Senior Underwriter - Property in Liverpool

Taking care of our customers, our communities and each other. By honoring this commitment, we have maintained our reputation as one of the best property casualty insurers in the industry for over 170 years. Join us to discover a culture that is rooted in innovation and thrives on collaboration. Business Insurance helps companies in the UK and Ireland identify, prepare for and mitigate risks by offering a broad array of industry-specific, combined property and casualty insurance solutions to customers. This includes SME solutions traded directly, Commercial Accounts traded via brokers, and Corporate Solutions to FTSE 350 Risk Managed companies.

We are looking for a Senior Property & Casualty Underwriter to join our renewals team in London. You will leverage your underwriting expertise to proactively drive submissions, quotes, and binds and enjoy building strong partnerships with brokers, delivering tailored insurance solutions that truly make a difference. You will be a decisive, detail-oriented professional who is able to independently assess risk, negotiate winning terms, and showcase our products to fuel Travelers' sustainable profitability and success.

Travelers Europe currently offers flexibility to employees who wish to work on a hybrid basis in accordance with our Hybrid Work Arrangements Policy. This entails full time employees working three days a week in the office and two days at home (or pro rata for part-time employees). This policy may be changed at the Company’s discretion.

• Manage the profitability, growth, and retention of an assigned book of business primarily comprised of moderate to complex accounts across all our products.
• Underwrite and skillfully negotiate moderate to complex risks to minimise risk and maximise profitability, including Mid Term Adjustments (MTAs).
• Proactively manage your portfolio, ensuring key performance indicators are consistently achieved and you actively target new business and retention.
• Identify and take corrective action based on individual risk characteristics identified through Portfolio Management to actively manage your portfolio of risks.
• Identify and capture opportunities to write additional lines of business using knowledge of products, risk characteristics and appetite.
• Proactively utilise various technology platforms to quote and bind risk efficiently.
• Prepare, lead and present Underwriting Reviews for individual policies or portfolios/schemes and manage action points.
• Cultivate and maintain relationships with internal partners within the business unit and across the enterprise to identify cross-selling opportunities.
• Foster and maintain relationships with brokers by phone, email or other communication channels to market and sell Travelers products with a goal of writing and retaining accounts consistent with our risk appetite. Must be able to travel to meetings.

Knowledge: Deep knowledge of products, the regulatory environment, and the local insurance market. Strong critical thinking skills with the ability to underwrite, market products, identify financial challenges, and analyse available information to make decisions in alignment with our risk appetite.

Inclusion: views those differences as assets to be leveraged to accomplish business goals and objectives. Experience coaching and mentoring others.

Industry / Competitor Analysis: Review competitor press releases and industry trade press for helpful insights, linking key themes together and identifying applicability to team strategies.

Project Management: Participate in and/or lead projects that involve complex analysis and implementation of non-complex, routine business and regulatory changes relating to the enhancement, maintenance or introduction of new products.