At a Glance
- Tasks: Assess and underwrite mortgage applications while ensuring customer satisfaction.
- Company: Customer-focused mortgage provider based in Stockport.
- Benefits: Competitive salary, bonuses, hybrid working, and support for professional development.
- Why this job: Join a dynamic team and make a real difference in customers' lives.
- Qualifications: Experience in mortgage underwriting; CEMAP qualification is a plus.
- Other info: Opportunity for career growth in a supportive environment.
The predicted salary is between 36000 - 60000 £ per year.
Are you a Senior Mortgage Underwriter who is available within the next month and looking to work in a role where you can really utilise your skillset and put the customer first? Our client is a customer focussed mortgage and savings provider based in Stockport. They are seeking an experienced Mortgage Underwriter to join their team on a 12 months fixed term contract. Over the past three years, they have undergone a significant amount of investment and change, with their overall vision to be the first choice of mortgages, savings and employment. That has culminated in a new system implementation and so they are looking for a candidate who can work on complex mortgage underwriting cases whilst some of the team are involved in the new system implementation.
The successful individual will be expected to be on site for the initial training period but after this, our client offers a hybrid approach to the working week with a minimum 2 days in the office.
Main duties of the Mortgage Underwriter will be:
- Personally assessing and underwriting applications for many types of residential and BTL lending.
- Ensuring you are operating within their risk appetite.
- Positively and professionally liaising with the sales teams, mortgage intermediaries and customers.
The successful individual will possess:
- Recent experience in manually underwriting residential and BTL mortgages with a senior level mandate.
- CEMAP would be desirable, or the desire to study and obtain this qualification.
This is a fantastic opportunity to get involved in more complex prime lending, with an organisation that offers a first class customer journey and really supports their employees. They offer a highly competitive salary and benefits along with significant bonus opportunity on completion of the fixed term contract.
Senior Mortgage Underwriter in Stockport employer: Ultimate Banking
Contact Detail:
Ultimate Banking Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Senior Mortgage Underwriter in Stockport
✨Tip Number 1
Network like a pro! Reach out to your connections in the mortgage industry and let them know you're on the lookout for a Senior Mortgage Underwriter role. You never know who might have the inside scoop on job openings or can put in a good word for you.
✨Tip Number 2
Prepare for interviews by brushing up on your underwriting knowledge and customer service skills. Be ready to discuss complex cases you've handled and how you prioritised customer needs. We want to show potential employers that you’re not just experienced, but also passionate about putting customers first.
✨Tip Number 3
Don’t underestimate the power of follow-ups! After an interview, send a quick thank-you email to express your appreciation for the opportunity. It keeps you fresh in their minds and shows your enthusiasm for the role.
✨Tip Number 4
Apply through our website for the best chance at landing that Senior Mortgage Underwriter position. We make it easy for you to showcase your skills and experience directly to employers who are looking for someone just like you!
We think you need these skills to ace Senior Mortgage Underwriter in Stockport
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your experience in manually underwriting residential and BTL mortgages. We want to see how your skills align with the role, so don’t be shy about showcasing your senior level mandate!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you’re passionate about putting customers first and how your recent experiences make you the perfect fit for our client’s vision.
Showcase Your Team Spirit: Since the role involves liaising with sales teams and mortgage intermediaries, let us know about your teamwork skills. Share examples of how you’ve positively collaborated in past roles to achieve great results.
Apply Through Our Website: We encourage you to apply through our website for a smoother application process. It’s the best way for us to receive your application and get you one step closer to joining the team!
How to prepare for a job interview at Ultimate Banking
✨Know Your Stuff
Make sure you brush up on your knowledge of residential and BTL mortgage underwriting. Be ready to discuss specific cases you've worked on and how you navigated complex situations. This will show that you’re not just familiar with the basics, but that you can handle the intricacies of the role.
✨Showcase Your Customer Focus
Since the company prides itself on a customer-first approach, prepare examples of how you've put customers at the heart of your decisions in previous roles. Think about times when you went above and beyond to ensure a positive experience for clients.
✨Be Ready for Change
With the new system implementation mentioned in the job description, be prepared to discuss your adaptability. Share experiences where you successfully adapted to new processes or technologies, highlighting your willingness to learn and grow.
✨Ask Insightful Questions
Prepare thoughtful questions about the company's vision and how they plan to achieve their goals. This shows your genuine interest in the role and helps you understand if the company culture aligns with your values, especially regarding their commitment to employee support.