Quality Assurance Associate (Mortgage Underwriting) West Midlands - Hybrid 2 to 3 days per week at home following probation Salary to £35K + bonus & benefits Our client is a well-established lender seeking an experienced manual mortgage underwriter to join its Lending team as a Quality Assurance Associate . This is an excellent opportunity for a mortgage underwriter who has held a mandate to make lending decisions and is now looking to develop their career in a quality assurance environment. Working closely with the Head of Lending and as part of a small mortgage underwriting team, you will provide first-line oversight of underwriting quality.
Duties will include: Reviewing mortgage applications and underwriting decisions to assess quality, consistency and compliance with lending policy and procedures. Checking that underwriting decisions are within policy limits and appropriately documented. Maintaining accurate records of all sampling and QA activity to provide a clear audit trail. Identifying trends, errors, discrepancies and areas of risk within the underwriting process and raising these with the Head of Lending.
Providing constructive feedback and supporting coaching to improve underwriting quality and consistency. The successful individual will possess: Proven experience as a manual mortgage underwriter. CeMAP qualified, or willing to study towards the CeMAP qualification. Sound judgement and the ability to independently assess underwriting decisions against policy, procedures and regulatory requirements. Experience of providing feedback or coaching to colleagues would be advantageous.
Our client offers a hybrid approach, with the role initially based at the West Midlands HO and, after probation, the opportunity to work 2 - 3 days from home each week. If you are an experienced manual mortgage underwriter with a lending mandate and are looking for a QA role, this could be the opportunity to use your underwriting expertise in a new capacity. If this sounds exciting to you, please apply today!
Mortgage Loan Underwriter in Worcester employer: Ultimate Banking
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