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For Companies At a Glance
- Tasks: Dive into credit underwriting and analyse financial performance daily.
- Company: Join twentyAI, a specialist consultancy in Financial Crime Compliance and Regulatory Compliance.
- Benefits: Enjoy a dynamic work environment with opportunities for growth and development.
- Why this job: Be part of a fast-paced team making impactful decisions in the finance sector.
- Qualifications: Bring your experience in commercial credit underwriting and strong analytical skills.
- Other info: This is a newly created role, perfect for innovative thinkers.
The predicted salary is between 36000 - 60000 £ per year.
Role Responsibilities
- Perform in depth credit underwriting for new and existing applications.
- Provide analysis to existing processes and advise business on improvements to automation tools.
- Conduct a thorough financial analysis of company accounts, cash flow, and trading performance.
- Support collections and recoveries strategy, particularly with ageing receivables.
- Develop and enhance credit risk framework and operational processes.
- Provide QA on credit assessments and help standardise risk reporting.
- Support fraud and portfolio monitoring efforts as part of a broader risk ownership.
Role Requirements
- Extensive experience in commercial credit underwriting, ideally in SME B2B lending.
- Strong analytical and commercial judgement, with a passion for data-backed decision making.
- Confident working in fast-moving, scale-up environment.
- Experienced in assessing non-standard risk cases and structuring credit recommendations.
- Excellent communication skills — internally and externally — including negotiation experience in collections scenarios.
If you feel you have the relevant experience for this newly created opportunity then please apply to this advert and send your CV to anna.dunne@twentyai.com.
Credit Underwriter employer: twentyAI
Contact Detail:
twentyAI Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Underwriter
✨Tip Number 1
Familiarise yourself with the latest trends in commercial credit underwriting, especially in SME B2B lending. This will not only help you understand the market better but also demonstrate your commitment to staying updated during interviews.
✨Tip Number 2
Prepare specific examples of how you've improved processes or implemented automation tools in your previous roles. Being able to discuss these experiences will show us that you can contribute to enhancing our credit risk framework.
✨Tip Number 3
Brush up on your financial analysis skills, particularly in assessing cash flow and trading performance. Being able to articulate your analytical approach will be crucial in demonstrating your suitability for the role.
✨Tip Number 4
Practice your communication and negotiation skills, especially in collections scenarios. We value excellent communication, so being prepared to discuss how you've successfully navigated challenging conversations will set you apart.
We think you need these skills to ace Credit Underwriter
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your extensive experience in commercial credit underwriting, especially in SME B2B lending. Use specific examples that demonstrate your analytical skills and decision-making abilities.
Craft a Strong Cover Letter: In your cover letter, emphasise your passion for data-backed decision making and your experience in fast-paced environments. Mention how you can contribute to improving automation tools and enhancing the credit risk framework.
Showcase Communication Skills: Since excellent communication skills are crucial for this role, provide examples of your negotiation experience in collections scenarios. Highlight any instances where your communication led to successful outcomes.
Highlight Analytical Achievements: Detail any previous roles where you conducted thorough financial analyses or provided QA on credit assessments. Use metrics or specific results to illustrate your impact on risk reporting and portfolio monitoring efforts.
How to prepare for a job interview at twentyAI
✨Showcase Your Analytical Skills
As a Credit Underwriter, your ability to analyse financial data is crucial. Be prepared to discuss specific examples of how you've conducted financial analyses in the past, particularly in relation to cash flow and trading performance.
✨Demonstrate Your Understanding of Risk
Familiarise yourself with credit risk frameworks and be ready to talk about how you've developed or enhanced these processes in previous roles. Highlight any experience you have with non-standard risk cases and structuring credit recommendations.
✨Communicate Effectively
Excellent communication skills are essential for this role. Practice articulating your thoughts clearly and confidently, especially when discussing complex topics like collections and recoveries strategies. Prepare to share examples of successful negotiations you've led.
✨Be Ready for Fast-Paced Environments
This position requires working in a fast-moving, scale-up environment. Share experiences that demonstrate your adaptability and ability to thrive under pressure, showcasing how you've successfully managed multiple tasks or projects simultaneously.
