environment.
You are genuinely hands-on. You write your own specs, get into the detail, and are close to both the customer and the data. You are comfortable with the tension between moving fast and managing risk in a regulated environment, and you know how to build with compliance in mind. You communicate clearly. You can align stakeholders, explain trade-offs, and keep a cross-functional squad pointed at the same goal. You thrive in high-growth environments where priorities shift, and you are energised rather than frustrated by ambiguity.
Nice to have
Experience in lending, payments, or credit products. Fluency with product and analytics tools, and comfort using data (including writing basic queries) to make and validate decisions. Experience working with external partners, marketplaces, or embedded finance integrations.
What we offer
At Uncapped, our people make us successful. We are a start-up with big goals, and we work hard, so we want to give everyone the benefits they really want. We are continually adding to this list as new people join -- here are some of the things you can expect:
- Unlimited holiday: we believe that well-rested and happy people make the best employees
- Competitive compensation plan
- Personal growth fund: Raise your game from great to spectacular
- Monthly recognition and awards: Celebrate wins big and small
- The opportunity to make a big impact every day on the lives of European and US entrepreneurs.
- Optional workspaces in Warsaw, London and Atlanta
We can only consider applications from candidates eligible to work in the UK or Poland without requiring visa sponsorship.
Product Owner in London employer: Uncapped Ltd.
At Uncapped, we pride ourselves on being an innovative fintech company that empowers our employees to make a significant impact in the world of SME lending. With a culture that values work-life balance through unlimited holiday and a personal growth fund, we foster an environment where creativity and collaboration thrive. Located in vibrant cities like Warsaw, London, and Atlanta, we offer unique opportunities for professional development and recognition, making us an excellent employer for those looking to grow their careers while contributing to meaningful change.
StudySmarter Expert Advice🤫
We think this is how you could land Product Owner in London
✨Join Product Management Meetups
Get involved in local product management meetups or workshops. These events are perfect for meeting industry folks, sharing ideas, and staying updated on trends. Plus, you never know who might be hiring—it's a fantastic way to make connections that could lead to a job at places like Uncapped Ltd.!
✨Show Off Your Product Sense
Create case studies or mini-projects showcasing your product management skills, and share them on platforms like Medium or LinkedIn. This not only puts your skills on display but also boosts your visibility in the product community. Imagine how impressed the hiring team at Uncapped Ltd. would be by your initiative!
✨Utilise Online Communities
Dive into online product management communities like Product Coalition or Mind the Product. Engage in discussions, ask questions, and share your insights. These platforms are goldmines for networking and finding hidden job opportunities—many companies often scout talent from within these circles.
✨Leverage Your University Network
If you’ve recently graduated or are still in uni, tap into your alumni network for connections in product management. Many universities have their own job boards and affinity resources to help graduates land roles. Don't forget to keep an eye out for job openings at Uncapped Ltd. through your school's career services!
We think you need these skills to ace Product Owner in London
Some tips for your application 🫡
Show Off Your Product Passion:When applying for a product management role like Product Owner, let your passion for developing products shine through in your cover letter. Share specific examples of products you've managed, how you solved user needs, and any successful outcomes you've achieved. This is your chance to showcase your understanding of the product lifecycle!
Highlight Your Cross-Functional Skills:Product management isn't just about understanding the product; it’s about collaborating with different teams! Make sure to emphasise your experience working with developers, designers, and marketers. Use your CV to showcase your ability to bridge gaps between these areas, and include relevant experiences that demonstrate your communication and leadership skills!
Include Your Metrics and Achievements:In a full-time product management application, data speaks volumes! Quantify your achievements wherever possible. Did you increase user retention by a certain percentage? Launch a product ahead of schedule? Include these metrics in your CV to paint a picture of your impact and effectiveness in previous roles.
Tailor Your CV to the Role:Make sure your CV is tailored for the Product Owner position at Uncapped Ltd.. Use keywords from the job description and ensure your relevant experiences are front and centre. Highlight any certifications or relevant training you’ve completed that will make you stand out as a strong candidate for the role. And remember, we’re excited to see your application on our website!
How to prepare for a job interview at Uncapped Ltd.
✨Understand the Product Life Cycle
As a product management candidate, we need to get our head around the complete product life cycle. Be prepared to discuss real-world examples of how you’ve managed product development from ideation to launch. Bring specific insights on tools like JIRA or Trello that can help streamline these processes.
✨Showcase Your Cross-Functional Skills
Product management is all about collaboration. We should be ready to highlight how we’ve worked across teams—think marketing, engineering, and design. Prepare to discuss scenarios where you had to mediate differing opinions and how you got everyone on board with a shared vision.
✨Prepare for Case Studies
In a full-time role, we can expect to encounter case study questions during our interviews. Practise solving hypothetical product problems on the spot, such as prioritising features for a new app or improving user engagement metrics. This will show our analytical thinking and decision-making skills.
✨Know Your Metrics
Let’s face it, numbers are our best friends in product management. We should prepare to discuss key performance indicators (KPIs) and how we've used analytics to inform product decisions. Dive into examples where data has driven our strategy for improvements or justified product changes.
