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For Companies At a Glance
- Tasks: Assess funding requests and shape deals that work for customers and Ultimate Finance.
- Company: Join a growing specialist lender with a focus on flexibility and real-world problem solving.
- Benefits: Supportive team, competitive salary, and opportunities for professional growth.
- Why this job: Make a real impact by helping businesses access the funding they need.
- Qualifications: Experience in underwriting or strong analytical skills required.
- Other info: Dynamic environment with a focus on collaboration and customer service.
The predicted salary is between 36000 - 60000 £ per year.
Overview
Why choose Ultimate Finance? At Ultimate Finance, we back ambition – properly. We’re a specialist lender built for pace, flexibility and real-world problem solving, helping businesses access funding that fits how they work. You’ll join a team of approachable experts who move quickly, speak clearly and take pride in doing the right thing for customers and partners. We trust people to take ownership, with supportive leaders and experienced teammates on hand. With 20+ years’ experience and over £17bn funded, we’re growing – and we’re looking for people who want to do work that matters.
About The Team
Asset Finance at Ultimate Finance is built to keep deals moving. We provide tailored funding for hard assets such as vehicles, equipment and machinery – quickly, clearly and with support that stays close. Working side-by-side with brokers, customers and internal teams, we shape the right solution, deliver a strong customer experience, and apply smart risk controls and operational discipline to get deals completed smoothly and responsibly.
About The Role
As an Underwriter in our Asset Finance team, you’ll assess new funding requests and help shape deals that work for the customer and for Ultimate Finance. Working closely with brokers, our sales team and operations, you’ll keep decisions moving – balancing great service with smart risk judgement and high-quality, accurate work. You’ll do it all in line with our values: Decency, Enterprise and Brilliance.
Key responsibilities
- Review new funding requests and give a clear view on the risk and whether we should support the deal
- Analyse financial information (e.g., company accounts/bank info) and summarise the key strengths, weaknesses and risks
- Gather the right background checks and information, and build a complete case for approval
- Record each proposal accurately on our systems so it can be reviewed and progressed smoothly
- Provide clear decisions and practical conditions so the sales team can move the deal forward quickly
- Work closely with sales and operations to ensure a smooth handover from “approved” to “live”
- Keep service standards high when dealing with brokers and customers – clear, professional, responsive communication
- Support the wider team by keeping data accurate, sharing product knowledge, and spotting cross-sell opportunities where appropriate
- Represent Ultimate Finance at broker meetings/events when needed and contribute to market/competitor research
Key skills and knowledge
- Experience in underwriting, credit, asset finance or a similar fast-paced financial services environment (or strong transferrable analysis experience)
- Confident communicator – able to explain decisions clearly to brokers and internal teams
- Strong financial analysis skills and comfort reviewing company accounts and performance trends
- Commercial judgement: able to balance risk, service and deal structure to reach the right outcome
- Good understanding (or willingness to learn) how asset-backed lending works and what we’re taking as security
- Highly organised, accurate and detail-focused – comfortable managing multiple deals at once
- Proactive, self-motivated and calm under pressure, with strong time management
- Values-led and customer-minded, with a collaborative approach across teams
Underwriter (Maternity Cover – FTC ending March 2027) in Lutterworth employer: Ultimate Finance
Contact Detail:
Ultimate Finance Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Underwriter (Maternity Cover – FTC ending March 2027) in Lutterworth
✨Tip Number 1
Network like a pro! Reach out to people in the industry, attend events, and connect with brokers. Building relationships can open doors that a CV just can't.
✨Tip Number 2
Prepare for interviews by knowing your stuff! Research Ultimate Finance, understand our values, and be ready to discuss how your experience aligns with our mission of supporting businesses.
✨Tip Number 3
Showcase your analytical skills! Be ready to discuss specific examples where you've assessed risk or made decisions under pressure. We love candidates who can think on their feet!
✨Tip Number 4
Apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, it shows you’re serious about joining our team at Ultimate Finance.
We think you need these skills to ace Underwriter (Maternity Cover – FTC ending March 2027) in Lutterworth
Some tips for your application 🫡
Tailor Your Application: Make sure to customise your CV and cover letter for the Underwriter role. Highlight your experience in underwriting or financial analysis, and show how your skills align with our values of Decency, Enterprise, and Brilliance.
Showcase Your Communication Skills: As a confident communicator, it’s important to demonstrate your ability to explain complex decisions clearly. Use examples from your past experiences where you’ve successfully communicated with brokers or internal teams.
Highlight Your Analytical Skills: We’re looking for someone who can analyse financial information effectively. Include specific instances where you’ve assessed financial data and made informed decisions, showcasing your commercial judgement.
Apply Through Our Website: Don’t forget to submit your application through our website! It’s the best way for us to receive your details and ensures you’re considered for the role. We can’t wait to see what you bring to the table!
How to prepare for a job interview at Ultimate Finance
✨Know Your Numbers
As an Underwriter, you'll need to demonstrate strong financial analysis skills. Brush up on your ability to review company accounts and performance trends. Be prepared to discuss how you would assess risk and make decisions based on financial data.
✨Communicate Clearly
Ultimate Finance values clear communication, so practice explaining complex concepts in simple terms. Think about how you would convey your underwriting decisions to brokers and internal teams. A confident and articulate approach will set you apart.
✨Showcase Your Organisational Skills
You'll be managing multiple deals at once, so highlight your organisational abilities during the interview. Share examples of how you've successfully juggled tasks in a fast-paced environment, ensuring accuracy and attention to detail.
✨Emphasise Team Collaboration
Ultimate Finance thrives on teamwork, so be ready to discuss how you work collaboratively with others. Share experiences where you've partnered with sales or operations to achieve a common goal, showcasing your customer-minded and values-led approach.
