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- Tasks: Build and manage relationships with key mortgage brokers across North England.
- Company: Established specialist mortgage lender with a strong reputation.
- Benefits: Salary up to £70K, car allowance, bonuses, and excellent benefits.
- Why this job: Join a dynamic team and make a real impact in the mortgage industry.
- Qualifications: Experience in mortgage lending and strong relationship-building skills required.
- Other info: Extensive training provided, with travel expenses covered for overnight stays.
The predicted salary is between 65000 - 75000 £ per year.
Salary to £70K DOE + £6K car allowance, bonus and excellent benefits.
North England field based + 1 day at home.
Our client is an established and successful specialist mortgage lender. It serves the whole of the UK via broker channels. This is an exciting new opportunity within the business for an experienced relationship developer with a background and understanding of BTL mortgage underwriting processes and criteria.
The role is field based 4 days each week onsite with brokers across the North of England with 1 day working from home. Expenses will be paid for overnight stays required. You can be based anywhere in the north of England and cover broker partners closest to your home, but access to Manchester and Liverpool would be preferred.
Responsibilities include:
- Managing and developing relationships with a selection of key broker partners.
- Assessing mortgage applications in line with lending policy and regulatory standards (MCOB).
- Performing detailed affordability assessments for BTL mortgages.
- Applying manual underwriting judgement.
- Contributing towards underwriting policy reviews and process improvements.
Key Requirements:
- Strong understanding of mortgage lending, risk, and criteria.
- Training will be given on specific underwriting criteria if the core understanding is present.
- Experience of building and maintaining broker relationships. This is a primary focus for the role.
- You will be based in the North of England (ideally near a main city) and will be willing to travel extensively (4 days a week).
- It is essential that you have pre-existing relationships with mortgage brokers in the North of England.
- We will consider candidates from a mortgage BDM background or commercial banking with a mortgage mandate.
The successful candidate will undergo intensive training for the first few weeks, hotel accommodation cost will be covered. This will be followed by remote training until the individual is self-sufficient and comfortable representing the organisation.
We would love to hear from you if this role aligns with your skillset and appeals to you.
Roving Underwriter employer: Ultimate Banking Ltd
Contact Detail:
Ultimate Banking Ltd Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Roving Underwriter
✨Tip Number 1
Network like a pro! Reach out to your existing contacts in the mortgage industry and let them know you're on the lookout for new opportunities. A friendly chat can lead to referrals or insider info about openings that aren't advertised.
✨Tip Number 2
Get social! Use platforms like LinkedIn to connect with professionals in the mortgage lending space. Share your expertise, engage with posts, and don’t hesitate to slide into DMs to express your interest in roles like the Roving Underwriter.
✨Tip Number 3
Prepare for those interviews! Brush up on your knowledge of BTL mortgage underwriting processes and be ready to discuss how you've built relationships with brokers in the past. Show them you’re not just a fit on paper but also in person.
✨Tip Number 4
Apply through our website! We make it easy for you to showcase your skills and experience directly to us. Plus, it shows you're genuinely interested in joining our team and helps us get to know you better right from the start.
We think you need these skills to ace Roving Underwriter
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your experience in mortgage underwriting and relationship building. We want to see how your background aligns with the role of Roving Underwriter, so don’t be shy about showcasing your relevant skills!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you’re the perfect fit for this role. Mention your understanding of BTL mortgage processes and any existing relationships with brokers in the North of England.
Showcase Your Relationship Skills: Since building and maintaining broker relationships is key, make sure to include examples of how you've successfully developed partnerships in the past. We love seeing real-life stories that demonstrate your ability to connect with others!
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for this exciting opportunity. Don’t miss out on the chance to join our team!
How to prepare for a job interview at Ultimate Banking Ltd
✨Know Your Mortgage Stuff
Make sure you brush up on your understanding of BTL mortgage underwriting processes and criteria. Familiarise yourself with the latest lending policies and regulatory standards, as this will show that you're serious about the role and can hit the ground running.
✨Show Off Your Relationship Skills
Since building and maintaining broker relationships is key, prepare examples of how you've successfully developed partnerships in the past. Think about specific situations where you’ve added value to those relationships and be ready to discuss them during the interview.
✨Be Ready to Travel
As this role involves extensive travel across the North of England, be prepared to discuss your flexibility and willingness to travel. Highlight any previous experience you have in managing a field-based role and how you effectively organised your time.
✨Ask Insightful Questions
Prepare some thoughtful questions about the company’s underwriting policies and how they approach process improvements. This not only shows your interest in the role but also gives you a chance to assess if the company aligns with your career goals.