At a Glance
- Tasks: Lead the development of AI agents for credit underwriting and improve decision-making processes.
- Company: Fast-growing fintech redefining growth financing for product brands.
- Benefits: Flexible work environment, competitive salary, equity options, and a dynamic team culture.
- Other info: Opportunity for career growth in a scaling company across Europe.
- Why this job: Join at a pivotal moment to shape the future of financial services with AI.
- Qualifications: Strong credit reasoning and hands-on experience building impactful AI agents.
The predicted salary is between 72000 - 88000 £ per year.
Treyd is a fast-growing B2B fintech redefining how product brands finance growth. Our unique "sell first, pay suppliers later" model helps businesses unlock cash flow across the entire working capital cycle, turning working capital from a growth constraint into a competitive advantage. Founded in 2020, we have served more than 1,600 product brands across the UK, Ireland and the Nordics. Backed by more than SEK 300 million in equity funding, we have built a resilient business with strong unit economics and consistent, capital-efficient growth. Today, we are a team of +45 people with offices in Stockholm, London and Cairo.
Having established a leading position in the market, we are now entering our most ambitious phase yet, with profitability targeted for 2026, a planned Series B and international expansion. We are becoming an agentic company. Our next-generation product, Treyd ONE, brings payables, receivables, treasury and credit together into one unified working capital platform for product brands. The next step is to recruit the person who will own and evolve our underwriting agents. Working at the intersection of credit, product and AI, the role will define how agentic systems are built across the company. This is a unique opportunity to join at a pivotal moment and help shape the future of financial services.
Key responsibilities
- Own the underwriting agents
- Take full ownership of the agents and of how decisions are made, challenged and improved over time
- Own the decision flow, tool use, guardrails, escalation, and where humans stay in the loop
- Act as the bridge between credit, product and AI
- Set the standard for how agents are built at Treyd
Translate credit expertise into agentic systems
- Convert complex credit analysis into agent workflows, evaluation frameworks and decision logic
- Build systems that can reason through messy real-world data, edge cases and non-standard situations
- Encode the judgement of experienced underwriters into scalable decision systems
Prove quality and drive improvement
- Build evaluation frameworks that make agent quality visible, measurable and comparable over time
- Test decisions against historical cases, real world outcomes and evolving business needs
- Create feedback loops that continuously improve performance and build confidence in agent driven decision making
Own how Treyd builds agents
- Over time, own the craft and standards by which all Treyd agents are built
- Expand agent capabilities beyond underwriting into sales, customer success, compliance and operations
- Turn Treyd's proprietary data and underwriting expertise into a lasting competitive advantage
Skills & Requirements
Must have
- Strong credit and financial reasoning - either real depth in credit / risk / underwriting, or adjacent background with the analytical horsepower to get there fast
- Hands-on track record of building AI agents that solved real problems and drove measurable business impact - shipped, not theorized
- An instinct for measurement - you reach for evals, ground truth and backtests to know whether something works, not just whether it looks right
Nice to have
- Experience from scale-ups or international environments
- Exposure to credit, lending, e-commerce finance or working-capital products
- Background as a builder or founder in an AI/agent product
What we offer
- A high-impact role at the intersection of AI, credit and tech
- Flexible work environment with offices in Stockholm, London and Cairo
- A dynamic and fun workplace with a team that’s scaling fast across Europe
- Competitive salary with equity options, be part of our success story
Location
Stockholm
AI Agent Lead – Credit Underwriting in London employer: Treyd
At Treyd, we pride ourselves on being an innovative employer that fosters a collaborative and forward-thinking work culture. As the AI Underwriting & Agentic Systems Lead, you will have the opportunity to shape the future of underwriting with cutting-edge AI technology while enjoying comprehensive benefits and ample opportunities for professional growth in a dynamic environment. Our commitment to employee development and a supportive atmosphere makes Treyd an exceptional place to build a meaningful career.
StudySmarter Expert Advice🤫
We think this is how you could land AI Agent Lead – Credit Underwriting in London
✨Tip Number 1: Tap Into Professional Networks
The finance world loves a good connection, so jump into industry-specific groups on platforms like LinkedIn where you can find discussions on financial controlling. Engaging in these communities can expose you to hidden job leads that aren't openly advertised!
✨Tip Number 2: Attend Finance Events and Conferences
Make it a mission to attend finance-related events and conferences, even virtual ones! This is a golden opportunity to network face-to-face with people from companies like Treyd. You never know who might be your next boss or a crucial contact!
✨Tip Number 3: Showcase Your Expertise
Consider writing articles or sharing insights related to financial controlling or industry trends. Publish these on platforms like LinkedIn to establish yourself as a knowledgeable player in the field. This not only increases your visibility but also catches the attention of recruiters from Treyd.
✨Tip Number 4: Apply Directly on Company Websites
Since you're going for a full-time gig, don't forget to keep an eye on the careers page of companies you're interested in, like Treyd. Many companies prefer candidates who apply through their website as it shows genuine interest and makes your application stand out!
We think you need these skills to ace AI Agent Lead – Credit Underwriting in London
Some tips for your application 🫡
Show Off Your Numbers Game:In financial controlling, detail is everything! Make sure your CV showcases your proficiency with numbers—highlight any relevant experience in budgeting, forecasting, or working with financial software. Quantifying your past achievements will make you stand out, so don’t be shy about flaunting those impressive percentages or cost savings you've implemented.
Tailored Cover Letter is Key:Your cover letter is a chance to shine, especially for a full-time role. Use it to express your genuine interest in Treyd and the specific impact you hope to make in financial controlling. Mention any relevant qualifications or experiences that align with the company’s goals, and don’t forget to show that you're ready for a long-term commitment!
Certifications Matter:List relevant certifications such as ACCA or CIMA on your CV. These qualifications not only showcase your dedication to the field but also your technical competence in financial principles. If you have any ongoing training or courses, make sure to mention those as well to demonstrate your commitment to continual learning in financial controlling.
Don’t Overlook Soft Skills:While numbers are crucial, so are those soft skills! Financial controllers need strong communication and analytical reasoning abilities. We recommend embedding examples of these skills in your CV and cover letter, like how you’ve successfully delivered financial reports to stakeholders or collaborated with teams to improve processes. Let’s show Treyd how you can be a team player!
How to prepare for a job interview at Treyd
✨Brush Up on Technical Skills
Make sure you're comfortable with key financial concepts, especially around forecasting, budgeting, and variance analysis. Sometimes, interviewers may throw in technical questions or case studies, so practicing these types of scenarios will help you shine!
✨Showcase Your Financial Acumen
If you've had experience with specific financial software like SAP or Oracle, make it known! Be ready to discuss how you used these tools to improve processes or reporting, as this hands-on knowledge can really set you apart in a full-time role with Treyd.
✨Know Your Numbers
In full-time interviews, especially in financial controlling, be prepared for numerical reasoning tests or questions. Brush up on your mental maths and understand how to interpret and analyse financial statements on the spot, as this may come up during the assessment.
✨Connect with Company Goals
Familiarise yourself with Treyd's financial objectives and any recent developments. During the interview, try to weave your understanding of their business model and challenges into your answers—this shows your genuine interest and alignment with their goals!
