At a Glance
- Tasks: Lead credit governance and evaluate lending proposals across diverse finance sectors.
- Company: Join a certified B Corp recognised as a Sunday Times 'Best Place to Work 2025'.
- Benefits: Competitive salary, comprehensive benefits, and genuine growth opportunities.
- Other info: Be part of a talented team where your ideas and initiative are valued.
- Why this job: Make a real impact in a collaborative environment focused on responsible investment.
- Qualifications: Proven experience in credit decision-making and strong financial analysis skills.
The predicted salary is between 80000 - 100000 £ per year.
Since 2004, we’ve been bringing investment ideas to life and connecting capital with the right people and opportunities. Today, we manage more than £2.5 billion for a broad range of investors across five key investment strategies: Private Credit, Social Housing, Clean Heat, Energy and Venture. These strategies underpin the innovative range of investments we offer to both private (retail) and institutional clients. There are 230+ employees at Triple Point, all committed to leaving the world demonstrably better than we found it. That’s why we’re a certified B Corp, signed up to the Principles for Responsible Investment, and were named a Sunday Times 'Best Place to Work 2025'.
The Credit and Risk team partners with every part of the group risk function to identify, assess and manage potential risks. By helping teams make informed decisions and embedding risk awareness into everyday activity, they strengthen Triple Point’s resilience and long-term success.
The role is responsible for reviewing and challenging lending proposals across multiple verticals including SME Debt Finance, Property Development Finance, Corporate Lending & Leasing, Speciality Finance and Funds Finance. Working closely with origination teams, product heads and the Head of Credit, the Senior Credit Director ensures that transactions are approved within risk appetite and credit governance is applied consistently across the platform.
The Senior Credit Director is a voting member of Private Credit Credit Committees and supports the Head of Credit in maintaining overall portfolio discipline and credit culture. This role is focused on transaction underwriting and credit governance.
Key Responsibilities- Credit Governance & Risk Discipline
- Support the Head of Credit in maintaining a consistent credit framework and underwriting discipline across the platform.
- Ensuring lending proposals are aligned with internal credit frameworks.
- Maintaining consistency in underwriting standards across different lending products.
- Helping identify emerging risks across sectors or product types.
- Supporting improvements to credit policies, frameworks and review processes.
- Credit Committee & Deal Evaluation
- Leading voting member of Triple Point Credit Committees, providing independent challenge and credit insight across all lending verticals.
- Assessing transaction structure, repayment mechanics and downside protection.
- Challenging assumptions within financial models, valuations and exit strategies.
- Ensuring deals are aligned with internal lending frameworks and risk appetite.
- Collaboration with Origination Teams
- Work closely with Origination and Product teams to support origination activities.
- Support post approval completion activities – particularly documentation and security queries.
- Support Head of Credit in committee preparation and decision processes.
- Act as escalation point for complex credit matters.
- Contribute to credit strategy discussions.
- Support internal credit training and knowledge sharing.
- A proven background in a Credit Committee or Credit decision making environment covering lending transactions in a Private Credit, non-bank lending or Mid-Market (or above) Lending organisation.
- Experience and clear understanding of technical lending landscape from activities across SME or Mid-Market Corporate lending covering areas such as leverage finance, structured finance or other event driven finance activities.
- Ability to assess a broad range of lending structures including cashflow lending, asset-backed lending and development finance.
- Strong financial analysis and structuring capability.
- Experience participating in investment or credit committees.
- The ability to challenge constructively while maintaining productive relationships with deal teams.
- Strong judgement when assessing downside risk and recovery scenarios.
- Experience across multiple lending products (rather than a single specialism).
- Experience in dealing with distress lending situations.
- Prior lending experience in Funds Finance and Speciality Finance.
- Prior experience in rolling out new team structures in growing business environment.
Why Join us? You’ll join a talented, collaborative team in a connected environment where ideas and initiative are valued. Be part of a growing and innovative team. We offer a competitive salary, a comprehensive benefits package, and genuine opportunities for growth and progression. Opportunities for professional development and career progression. At Triple Point, high performance means living our values every day:
- Stay Curious.
- Be Generous.
- Take Thoughtful Action.
- Pull Together.
- Own It.
Senior Credit Director employer: Triple Point
Contact Detail:
Triple Point Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Senior Credit Director
✨Tip Number 1
Network like a pro! Reach out to people in the industry, attend events, and connect on LinkedIn. You never know who might have the inside scoop on job openings or can put in a good word for you.
✨Tip Number 2
Prepare for interviews by researching the company and its values. Understand their investment strategies and be ready to discuss how your experience aligns with their mission. Show them you’re not just another candidate!
✨Tip Number 3
Practice your pitch! Be clear about your achievements and how they relate to the role of Senior Credit Director. Confidence is key, so rehearse your answers to common interview questions until you feel comfortable.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, it shows you’re genuinely interested in joining our team at Triple Point.
We think you need these skills to ace Senior Credit Director
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Senior Credit Director role. Highlight your experience in credit decision-making and any relevant lending transactions you've been involved in. We want to see how your background aligns with our needs!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about joining Triple Point and how you can contribute to our mission. Be sure to mention specific experiences that demonstrate your fit for the role.
Showcase Your Analytical Skills: Since this role involves a lot of financial analysis and structuring, make sure to highlight your analytical skills in both your CV and cover letter. We love seeing examples of how you've assessed lending structures or tackled complex credit matters.
Apply Through Our Website: We encourage you to apply through our website for a smoother application process. It helps us keep track of your application and ensures you don’t miss out on any important updates from us!
How to prepare for a job interview at Triple Point
✨Know Your Credit Landscape
Before the interview, brush up on your knowledge of the credit landscape, especially in areas like SME Debt Finance and Corporate Lending. Be ready to discuss specific lending structures and how they align with risk appetites.
✨Prepare for Scenario Questions
Expect questions that challenge your judgement on downside risks and recovery scenarios. Think of examples from your past experience where you had to assess complex transactions and be prepared to explain your thought process.
✨Showcase Your Collaborative Spirit
Triple Point values teamwork, so highlight your experience working closely with origination teams and product heads. Share examples of how you've contributed to credit strategy discussions or supported internal training initiatives.
✨Demonstrate Your Problem-Solving Skills
Be ready to discuss how you've tackled challenges in credit governance or underwriting discipline. Prepare to share specific instances where you identified emerging risks or improved credit policies, showcasing your proactive approach.