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- Tasks: Lead a mortgage team, ensuring top-notch service and managing your own caseload.
- Company: Join a reputable mortgage and savings provider in the heart of Penrith.
- Benefits: Enjoy a competitive salary, hybrid working options, and great corporate perks.
- Why this job: This role offers leadership opportunities and a chance to make a real impact on customer experience.
- Qualifications: Experience as a manual mortgage underwriter with a previous mandate is essential.
- Other info: Flexible working arrangements with a minimum of 2 days in the office.
The predicted salary is between 42000 - 58000 £ per year.
Are you an experienced, manual mortgage underwriter, looking for the next step in your career? Do you always strive to ensure a first-class customer experience, and really want to lead and motivate a small team to do the same?
We are pleased to be working with a mortgage and savings provider, based in the heart of Penrith as they seek an experienced underwriter to join them. You will be team leading the Mortgage team, ensuring they provide exemplary service to customers, intermediaries and other stakeholders throughout the mortgage journey. You will be a mandate holder, not only leading and mentoring the team, but also having ownership of your own caseload.
Duties of the Lead Underwriter will include:
- Lead the team in meeting SLAs for mortgage application processing
- Underwrite applications up to the delegated mandate and provide recommendations to senior stakeholders where an application is outside of personal mandate
- Support and mentor across the department and wider business
Due to the nature of this role, they do require this individual to have previously held a mortgage mandate, within a residential lending environment. Whilst previous leadership skills are not essential, you will need to have a keen and enthusiastic interest to progress your career in this area. Our client can offer a hybrid approach to the working week, with a minimum of 2 days at their head office, but flexibility for further attendance for meetings etc.
If this role sounds like it’s the next step for you, please do apply today! Our client offers a competitive salary, additional benefits and is genuinely a fantastic place to work.
Lead Underwriter employer: Ultimate Banking
Contact Detail:
Ultimate Banking Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Lead Underwriter
✨Tip Number 1
Familiarise yourself with the specific mortgage products and services offered by the company. Understanding their unique selling points will help you demonstrate your knowledge during any discussions or interviews.
✨Tip Number 2
Network with current or former employees of the company on platforms like LinkedIn. They can provide valuable insights into the company culture and expectations, which can be beneficial when preparing for interviews.
✨Tip Number 3
Brush up on your leadership skills, even if you haven't held a formal leadership position before. Consider examples from your past experiences where you've motivated or guided others, as these will be useful to discuss in an interview.
✨Tip Number 4
Prepare to discuss your experience with mortgage mandates in detail. Be ready to explain how you've handled complex cases and what strategies you used to ensure a smooth underwriting process.
We think you need these skills to ace Lead Underwriter
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your experience as a manual mortgage underwriter. Emphasise any leadership roles or mentoring experiences, even if they were informal, to show your potential for team leadership.
Craft a Compelling Cover Letter: In your cover letter, express your enthusiasm for the role and the company. Mention specific examples of how you've provided excellent customer service in previous positions and how you plan to lead and motivate your team.
Highlight Relevant Experience: Clearly outline your experience with mortgage mandates and residential lending in your application. Use bullet points to make it easy for the hiring manager to see your qualifications at a glance.
Showcase Your Leadership Potential: Even if you haven't held a formal leadership position, discuss any instances where you've taken initiative or led projects. This will demonstrate your readiness to step into a leadership role.
How to prepare for a job interview at Ultimate Banking
✨Showcase Your Underwriting Experience
Make sure to highlight your previous experience as a manual mortgage underwriter. Discuss specific cases you've handled and how you ensured a first-class customer experience, as this is crucial for the role.
✨Demonstrate Leadership Potential
Even if you haven't held a formal leadership position, express your enthusiasm for leading and mentoring a team. Share examples of how you've supported colleagues or taken initiative in past roles.
✨Understand the Company’s Values
Research the mortgage and savings provider's values and mission. Be prepared to discuss how your personal values align with theirs, especially regarding customer service and teamwork.
✨Prepare for Scenario-Based Questions
Anticipate questions that may ask how you would handle specific underwriting scenarios or team challenges. Think about your approach to meeting SLAs and supporting your team, and be ready to share your thought process.
