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- Tasks: Join our Underwriting team to assess new business and ensure top-notch customer service.
- Company: Dynamic finance company with a focus on innovation and teamwork.
- Benefits: Flexible hybrid work options, competitive salary, and opportunities for professional growth.
- Why this job: Make a real impact in the finance sector while developing your skills in a supportive environment.
- Qualifications: Experience in property lending and strong analytical skills are preferred.
- Other info: Collaborative culture with excellent career advancement opportunities.
The predicted salary is between 36000 - 60000 £ per year.
POSITION: Underwriter (Bridging)
DEPARTMENT: Credit & Risk
RESPONSIBLE TO: Group Head of Credit & Risk
LOCATION: Bristol or Manchester. Hybrid and flexible work options available.
OVERVIEW: This is an opportunity to take on an important role within the Underwriting team where you will be part of a high performing team responsible for new business reviews in line with the company’s underwriting mandates ensuring bad debts are maintained within budgeted levels. Assisting in facilitating smooth transfer of clients by way of information assessment and review alongside undertaking further due diligence within remit. Engaging and dealing with key stakeholders, peers and colleagues right across the Group to assist in the delivery of the set vision. You will be required to interact with numerous areas of the group including Sales, Group Legal, Operational and Finance teams as well as with various third-party professional firms. Development and improvement of outstanding standards of customer service both internally and externally. To support the Group Head of Credit in ensuring the credit approach is forward thinking, evolving in line with the marketplace we operate in and continually seeking to deliver a market leading delivery, embracing new technology and thinking.
KEY RESPONSIBILITIES:
- Perform underwriting diligence, including sector and asset research, borrower assessment, identifying performance drivers, projecting future performance and viability alongside viable exit assessment.
- To participate in daily drop-in sessions and weekly sighting calls so as to support the deal origination team.
- Review, analysis, and evaluation of property valuations.
- To maintain and uphold the highest levels of customer service.
- To assist in the development, implementation and management of new products and approaches.
- To be involved in any project work as required.
- To continually promote the Group’s core values.
- To undertake all reasonable tasks as requested from time to time.
- Foster cross-functional team building.
- Ensure compliance to credit policy and procedures at all times.
- Exhibit a sense of urgency towards meeting client requests while also meeting acceptable risk parameters.
- To support the Group Head of Credit & Risk with ad hoc assignments and, when necessary, offering support to the wider group underwrite team.
- Complete customer KYC/due diligence.
CHARACTERISTICS & BEHAVIOURS:
- Strong communicator
- Ability to problem solve
- Self-motivated
- Team player
- Committed & confident
- Adaptable
- Values driven
- Organised
- Customer focussed & people centric
- Proactive
- Approachable
KEY SKILLS & KNOWLEDGE:
- Strong background experience within Bridging/Property lending.
- Practical experience in property valuation and/or development funding an added advantage.
- Experience in credit assessment and developed analytical skills.
- Delivery of swift decision-making to the sales units.
- Experience of working in a fast-paced environment with the ability to plan and prioritise workload.
- Excellent written and verbal communication skills.
- Strong organisational skills.
- Strong interpersonal skills and the ability to communicate at all levels.
- Ability to prioritise and work to deadlines.
- Problem solving skills.
- Attention to detail.
- Ability to report data.
Please note that if you are successful in receiving an offer of employment from Ultimate Finance, your employment will be conditional upon satisfactory completion of a Disclosure and Barring Service (DBS) check. We use a third party provider to conduct the check on our behalf.
We kindly ask not to be contacted by recruitment agencies, thank you.
Underwriter in Bath employer: Ultimate Finance
Contact Detail:
Ultimate Finance Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Underwriter in Bath
✨Tip Number 1
Network like a pro! Reach out to people in the industry, attend events, and connect on LinkedIn. You never know who might have the inside scoop on job openings or can put in a good word for you.
✨Tip Number 2
Prepare for interviews by researching the company and its culture. Understand their values and how they align with yours. This will help you stand out as a candidate who truly fits into their team.
✨Tip Number 3
Practice your pitch! Be ready to explain why you're the perfect fit for the Underwriter role. Highlight your experience in property lending and credit assessment, and don’t forget to showcase your problem-solving skills.
✨Tip Number 4
Apply through our website! It’s the best way to ensure your application gets seen. Plus, it shows you’re genuinely interested in joining our team and are proactive about your job search.
We think you need these skills to ace Underwriter in Bath
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Underwriter role. Highlight your experience in bridging and property lending, and don’t forget to showcase your analytical skills and attention to detail. We want to see how you can bring value to our team!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about underwriting and how your skills align with our company values. Keep it engaging and personal – we love getting to know the real you!
Showcase Your Communication Skills: As an Underwriter, strong communication is key. In your application, demonstrate your ability to communicate effectively at all levels. Whether it's through your writing style or examples of past experiences, let us see your skills in action!
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it shows you’re keen on joining our team at StudySmarter!
How to prepare for a job interview at Ultimate Finance
✨Know Your Underwriting Stuff
Make sure you brush up on your knowledge of bridging and property lending. Understand the key aspects of underwriting diligence, borrower assessment, and property valuations. Being able to discuss these topics confidently will show that you're serious about the role.
✨Showcase Your Communication Skills
As an underwriter, you'll need to interact with various stakeholders. Practice articulating your thoughts clearly and concisely. Consider preparing examples of how you've effectively communicated in past roles, especially in high-pressure situations.
✨Demonstrate Problem-Solving Abilities
Be ready to discuss specific instances where you've tackled challenges in your previous roles. Highlight your analytical skills and how you've used them to make swift decisions. This will help illustrate your ability to thrive in a fast-paced environment.
✨Emphasise Teamwork and Adaptability
This role requires collaboration across different teams. Prepare to share experiences where you've worked as part of a team and adapted to changing circumstances. Showing that you're a proactive and approachable team player will resonate well with the interviewers.
