Collections and Litigation Executive

Head of Operations and Collections | FinTech & SME lending sector | Experienced in scaling business operations, insolvency, restructuring, debt …

Collections & Litigation Associate

Location: London / Hybrid
Type: Full-time

About the Company

We power entrepreneurs with extraordinary financial tools. 5 million small businesses in the UK generate £1,000 billion of B2B turnover every year. We believe that entrepreneursimientos are the heroes of the real economy, and they deserve to be well supported. Unfortunately, with 55 days of average payment terms, UK SMEs continually endure £150 billion of capital shortage due to unpaid invoices. Cash flow challenges constrain economic growth and are responsible for many business failures — impacting people’s lives and the broader society. In today’s world, this problem can be solved. We exist to power real entrepreneurs with extraordinary financial tools to make the real economy prosper.

Leveraging the latest technology, we can provide instant access to short‑term capital in a click and make working capital financing a problem of the past. TRIVER is the new breed of fintech, just 3 years old. We harness the power of open banking data and other data sources to deliver 100% automated working‑capital solutions. Our revolutionary API‑first platform enables any company to offer instant capital to their SME clients through straightforward plug‑&‑play integration. We are embarking on a journey to revolutionise financial services and create a world of extended possibilities. Now is the best time to join the adventure.

About the Role

As a Collections & Litigation Associate at TRIVER, you will play a pivotal role in driving commercial outcomes and optimising debt recovery strategies, overseeing the day‑to‑day management of advanced delinquent accounts and acceleration of legal enforcement procedures. This is a critical role to support the Head of Operations with the management and evolution of TRIVER’s Collections strategy, habitable for a new litigation professional looking to take the next step in their career.

Responsibilities

• Implementation of late‑stage Collections strategy: You will be responsible for the day‑to‑day management of aged and contentious Collections accounts (typically 90 days+ overdue) requiring termination and/or escalation of formal debt recovery proceedings to enhance recovery prospects.
• Formal Pre‑Litigation Notices: You will ensure all necessary formal notices to customers are issued in accordance with Pre‑Action Protocol prior to commencementίνει legal proceedings.
• External legal instructions: You will work directly with TRIVER’s external panel of solicitors in bringing legal claims; preparing and issuing legal instructions for winding‑up petitions, county court proceedings and director claims, monitoring progress through the claims process and ensuring timely communications.
• Cost‑Benefit assessments: You will support the Head of Operations with account strategy decisions on the merits of legal enforcement options with lugha high regard to efficient, commercial results. You will assess the prospects of success of a claim at regular intervals, producing case plans to achieve desirable outcomes.
• Strategy and policy enhancements: You will work with the Head of Operations to identify opportunities to bring legal work in‑house and streamline recovery processes.
• Corporate legal support: You will assist in overseeing other legal matters outside of debt recovery to facilitate new business, originations and credit risk. This will include working with customers to execute corporate/personal guarantee documents where required, liaising with secured chargeholders to agree Deeds of Release/Priority, and general matters requiring legal input.
• Reporting and record keeping: You will maintain internal reports and ensure that customer records are kept up to date on all internal systems to facilitate effective account management, costs control and KPI reporting, working with the Head of Collections and wider Risk team on performance oversight and budgeting.

Qualifications and Attributes

• 3+ years of experience in working in a debt litigation role within a lending institution, DCA or financial services firm and a desire to grow your career in a scaling start‑up environment.
• Working knowledge of Pre‑Action Protocol for debt recovery claims.
• You thrive in working in fast‑paced, dynamic roles and are motivated by the opportunity to contribute to business performance and operational change.

Required Skills

• A problem‑solver with excellent analytical skills, attention to detail and a results‑driven approach to tasks.
• A clear and confident communicator who is able to manage difficult conversations and is comfortable negotiating to achieve positive outcomes.
• Able to work independently to make recommendations on case strategy.
• An open‑minded, self‑learner who is comfortable contributing ideas and trialling new initiatives.

Why Join TRIVER?

• A low ego, high bar environment.
• Direct Impact: Help solve the cash flow crisis for the 5 million small businesses in the UK.
• No Red Tape: Enjoy a culture of straightforward communication with no bureaucracy.
• Growth Environment: We believe in unleashing talent. You will be challenged to do things you never thought possible.
• Diverse Team: Join a passionate, international team of creators and innovators.
• Private Medical Insurance
• 25 days holiday per year + bank holidays & your birthday off
• Company shares
• Annual learning budget

Ready to join the adventure? Now is the best time to join us and make working capital financing a problem of the past.

Seniority level

Associate

Employment type

Full‑time

Job function

Finance, Legal, and Administrative

Industries

Collection Agencies, Banking, and Financial Services

Referrals increase your chances of interviewing at TRIVER by 2x