At a Glance
- Tasks: Deliver high-quality credit analysis and present recommendations to senior committees.
- Company: Join a leading organisation in risk assessment with a focus on innovation.
- Benefits: Competitive salary, professional development, and opportunities for career growth.
- Why this job: Make impactful decisions in finance while collaborating with industry experts.
- Qualifications: Experience in credit analysis and strong analytical skills required.
- Other info: Dynamic role with opportunities to engage at senior levels and improve processes.
The predicted salary is between 36000 - 60000 ÂŁ per year.
We have an exciting opportunity for skilled Senior Credit Risk Analysts to join us within our Risk Assessment Division. The successful candidates will deliver high‑quality, evidence‑based credit opinions on proposed transactions and existing exposures across corporates, project finance, aerospace and financial institutions. You’ll craft clear, defensible arguments—covering PDs, LGDs and risk appetite—and present your recommendations in divisional discussions and at the Enterprise Risk & Credit Committee (ERiCC).
The main activities include but are not limited to:
- Produce robust credit analysis and ratings, coordinating inputs from multiple teams into concise credit papers.
- Identify and assess ESG and climate risks that affect counterparties and deal structures.
- Represent RAD at external due‑diligence and negotiation meetings.
- Advise on acceptable exposure levels to ensure proposals fit within UKEF’s risk appetite.
- Build deep subject‑matter expertise across sectors and industries.
- Engage confidently with exporters, buyers, banks, advisers and technical experts—often at senior level—to understand business models, structures and cash flows.
- Interrogate financial models and critically review third‑party reports (technical, market, insurance, etc.).
- Contribute to policy, process and framework improvements that lift consistency and efficiency across UKEF.
- Support knowledge‑sharing by training and up‑skilling colleagues across RMG and wider UKEF.
- Provide approvals for non‑binding indications of support, and present analysis and recommendations to risk colleagues and ERiCC.
- Where required, support post‑issue waiver requests and provide day‑to‑day guidance to junior staff and secondees.
- Peer‑review colleagues’ work and, where granted, exercise delegated authority.
The successful candidates will be pragmatic and curious analysts with a track record of sound judgment under time pressure. You write with clarity, defend your views with data, and thrive on cross‑functional collaboration. Experience in corporate, project finance, FI or aerospace credit is welcome; a rigorous approach to ESG and climate risk is essential.
Senior Credit Risk Analyst in City of London employer: UK Export Finance
Contact Detail:
UK Export Finance Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Senior Credit Risk Analyst in City of London
✨Tip Number 1
Network like a pro! Reach out to your connections in the finance and risk sectors. Attend industry events or webinars where you can meet potential employers and showcase your expertise in credit risk analysis.
✨Tip Number 2
Prepare for interviews by brushing up on your knowledge of ESG and climate risks. Be ready to discuss how these factors influence credit decisions, as this will show you're not just knowledgeable but also genuinely interested in the role.
✨Tip Number 3
Practice your presentation skills! You’ll need to present your credit opinions clearly and confidently. Consider doing mock presentations with friends or colleagues to get comfortable with articulating your thoughts.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, it shows you’re serious about joining our team at UKEF.
We think you need these skills to ace Senior Credit Risk Analyst in City of London
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Senior Credit Risk Analyst role. Highlight your experience in credit analysis, ESG and climate risk assessment, and any relevant sector expertise. We want to see how your skills align with what we’re looking for!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you’re passionate about credit risk analysis and how your background makes you a great fit for our team. Don’t forget to mention specific experiences that demonstrate your analytical skills and collaborative spirit.
Showcase Your Analytical Skills: In your application, be sure to showcase your analytical skills. Provide examples of how you've produced robust credit analyses or contributed to policy improvements. We love candidates who can defend their views with data and present clear arguments!
Apply Through Our Website: We encourage you to apply through our website for a smooth application process. It’s the best way for us to receive your application and ensures you don’t miss out on any important updates. We can’t wait to hear from you!
How to prepare for a job interview at UK Export Finance
✨Know Your Credit Risk Fundamentals
Brush up on your knowledge of Probability of Default (PD), Loss Given Default (LGD), and risk appetite. Be ready to discuss how these concepts apply to the sectors mentioned in the job description, like corporates and project finance.
✨Prepare for Scenario-Based Questions
Expect questions that assess your ability to analyse credit risks in real-world scenarios. Think about past experiences where you identified ESG or climate risks and be prepared to explain your thought process and recommendations.
✨Showcase Your Communication Skills
Since you'll be presenting to senior stakeholders, practice articulating your credit opinions clearly and confidently. Use data to back up your arguments and be ready to defend your views during discussions.
✨Demonstrate Cross-Functional Collaboration
Highlight any experience you have working with different teams. Discuss how you’ve coordinated inputs for credit papers or engaged with external parties, as this role requires strong collaboration skills.