Underwriter in Manchester

Bristol or Manchester - Bridging Finance

Overview

At Ultimate Finance, we back ambition – properly. We’re a specialist lender built for pace, flexibility and real-world problem solving, helping businesses access funding that fits how they work. You’ll join a team of approachable experts who move quickly, speak clearly and take pride in doing the right thing for customers and partners. We trust people to take ownership, with supportive leaders and experienced teammates on hand. With 20+ years’ experience and over £17bn funded, we’re growing – and we’re looking for people who want to do work that matters.

About the role

This is an opportunity to take on an important role within the Underwriting team where you will be part of a high performing team responsible for new business reviews in line with the company’s underwriting mandates ensuring bad debts are maintained within budgeted levels. Assisting in facilitating smooth transfer of clients by way of information assessment and review alongside undertaking further due diligence within remit. Engaging and dealing with key stakeholders, peers and colleagues right across the Group to assist in the delivery of the set vision. You will be required to interact with numerous areas of the group including Sales, Group Legal, Operational and Finance teams as well as with various third-party professional firms. Development and improvement of outstanding standards of customer service both internally and externally. To support the Group Head of Credit in ensuring the credit approach is forward thinking, evolving in line with the marketplace we operate in and continually seeking to deliver a market leading delivery, embracing new technology and thinking.

Key responsibilities

• Perform underwriting diligence, including sector and asset research, borrower assessment, identifying performance drivers, projecting future performance and viability alongside viable exit assessment.
• To participate in daily drop-in sessions and weekly sighting calls so as to support the deal origination team.
• Review, analysis, and evaluation of property valuations.
• To maintain and uphold the highest levels of customer service.
• To assist in the development, implementation and management of new products and approaches.
• To be involved in any project work as required.
• To continually promote the Group’s core values.
• To undertake all reasonable tasks as requested from time to time.
• Foster cross-functional team building.
• Ensure compliance to credit policy and procedures at all times.
• Exhibit a sense of urgency towards meeting client requests while also meeting acceptable risk parameters.
• To support the Group Head of Credit & Risk with ad hoc assignment and, when necessary, offering support to the wider group underwrite team.
• Complete customer KYC/due diligence.

Characteristics & Behaviours

• Ability to problem solve.
• Self-motivated.
• Team player.
• Adaptable.
• Organised.
• Customer focussed & people centric.
• Proactive.
• Approachable.

Key skills and knowledge

• Strong background experience within Bridging/Property lending.
• Practical experience in property valuation and/or development funding an added advantage.
• Experience in credit assessment and developed analytical skills.
• Delivery of swift decision-making to the sales units.
• Experience of working in a fast-paced environment with the ability to plan and prioritise workload.
• Excellent written and verbal communication skills.
• Strong organisational skills.
• Strong interpersonal skills and the ability to communicate at all levels.
• Ability to prioritise and work to deadlines.
• Ability to report data.

Apply for this role

Send your CV and cover letter to our Recruitment team via email today.

Please note that if you are successful in receiving an offer of employment from Ultimate Finance, your employment will be conditional upon satisfactory completion of a Disclosure and Barring Service (DBS) check. We use a third party provider to conduct the check on our behalf.

If you send us your CV but your application is unsuccessful, you consent to us keeping a copy of your CV on our records for 6 months. This is so that we can consider you should another role become available which we feel may be suitable for you. Your CV will be permanently deleted after 6 months. If you would rather we did not do this then please do let us know when you submit your CV to us.

Let’s get things moving

If you would like to talk to us about any funding needs, call us on 0800 121 7757, register as an Introducer or request a quote for your business today.