Senior Underwriter - New Business in England

Who Are We?

Taking care of our customers, our communities and each other.

That’s the Travelers Promise.

By honoring this commitment, we have maintained our reputation as one of the best property casualty insurers in the industry for over 170 years.

Join us to discover a culture that is rooted in innovation and thrives on collaboration.

Imagine loving what you do and where you do it.

What Is the Opportunity?

Business Insurance helps companies in the UK and Ireland identify, prepare for and mitigate risks by offering a broad array of industry‑specific, combined property and casualty insurance solutions to customers.

This includes SME solutions traded directly, Commercial Accounts traded via brokers, and Corporate Solutions to FTSE 350 Risk‑Managed companies.

We’re looking for a driven Senior Property & Casualty Underwriter to join our high‑performing Birmingham Branch here at Travelers.

In this role, you’ll take the lead on developing and managing new business submissions, quotes, and binds, working strategically alongside broker partners to develop relationships and craft smart insurance solutions that genuinely meet customer needs.

You’ll bring sharp analytical thinking to evaluate and manage risk across your portfolio, with the confidence to negotiate terms, close deals, and thrive in competitive markets, driving sustainable growth and profitability.

Travelers Europe currently offers flexibility to employees who wish to work on a hybrid basis in accordance with our Hybrid Work Arrangements Policy.

This entails full‑time employees working three days a week in the office and two days at home (or pro‑rata for part‑time employees).

This policy may be changed at the Company’s discretion.

What Will You Do?

• Manage profitability, growth, and retention of an assigned book of business primarily comprised of moderate to complex accounts across all our products.
• Underwrite and skillfully negotiate moderate to complex risks to minimise risk and maximise profitability, including Mid Term Adjustments (MTAs).
• Proactively manage your portfolio, ensuring key performance indicators are consistently achieved and you actively target new business and retention.
• Identify and take corrective action based on individual risk characteristics identified through Portfolio Management to actively manage your portfolio of risks.
• Identify and capture opportunities to write additional lines of business using knowledge of products, risk characteristics and appetite.
• Proactively utilise various technology platforms to quote and bind risk efficiently.
• Prepare, lead and present Underwriting Reviews for individual policies or portfolios/schemes and manage action points.
• Cultivate and maintain relationships with internal partners within the business unit and across the enterprise to identify cross‑selling opportunities.
• Foster and maintain relationships with brokers by phone, email or other communication channels to market and sell Travelers products with a goal of writing and retaining accounts consistent with our risk appetite.

Must be able to travel to meetings.

• Develop and execute pipeline plans and support the renewal team in the retention of business that aligns with the team’s sales plans to drive success working in partnership with the sales team.
• Train and mentor less experienced underwriters. Support and collaboration for more junior members of the team, including referrals.
• Perform other duties as assigned.

What Will Our Ideal Candidate Have?

• A Levels or similar qualification.
• Deep knowledge of products, the regulatory environment, and the local insurance market.
• Strong critical‑thinking skills with the ability to underwrite, market products, identify financial challenges, and analyse available information to make decisions in alignment with our risk appetite.
• Excellent communication skills with the ability to successfully negotiate in difficult situations with brokers.
• Ability to work with people from different backgrounds, experiences, cultures, races, etc. and view those differences as assets to be leveraged to accomplish business goals and objectives.
• Experience coaching and mentoring others.
• Review competitor press releases and industry trade press for helpful insights, linking key themes together and identifying applicability to team strategies.
• Participate in and/or lead projects that involve complex analysis and implementation of non‑complex, routine business and regulatory changes relating to the enhancement, maintenance or introduction of new products.

What is a Must Have?

• Strong experience of underwriting, product knowledge, financial analysis, or risk assessment experience.

What Is in It for You?

• Private
• Medical

Insurance: On commencement of employment, you are eligible for single cover provided by Travelers, with the option to add cover for your dependents, at your expense through payroll deduction.

• Retirement: Travelers will make a core contribution of a percentage of salary to your Pension Plan.

Additionally, if you decide to contribute to the plan, you will receive an increased company contribution.

• Holiday

Entitlement: Start your career at Travelers with a minimum of 25 days holiday entitlement annually, plus the opportunity to purchase additional days to allow for up to a total of 35 holidays per year.

• Wellness

Programme: The Travelers wellness programme is comprised of tools, discounts and resources that empower you to achieve your wellness goals and caregiving needs.

In addition, our mental health programme provides access to free professional counselling services and other resources that support your daily life needs.

• Volunteer

Encouragement: We have a deep commitment to the communities we serve and encourage our employees to get involved.

Travelers has a Matching Gift and Volunteer Rewards programme that enables you to give back to the charity of your choice.

• Employees and their eligible family members – including spouses, domestic partners and children – are eligible for coverage from the first day of employment.

To learn more about our comprehensive benefit programs please visit http://careers. travelers. com/life-at-travelers/benefits/.

Travelers is an equal opportunity employer.

If you are a candidate and have specific questions regarding the physical requirements of this role, please send us an email so we may assist you.

Travelers reserves the right to fill this position at a level above or below the level included in this posting.

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