Deputy MLRO (part-time) in Bromley

Trust Payments is an MFSA-regulated company in Malta and an FCA-regulated company in the UK. We provide a range of payments and commerce solutions, with market-leading technology and data insights. Our global offices cater to the most demanding business sectors, including retail, travel, hospitality, forex, and financial services. Driving value for our clients and demonstrating genuine care for their success is a core value of ours. We also believe in striving to build a better, more sustainable tomorrow and conducting our business ethically, driving social and environmental change. We have a passionate, collaborative, and diverse culture that recognises that every employee contributes to our business success.

The Deputy MLRO works closely with the MLRO to establish and maintain effective anti-money laundering systems and control procedures, taking full ownership of the MLRO function when required.

Responsibilities:

• Take on full MLRO responsibilities for Trust Payments (UK) Limited in the MLRO's absence.
• Collaborate with the MLRO to maintain Trust Payments (UK) Limited's anti-money laundering and counter-terrorist financing policy, in line with evolving statutory and regulatory obligations.
• Work alongside the MLRO to ensure compliance with all money laundering requirements, including day-to-day oversight of AML operations and liaison with the FCA, NCA, and other Crime Agencies.
• Contribute to AML Audits, including follow-ups and logistics.
• Serve as the focal point for all AML-related activities within Trust Payments (UK) Limited, including driving implementation of recommendations identified during AML Audits.
• Play a key role in the Business Risk Assessment, ensuring profiles are adequately documented and compliant with Trust Payments (UK) Limited policies.
• Ensure all staff are aware of their AML/CFT obligations and TPML's policies and procedures.
• When acting as MLRO, ensure all internal suspicious activity reports are investigated promptly.
• Report suspicious activity to the NCA without delay upon determination.
• Follow up on Suspicious Activity Reports (SARs) with the NCA.
• Ensure monitoring and identification of suspicious transaction activity is adequate and compliant with regulations.
• Contribute to the delivery of the AML Monitoring Programme.
• Communicate findings to relevant heads of department in a timely manner.
• Drive timely remediation of identified findings.
• Incorporate findings as case studies within training activity.
• Ensure client due diligence at onboarding and on an ongoing basis meets the standards required by regulatory and legal obligations.
• Communicate any identified weaknesses to the MLRO and relevant heads of department.
• Conduct horizon scanning, providing timely updates on relevant developments or legislative changes that may require amendments to Trust Payments (UK) Ltd policies.
• Partner with the MLRO to develop and deliver appropriate AML training for employees.

Qualifications:

• Degree (or equivalent) or comparable work experience, with 1–2 years of relevant experience in a compliance or risk role.
• ICA or ACAMS Money Laundering qualification considered advantageous.
• Broad and/or in-depth technical compliance knowledge in AML/CTF.
• Knowledge of regulations and procedures covering both UK and EU.
• Experience in Banking and Financial Services, particularly in card schemes and alternative payments, considered an asset.

Skills & Attributes:

• Organised and methodical, with strong attention to detail.
• Able to recognise when escalation is needed and act accordingly.
• Able to manage multiple priorities and deliver within established timeframes, working with a degree of autonomy.
• Clear and concise communicator, with the ability to explain complex requirements accessibly to a range of audiences.
• Track record of developing, implementing, and maintaining compliance standards and procedures.
• Proficient in Microsoft Office (Word, Excel and PowerPoint).
• Dependable and thorough in approach to work.
• Able to identify and assess potential legal and compliance issues.
• Comfortable managing multiple deadlines in a dynamic environment.

Trust Payments is an Equal Opportunities Employer. We are committed to equal employment opportunity for all, regardless of race, heritage, religion, gender, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity or any other protected characteristic.