Senior Property Risk Officer

Description Here at Nationwide, we put our members at the heart of everything we do and every role, no matter what it is doing, has a part to play in this. Property Risk is a vital part of the Risk Community, working closely with Chartered Surveyors and Solicitors, dealing with property and legal queries. We are seeking an experienced individual responsible for completing desktop mortgage valuations and making property risk policy decisions. At Nationwide we offer hybrid working wherever possible. More rewarding relationships are supported through our hybrid approach, bringing colleagues together across our UK wide estate, whilst also supporting generous access to home working. We value our time in the office to solve problems, to learn, and to feel connected. For this job you\’ll spend at least two days per week, or if part time you\’ll spend 40% of your working time, based at our Bournemouth office. hybrid working here If we receive a high volume of relevant applications, we may close the advert earlier than the advertised date, so please apply as soon as you can. What youll be doing You will be responsible for completing desktop mortgage valuations for both Nationwide and The Mortgage Works and making property risk policy decisions as well as handling various legal and property-related matters that could impact the value or suitability of a security property. You will liaise with our in-house Chartered Surveyors and valuation suppliers to ensure we deliver the best outcomes for our customers and the society. The role requires you to use your understanding of Nationwide and The Mortgage Works risk appetite and policy, alongside a good understanding of property construction and the property market to conduct desktop valuations. You must be able to clearly communicate your reasoning and decision-making process, ensuring that all valuations and decisions are guided by established policies and backed by solid evidence. A proactive attitude is desired for this role, as you will be expected to use your initiative to produce solutions to problems and work as part of a team to resolve complex matters. The team works closely together, both in the office and over Teams, sharing knowledge, skills, and resources. About You Property valuations, underwriting or risk management experience. A demonstrated history of making informed decisions using various sources of data. You must be able to investigate, identify and consider the risks associated with each case and use personal judgement to make decisions in line with policy. Strong analytical skills that can help shape and drive change and efficiencies within Risk. Confidently articulate information through clear written and verbal communication with multiple stakeholders. Ability to self-motivate and work under your own initiative, demonstrating an ability to solve problems whilst maintaining accuracy and providing excellent customer service. Innovative, keeping abreast of market changes and constantly looking for new ways of doing things. Role Our customer first behaviours put customers and members at the heart of how we work together. They are the set of behaviours that every colleague needs to display, in every role: Feel what customers feel Say it straight Push for better Get it done You can strengthen your application by showing how our customer first behaviours resonate with you, and where you may have already demonstrated these. The extras youll get There are all sorts of employee benefits available at Nationwide, including: A personal pension if you put in 7% of your salary, well top up by a further 16% Up to 2 days of paid volunteering a year Life assurance worth 8x your salary A great selection of additional benefits through our salary sacrifice scheme Wellhub Access to a range of free and paid options for health and wellness Access to an annual performance related bonus Access to training to help you develop and progress your career 25 days holiday, pro rata Banking but fairer, more rewarding, and for the good of society We forge our own path at Nationwide. As a mutual, were owned by our members – those customers who bank, save or have a mortgage with us. We challenge the financial sector status quo. We dont see customers as the engine of our own profit. We share our profits with them and put their needs first. Always there when they need us. Supporting them and their lives. If youre inspired by fairer finances, passionate about making a meaningful impact, and truly care about our customers, youre one of us. At Nationwide, you are challenged to grow and rewarded for doing so. Valued. Recognised. Inspired to be your best. As a community we want our working lives to count. As a team, we celebrate what we achieve. As a standard-setter, we work for the good of customers, communities, and broader society. We are Purpose-driven. Uncompromisingly Customer. Unstoppably Nationwide. What to do next If this role is for you, please click the Apply Now button. Youll need to attach your up-to-date CV and answer a few quick questions for us. We respond to everyone, so we will be in contact shortly after the closing date to let you know the outcome of your application. Financial Reward Package To see a ball-park figure of how the pounds in your pocket could add up, put a salary figure in the box below and hit the Calculate Now button. As if by magic, a chart will appear giving an indication of what these financial benefits could look like. Calculate your reward Enter your salary and we will calculate your overall reward. This is the total amount you earn per year #J-18808-Ljbffr